{"id":243758,"date":"2025-04-27T09:00:57","date_gmt":"2025-04-27T09:00:57","guid":{"rendered":"https:\/\/cegkassza.garantiqa.hu\/?page_id=243758"},"modified":"2025-09-30T13:49:17","modified_gmt":"2025-09-30T13:49:17","slug":"home","status":"publish","type":"page","link":"https:\/\/cegkassza.garantiqa.hu\/","title":{"rendered":"Home"},"content":{"rendered":"

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\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 1.\u00e9vad<\/strong><\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”2_3″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][dipl_text_animator animated_text=”A sz\u00f3 elsz\u00e1ll, a tud\u00e1s megmarad. | Amit a v\u00e1llalat p\u00e9nz\u00fcgyeir\u0151l tudni \u00e9rdemes.” animation_hold=”4170ms” _builder_version=”4.24.1″ _module_preset=”default” global_text_settings_font=”Montserrat|800|||||||” global_text_settings_text_color=”#FFFFFF” global_text_settings_font_size=”58px” custom_padding=”91px|||||” global_colors_info=”{}”][\/dipl_text_animator][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.1″ _module_preset=”default” background_color=”#F9602C” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.24.1″ background_color=”#183d3f” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/Budapest-1.jpg” parallax=”on” width=”100%” max_width=”2560px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off” background_color__hover=”#183d3f” background_enable_color__hover=”on”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” custom_margin=”40px|40px|32px|40px|false|true” custom_margin_tablet=”40px|0px|32px|40px|false|false” custom_margin_phone=”40px|30px|32px|30px|false|true” custom_margin_last_edited=”on|phone” animation_style=”slide” animation_direction=”left” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” border_width_bottom=”2px” border_color_bottom=”#FFFFFF” global_colors_info=”{}”]<\/p>\n

VEZ\u00c9RIGAZGAT\u00d3I K\u00d6SZ\u00d6NT\u0150<\/p>\n

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\u00bb<\/span> Egy hull\u00e1mhosszon!<\/h4>\n

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Tisztelt Olvas\u00f3k, Tisztelt Partnereink!<\/strong><\/strong><\/p>\n

Nagy \u00f6r\u00f6m\u00f6mre szolg\u00e1l, hogy k\u00f6sz\u00f6nthetj\u00fck \u00f6n\u00f6ket a Garantiqa Hitelgarancia Zrt. \u00e1ltal \u00e9letre h\u00edvott \u00bbC\u00e9gkassza Podcast\u00ab els\u0151 \u00e9vad ad\u00e1sait bemutat\u00f3 aloldalunkon.<\/span><\/p>\n

A tud\u00e1sgazdag \u00e9s \u00e9lvezetes podcast-sorozat m\u00e1ra a hazai mikro-, kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra kiemelt kommunik\u00e1ci\u00f3s fel\u00fclett\u00e9 v\u00e1lt, mivel olyan \u00e9rt\u00e9kteremt\u0151 m\u0171sort hoztunk l\u00e9tre, amely seg\u00edt \u00e1tl\u00e1that\u00f3bb\u00e1 \u00e9s \u00e9rthet\u0151bb\u00e9 tenni a hazai gazdas\u00e1gi k\u00f6rnyezet v\u00e1ltoz\u00e1sait, a c\u00e9gek finansz\u00edroz\u00e1si lehet\u0151s\u00e9geit, \u00e9s ez\u00e1ltal er\u0151s\u00edti a magyar v\u00e1llalkoz\u00f3i k\u00f6z\u00f6ss\u00e9get, \u00e9s jelent\u0151sen hozz\u00e1j\u00e1rul az inform\u00e1ci\u00f3k k\u00f6zvetlen \u00e9s gyors megoszt\u00e1s\u00e1hoz.<\/p>\n

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[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”RGBA(255,255,255,0)” background_enable_image=”off” background_size=”contain” background_position=”bottom_center” custom_padding=”|||” animation_style=”fade” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”39px|40px|32px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

A podcast r\u00e9v\u00e9n olyan csatorn\u00e1t hoztunk l\u00e9tre, amely \u00e9rthet\u0151en, hitelesen \u00e9s gyakorlatias m\u00f3don seg\u00edti \u00e9s t\u00e1mogatja a kkv-szektort, a magyar gazdas\u00e1g kiemelt szegmens\u00e9t.\u00a0A megh\u00edvott szak\u00e9rt\u0151ink k\u00f6z\u00f6tt impon\u00e1l\u00f3 gazdas\u00e1gi, p\u00e9nz\u00fcgyi \u00e9s v\u00e1llalkoz\u00f3i tapasztalatokkal rendelkez\u0151 vend\u00e9gek szerepeltek, akik autentikus tud\u00e1ssal, innovat\u00edv szeml\u00e9lettel \u00e9s \u00e9lm\u00e9nyszer\u0171 besz\u00e1mol\u00f3kkal gyarap\u00edtott\u00e1k a hallgat\u00f3ink ismeretanyag\u00e1t.<\/p>\n

B\u00fcszk\u00e9k vagyunk, hogy az epiz\u00f3dok nemcsak a napi kih\u00edv\u00e1sokra reflekt\u00e1ltak, hanem j\u00f6v\u0151be mutat\u00f3, praktikus megold\u00e1sokat is felvonultattak. Hallgat\u00f3ink visszajelz\u00e9sei szerint a \u00bb<\/span>C\u00e9gkassza Podcast\u00ab<\/span> nemcsak el\u00e9rte, hanem l\u00e9nyegesen fel\u00fclm\u00falta a v\u00e1rakoz\u00e1sokat.\u00a0A sz\u00e1mokn\u00e1l azonban tal\u00e1n m\u00e9g fontosabb, hogy siker\u00fclt p\u00e1rbesz\u00e9det ind\u00edtani a hazai v\u00e1llalkoz\u00f3i k\u00f6z\u00f6ss\u00e9gen bel\u00fcl. Az ad\u00e1sok r\u00e9v\u00e9n \u00faj \u00f6tletek, \u00faj kapcsolatok \u00e9s \u00faj gondolatok sz\u00fcletnek, amelyek hossz\u00fa t\u00e1von szil\u00e1rd fundamentumot adhatnak a szektor fejl\u0151d\u00e9s\u00e9hez.
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[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”RGBA(255,255,255,0)” background_enable_image=”off” background_size=”contain” background_position=”bottom_center” custom_padding=”|||” animation_style=”fade” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”39px|40px|32px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u00c9s ez m\u00e9g csak a kezdet! Mi ugyanis tov\u00e1bbra is elk\u00f6telezettek vagyunk, hogy a \u00bb<\/span>C\u00e9gkassza Podcast\u00ab<\/span> m\u00e9g az eddigiekn\u00e9l is nagyobb l\u00e1t\u00f3t\u00e9rben folytassa a misszi\u00f3j\u00e1t \u00e9s szolg\u00e1lja a hazai gazdas\u00e1g szerepl\u0151inek \u00e9rdekeit.<\/p>\n

Ez\u00faton is k\u00f6sz\u00f6n\u00f6m minden partner\u00fcnk \u00e9s hallgat\u00f3nk bizalm\u00e1t, t\u00e1mogat\u00e1s\u00e1t; b\u00edzom benne, hogy a k\u00f6vetkez\u0151 \u00e9vadban is tal\u00e1lkozunk az \u00e9terben, \u00e9s egy\u00fctt folytatjuk az utaz\u00e1st.<\/p>\n

Mert mi egy hull\u00e1mhosszon vagyunk.\u00a0 <\/span><\/p>\n

\u00dcdv\u00f6zlettel:
Szab\u00f3 Istv\u00e1n Attila<\/span>
eln\u00f6k-vez\u00e9rigazgat\u00f3<\/span>
Garantiqa Hitelgarancia Zrt.<\/span><\/p>\n

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[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”RGBA(255,255,255,0)” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/min.png” background_position=”bottom_left” custom_padding=”|||” animation_style=”fade” scroll_horizontal_motion_enable=”on” scroll_horizontal_motion=”0|50|50|100|1|0|0″ global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.1″ _module_preset=”default” background_color=”#0a0000″ background_enable_video_mp4=”off” custom_margin=”0px||||false|false” custom_padding=”122px||0px||false|false” hover_enabled=”0″ da_disable_devices=”off|off|off” global_colors_info=”{}” sticky_enabled=”0″ da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.17.4″ _module_preset=”default” background_video_mp4=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/09\/wave.mp4″ width=”100%” max_width=”2560px” custom_padding=”16px||144px|||” hover_enabled=”0″ global_colors_info=”{}” title_text=”wave” sticky_enabled=”0″][et_pb_column type=”4_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” header_2_font=”Montserrat|800|||||||” header_2_text_color=”#ffffff” header_2_font_size=”38px” global_colors_info=”{}”]<\/p>\n

\u00bbC\u00e9gkassza Podcast\u00ab<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.24.1″ background_enable_color=”off” background_enable_image=”off” background_size=”initial” background_position=”top_left” background_repeat=”repeat” background_blend=”multiply” width=”100%” max_width=”2560px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}” use_background_color_gradient__hover=”off” background_color__hover=”RGBA(255,255,255,0)” background_enable_color__hover=”on” background__hover_enabled=”on|desktop”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#0a0303″ custom_padding=”|||” hover_enabled=”0″ global_colors_info=”{}” custom_padding__hover=”|||” sticky_enabled=”0″][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”42px|40px|32px|40px|false|true” custom_margin_tablet=”40px|0px|32px|40px|false|false” custom_margin_phone=”40px|30px|32px|30px|false|true” custom_margin_last_edited=”on|phone” animation_style=”slide” animation_direction=”left” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” border_width_bottom=”2px” border_color_bottom=”#F9602C” global_colors_info=”{}”]<\/p>\n

\u00bb<\/span><\/span> A sz\u00f3 elsz\u00e1ll, a tud\u00e1s megmarad<\/span>
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[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”41px|40px|49px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

A \u00bb<\/span>C\u00e9gkassza Podcast\u00ab<\/span> a Garantiqa Hitelgarancia Zrt. t\u00e1mogat\u00e1s\u00e1val k\u00e9sz\u00fcl\u0151 m\u0171sor, amely a magyar mikro-, kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sokat \u00e9rint\u0151 legfontosabb t\u00e9m\u00e1kat dolgozza fel. A podcast gazd\u00e1i minden olyan kkv sz\u00e1m\u00e1ra aj\u00e1nlj\u00e1k, amely szeretne hiteles forr\u00e1sokb\u00f3l t\u00e1j\u00e9koz\u00f3dni a piaci aktualit\u00e1sok\u00f3l \u00e9s a saj\u00e1t fejl\u0151d\u00e9s\u00fck lehet\u0151s\u00e9geir\u0151l.<\/p>\n

Az epiz\u00f3dokban kiv\u00e1l\u00f3 hazai szak\u00e9rt\u0151k osztj\u00e1k meg tud\u00e1sukat \u00e9s tapasztalataikat azzal a sz\u00e1nd\u00e9kkal, hogy az \u00e1ltaluk felk\u00edn\u00e1lt inform\u00e1ci\u00f3k a lehet\u0151 legjobban hasznosuljanak a hallgat\u00f3k mindennapjaiban.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#F9602C” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”44px|40px|32px|40px|false|true” custom_margin_tablet=”40px|0px|32px|40px|false|false” custom_margin_phone=”40px|30px|32px|30px|false|true” custom_margin_last_edited=”on|phone” animation_style=”slide” animation_direction=”left” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” border_width_bottom=”2px” border_color_bottom=”#0a0000″ global_colors_info=”{}”]<\/p>\n

\u00bb<\/span><\/span> Minden, amit a v\u00e1llalati p\u00e9nz\u00fcgyekr\u0151l tudni \u00e9rdemes<\/span>
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[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”47px|40px|69px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Nagy L\u00e1szl\u00f3 N\u00e1ndor ismert \u00e9s elismert gazdas\u00e1gi \u00fajs\u00e1g\u00edr\u00f3 vend\u00e9gl\u00e1t\u00e1s\u00e1ban a \u00bb<\/span>C\u00e9gkassza Podcast\u00ab<\/span> vend\u00e9gei a p\u00e9nzr\u0151l, a v\u00e1llalkoz\u00e1sok lehet\u0151s\u00e9geir\u0151l, a m\u0171k\u00f6d\u00e9s sor\u00e1n szembes\u00fcl\u0151 probl\u00e9m\u00e1kr\u00f3l \u00e9s azok megold\u00e1s\u00e1r\u00f3l besz\u00e9lnek. Az epiz\u00f3dok k\u00e9zzel foghat\u00f3 seg\u00edts\u00e9get, hasznos inform\u00e1ci\u00f3kat ny\u00fajtanak a finansz\u00edroz\u00e1si lehet\u0151s\u00e9gekr\u0151l, a p\u00e9nz\u00fcgyi innov\u00e1ci\u00f3kr\u00f3l \u00e9s a piaci kih\u00edv\u00e1sok kezel\u00e9s\u00e9r\u0151l.<\/p>\n

Az ad\u00e1sok a \u00bb<\/span>C\u00e9gkassza Podcast\u00ab<\/span> Spotify-csatorn\u00e1j\u00e1n hallgathat\u00f3k meg, a YouTube-platformon pedig meg is tekinthet\u0151ek.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#183D3F” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”44px|40px|32px|40px|false|true” custom_margin_tablet=”40px|0px|32px|40px|false|false” custom_margin_phone=”40px|30px|32px|30px|false|true” custom_margin_last_edited=”on|phone” animation_style=”slide” animation_direction=”left” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” border_width_bottom=”2px” border_color_bottom=”#0a0000″ global_colors_info=”{}”]<\/p>\n

\u00bb<\/span><\/span> Ha val\u00f3di tud\u00e1sra szomjazol<\/span>
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[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”47px|40px|69px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Az 1. \u00e9vad ad\u00e1sainak sor\u00e1t a Garantiqa eln\u00f6k-vez\u00e9rigazgat\u00f3j\u00e1val k\u00e9sz\u00fclt besz\u00e9lget\u00e9s nyitotta meg, majd a c\u00e9ggel kapcsolatban \u00e1ll\u00f3 gazdas\u00e1gi szakemberek voltak a podcast vend\u00e9gei.<\/p>\n

Az ad\u00e1sok felv\u00e9tele sor\u00e1n a k\u00e9sz\u00edt\u0151k pr\u00e9mium min\u0151s\u00e9gre t\u00f6rekednek, a szerkeszt\u00e9si elvek list\u00e1j\u00e1n pedig az infotainment<\/em> a kulcssz\u00f3, azaz: a m\u0171sorfolyam sz\u00f3rakoztat\u00f3 m\u00f3don ny\u00fajt seg\u00edts\u00e9get \u00e9s t\u00e1mogat\u00e1st a kkv-szektor tagjainak.\u00a0<\/p>\n

A sz\u00e1mok \u00f6nmaguk\u00e9rt besz\u00e9lnek: az els\u0151 \u00e9vad ma m\u00e1r t\u00f6bb sz\u00e1zezres lej\u00e1tsz\u00e1ssal b\u00fcszk\u00e9lkedhet a k\u00f6zvet\u00edt\u0151 csatorn\u00e1kon.<\/p>\n

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use_background_color_gradient__hover=”off”][\/dipl_logo_slider_item][dipl_logo_slider_item upload_logo_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/10-min.png” _builder_version=”4.27.4″ _module_preset=”default” link_option_url=”#e10″ global_colors_info=”{}” background_color__hover=”#08494c” background__hover_enabled=”on|hover” background_enable_color__hover=”on” use_background_color_gradient__hover=”off”][\/dipl_logo_slider_item][dipl_logo_slider_item upload_logo_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/11-min.png” _builder_version=”4.27.4″ _module_preset=”default” link_option_url=”#e11″ global_colors_info=”{}” background_color__hover=”#08494c” background__hover_enabled=”on|hover” background_enable_color__hover=”on” use_background_color_gradient__hover=”off”][\/dipl_logo_slider_item][dipl_logo_slider_item upload_logo_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/12-min.png” _builder_version=”4.27.4″ 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use_background_color_gradient__hover=”off”][\/dipl_logo_slider_item][\/dipl_logo_slider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.1″ _module_preset=”default” background_color=”#0a0000″ background_enable_video_mp4=”off” custom_margin=”0px||||false|false” custom_padding=”130px||0px||false|false” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.17.4″ _module_preset=”default” background_video_mp4=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/09\/wave.mp4″ width=”100%” max_width=”2560px” custom_padding=”16px||144px|||” hover_enabled=”0″ global_colors_info=”{}” title_text=”wave” sticky_enabled=”0″][et_pb_column type=”4_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text 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A kulissz\u00e1k m\u00f6g\u00f6tt<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.17.4″ background_color=”#183D3F” width=”100%” max_width=”2560px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off” background_color__hover=”#0a0303″ background_enable_color__hover=”on”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_enable_color=”off” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/podcast.jpg” parallax=”on” background_enable_video_mp4=”off” custom_padding=”0px||0px||true|false” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.91vw” text_line_height=”1.4em” header_2_font=”Montserrat|800|||||||” header_2_text_align=”center” header_2_font_size=”42px” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#0a0000″ header_4_font_size=”30px” custom_margin=”44px|40px|32px|40px|false|true” custom_margin_tablet=”40px|0px|32px|40px|false|false” custom_margin_phone=”40px|30px|32px|30px|false|true” custom_margin_last_edited=”on|phone” animation_style=”slide” animation_direction=”left” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” border_color_bottom=”#FFFFFF” global_colors_info=”{}”]<\/p>\n

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\u00a0<\/span><\/h4>\n

 <\/p>\n

<\/h2>\n

<\/h2>\n

 <\/p>\n

<\/h2>\n

<\/h2>\n

MINDENBEN A MAXIMUM!<\/strong><\/span><\/h2>\n

\u00a0<\/span><\/h4>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#183D3F” background_enable_video_mp4=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#0a0000″ header_4_font_size=”30px” custom_margin=”45px|40px|32px|40px|false|true” custom_margin_tablet=”40px|0px|32px|40px|false|false” custom_margin_phone=”40px|30px|32px|30px|false|true” custom_margin_last_edited=”on|phone” animation_style=”slide” animation_direction=”left” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” border_width_bottom=”2px” border_color_bottom=”#FFFFFF” global_colors_info=”{}”]<\/p>\n

<\/span><\/h4>\n

#1<\/span> Helyben vagyunk<\/span><\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”39px|40px|54px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

A \u00bb<\/span>C\u00e9gkassza Podcast\u00ab<\/span> minden r\u00e9szlet\u00e9ben pr\u00e9mium min\u0151s\u00e9gre t\u00f6rekszik; ad\u00e1saink a budapesti MePod St\u00fadi\u00f3ban k\u00e9sz\u00fclnek.<\/p>\n

A belv\u00e1ros sz\u00edv\u00e9ben elhelyezked\u0151 m\u00e9diacenterben exkluz\u00edv bels\u0151 t\u00e9r fogadja a m\u0171sor szerepl\u0151it \u00e9s k\u00eds\u00e9r\u0151it. Az ig\u00e9nyes interior design tal\u00e1lkozik a min\u0151s\u00e9gi hangz\u00e1ssal \u00e9s k\u00e9pi vil\u00e1ggal \u2013 a vend\u00e9gek nem azt \u00e9rzik, hogy rideg \u00e9s k\u00edm\u00e9letlen st\u00fadi\u00f3ban \u00fclnek, hanem egy olyan kellemes intuit\u00edv k\u00f6rnyezetben, ahol nyugodtan elengedhetik magukat, \u00e9s a k\u00e9nyelmetlens\u00e9gek helyett az izgalmas t\u00e9m\u00e1kra, a m\u00e9ly besz\u00e9lget\u00e9sekre koncentr\u00e1lhatnak.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#0a0a0a” background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” custom_margin=”56px|40px|32px|40px|false|true” custom_margin_tablet=”40px|0px|32px|0px|false|false” custom_margin_phone=”40px|40px|32px|40px|false|true” custom_margin_last_edited=”on|phone” animation_style=”slide” animation_direction=”left” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” border_width_bottom=”2px” border_color_bottom=”#F9602C” global_colors_info=”{}”]<\/p>\n

#2<\/span> El\u0151t\u00e9rben a h\u00e1tt\u00e9r<\/span><\/span><\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”41px|40px|32px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Az epiz\u00f3dok forgat\u00e1sa sor\u00e1n nemcsak a vend\u00e9gekre, hanem a k\u00eds\u00e9r\u0151ikre is kiemelt figyelmet ford\u00edtunk, akik az ad\u00e1sok felv\u00e9tel\u00e9nek szob\u00e1ja mellett, k\u00fcl\u00f6n helyis\u00e9gben tudj\u00e1k \u00e9l\u0151ben hallgatni \u00e9s n\u00e9zni a m\u0171sort, mik\u00f6zben elfogyaszthatnak egy k\u00e1v\u00e9t, egy \u00fcd\u00edt\u0151t vagy \u00e9ppen egy szendvicset.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.17.4″ background_color=”RGBA(255,255,255,0)” background_enable_image=”off” background_blend=”luminosity” background_video_mp4=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/09\/cegkassza.mp4″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” min_height=”500px” global_colors_info=”{}”][\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.24.1″ background_color=”#183D3F” width=”100%” max_width=”2560px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off” background_color__hover=”#0a0303″ background_enable_color__hover=”on”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”RGBA(255,255,255,0)” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/448099605_433828679450501_5638792247089775833_n.jpg” background_blend=”luminosity” background_enable_video_mp4=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” min_height=”500px” global_colors_info=”{}”][\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#0a0a0a” background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” custom_margin=”48px|40px|32px|40px|false|true” custom_margin_tablet=”40px|0px|32px|0px|false|false” custom_margin_phone=”40px|40px|32px|40px|false|true” custom_margin_last_edited=”on|phone” animation_style=”slide” animation_direction=”left” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” border_width_bottom=”2px” border_color_bottom=”#FFFFFF” global_colors_info=”{}”]<\/p>\n

<\/span><\/h4>\n

#3<\/span>\u00a0Technik\u00e1s megold\u00e1sok<\/span><\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”39px|40px|54px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

A st\u00fadi\u00f3ban haszn\u00e1lt audiol\u00e1nc<\/em> \u00f6sszes eleme olyan high-end eszk\u00f6z\u00f6kb\u0151l \u00e9p\u00fcl fel, amiket hossz\u00fa \u00e9vek sor\u00e1n teszteltek \u00e9s t\u00f6k\u00e9letes\u00edtettek a szakemberek, hogy ne csak a t\u00e9m\u00e1k, hanem\u00a0a hang min\u0151s\u00e9ge miatt is \u00e9lm\u00e9ny legyen szerepelni a m\u0171sorban.<\/p>\n

Azonban nemcsak az audiovil\u00e1g<\/em> eset\u00e9ben tapasztalhat\u00f3 a gondoskod\u00f3 hozz\u00e1\u00e1ll\u00e1s, hanem a k\u00e9pi r\u00f6gz\u00edt\u00e9s\u00e9ben is.\u00a0A st\u00fadi\u00f3ban BlackMagic 4 \u00e9s 6K-s kamer\u00e1k dolgoznak, olyan magas min\u0151s\u00e9g\u0171 filmes c\u00e9lhardverek, amiket a\u00a0nemzetk\u00f6zi filmiparban is el\u0151szeretettel haszn\u00e1lnak.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#F9602C” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/448025378_433828676117168_3418963299472808128_n.jpg” background_enable_video_mp4=”off” custom_padding=”0px||0px||true|false” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#F9602C” background_enable_video_mp4=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#0a0000″ header_4_font_size=”30px” custom_margin=”48px|40px|32px|40px|false|true” custom_margin_tablet=”40px|0px|32px|40px|false|false” custom_margin_phone=”40px|30px|32px|30px|false|true” custom_margin_last_edited=”on|phone” animation_style=”slide” animation_direction=”left” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” border_width_bottom=”2px” border_color_bottom=”#FFFFFF” global_colors_info=”{}”]<\/p>\n

<\/span><\/h4>\n

#4<\/span>\u00a0F\u00f3kuszban a vend\u00e9g<\/span><\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”41px|40px|32px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

A helysz\u00edni k\u00e9p- \u00e9s hangr\u00f6gz\u00edt\u00e9s mellett \u00f6n\u00e1ll\u00f3 csapat dolgozik a werkfelv\u00e9telek elk\u00e9sz\u00edt\u00e9s\u00e9n. K\u00fcl\u00f6n kamer\u00e1kkal \u00f6r\u00f6k\u00edtik meg az \u00e9rkez\u00e9s, a fogadtat\u00e1s, a st\u00fadi\u00f3 megtekint\u00e9s\u00e9nek pillanatait, miut\u00e1n be\u00e1ll\u00edtott fot\u00f3k \u00e9s vide\u00f3k k\u00e9sz\u00fclnek a vend\u00e9gekr\u0151l, valamint a szem\u00e9lyes epiz\u00f3dokr\u00f3l \u00e9s pillanatokr\u00f3l.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.1″ _module_preset=”default” background_color=”#F9602C” background_enable_image=”off” parallax=”on” custom_margin=”0px||||false|false” custom_padding=”0px||0px||false|false” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.17.4″ _module_preset=”default” background_color=”#0a0a0a” background_video_mp4=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/09\/wave.mp4″ width=”100%” max_width=”2560px” custom_padding=”16px||144px|||” hover_enabled=”0″ global_colors_info=”{}” title_text=”wave” sticky_enabled=”0″][et_pb_column type=”4_4″ _builder_version=”4.17.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” header_2_font=”Montserrat|800|||||||” header_2_text_color=”#ffffff” header_2_font_size=”38px” custom_margin=”113px|||||” global_colors_info=”{}”]<\/p>\n

Teljes ad\u00e1sok \u2013 Szeml\u00e9zz \u00e9s hallgasd!
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[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” admin_label=”row” _builder_version=”4.27.4″ background_color=”#F9602C” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bg6_.jpg” background_size=”stretch” background_position=”top_left” width=”100%” max_width=”2560px” min_height=”400px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” background_last_edited=”on|desktop” background_enable_image_phone=”off” global_colors_info=”{}” background__hover_enabled=”off|hover”][et_pb_column type=”1_4″ module_id=”e1″ _builder_version=”4.27.4″ background_enable_color=”off” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/play-min.png” custom_padding=”|||” scroll_horizontal_motion_enable=”on” scroll_horizontal_motion=”0|50|50|100|0|0.5|0.5″ background_last_edited=”on|phone” background_enable_image_phone=”off” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/play-min.png” title_text=”__play-min” align=”center” disabled_on=”off|on|on” _builder_version=”4.24.1″ _module_preset=”default” height=”355px” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#0a0000″ header_4_font_size=”30px” custom_margin=”26px|20px|35px|20px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#1. epiz\u00f3d<\/strong><\/p>\n

Szab\u00f3 Istv\u00e1n Attila: Mik a kkv-k kil\u00e1t\u00e1sai 2024-ben?<\/span><\/h4>\n

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Hogyan is m\u0171k\u00f6dik egy garanciaint\u00e9zm\u00e9ny \u00e9s milyen szerepe van a v\u00e1llalati hitelez\u00e9sben? Milyen hat\u00e1ssal van a jelenlegi gazdas\u00e1gi k\u00f6rnyezet a kkv-szektorra? Milyen kil\u00e1t\u00e1sokkal rendelkeznek a magyar kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok?<\/p>\n

[\/et_pb_text][et_pb_button button_url=”#1″ button_text=”r\u00e9szletek” button_alignment=”center” _builder_version=”4.24.1″ _module_preset=”default” custom_button=”on” button_text_size=”1vw” button_text_color=”#1c0000″ button_border_width=”2px” button_border_radius=”0px” button_font=”Montserrat|500|||||||” button_icon=”||fa||900″ button_on_hover=”off” custom_margin=”||21px||false|false” custom_padding=”||||false|false” button_text_size_tablet=”1vw” button_text_size_phone=”16px” button_text_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ module_id=”e2″ _builder_version=”4.27.4″ background_enable_image=”off” custom_padding=”|||” background_color_phone=”#0a0a0a” background_last_edited=”on|phone” background_enable_color_phone=”on” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/01-min_play-min.png” title_text=”01-min_play-min” align=”center” disabled_on=”off|on|on” _builder_version=”4.24.1″ _module_preset=”default” height=”355px” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#0a0000″ header_4_font_size=”30px” custom_margin=”26px|20px|14px|20px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#2. epiz\u00f3d<\/strong><\/p>\n

B\u00f3kay M\u00e1rton: <\/span>Kkv-finansz\u00edroz\u00e1s \u00e9s egy\u00e9b kih\u00edv\u00e1sok<\/span><\/h4>\n

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A m\u00e1sodik felvon\u00e1s k\u00f6zponti t\u00e9m\u00e1ja a v\u00e1llalati hitelpiac, az ESG-szab\u00e1lyoz\u00e1s fontoss\u00e1ga \u00e9s a kkv-kra vonatkoz\u00f3 leg\u00fajabb trendek voltak. B\u00f3kay M\u00e1rton elmondta, 2025-ben m\u00e1r jelent\u0151sebb n\u00f6veked\u00e9st v\u00e1rnak a gazdas\u00e1gban, illetve rem\u00e9nyeik szerint ez a tendencia az eg\u00e9sz \u00e9vtizedben fennmarad…<\/p>\n

[\/et_pb_text][et_pb_button button_url=”#2″ button_text=”r\u00e9szletek” button_alignment=”center” _builder_version=”4.24.1″ _module_preset=”default” custom_button=”on” button_text_size=”1vw” button_text_color=”#F9602C” button_border_width=”2px” button_border_radius=”0px” button_font=”Montserrat|500|||||||” button_icon=”||fa||900″ button_on_hover=”off” custom_margin=”||21px||false|false” custom_padding=”||||false|false” button_text_size_tablet=”1vw” button_text_size_phone=”16px” button_text_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_enable_color=”off” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/01-min_play-min.png” custom_padding=”|||” scroll_horizontal_motion_enable=”on” scroll_horizontal_motion=”0|50|50|100|0|-0.5|-0.5″ background_color_phone=”#0a0a0a” background_last_edited=”on|phone” background_enable_color_phone=”on” background_enable_image_phone=”off” global_colors_info=”{}” custom_padding__hover=”|||” background__hover_enabled=”off|hover”][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” admin_label=”row” _builder_version=”4.27.4″ background_color=”#F9602C” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bg1.jpg” background_size=”stretch” background_position=”top_left” width=”100%” max_width=”2560px” min_height=”400px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” animation_style=”fade” background_last_edited=”on|desktop” background_enable_image_phone=”off” global_colors_info=”{}” background__hover_enabled=”off|hover”][et_pb_column type=”1_4″ module_id=”e3″ _builder_version=”4.27.4″ background_enable_color=”off” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/szabados_richard_play-min.png” custom_padding=”|||” scroll_horizontal_motion_enable=”on” scroll_horizontal_motion=”0|50|50|100|0|0.5|0.5″ background_last_edited=”on|phone” background_enable_image_phone=”off” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/szabados_richard_play-min.png” title_text=”szabados_richard_play-min” align=”center” disabled_on=”off|on|on” _builder_version=”4.24.1″ _module_preset=”default” height=”355px” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#0a0000″ header_4_font_size=”30px” custom_margin=”26px|20px|35px|20px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#3. epiz\u00f3d<\/strong><\/p>\n

Szabados Rich\u00e1rd:<\/span> V\u00e1ls\u00e1g\u00e1ll\u00f3nak bizonyultak a magyar kkv-k<\/span><\/h4>\n

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Mi\u00e9rt n\u00e9lk\u00fcl\u00f6zhetetlen a p\u00e9nz\u00fcgyi tudatoss\u00e1g a kkv-k sz\u00e1m\u00e1ra?\u00a0Szabados Rich\u00e1rd szerint a v\u00e1ls\u00e1gokb\u00f3l kil\u00e1bal\u00e1s korszak\u00e1t \u00e9lj\u00fck jelenleg….<\/p>\n

[\/et_pb_text][et_pb_button button_url=”#3″ button_text=”r\u00e9szletek” button_alignment=”center” _builder_version=”4.24.1″ _module_preset=”default” custom_button=”on” button_text_size=”1vw” button_text_color=”#F9602C” button_border_width=”2px” button_border_radius=”0px” button_font=”Montserrat|500|||||||” button_icon=”||fa||900″ button_on_hover=”off” custom_margin=”||21px||false|false” custom_padding=”||||false|false” button_text_size_tablet=”1vw” button_text_size_phone=”16px” button_text_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ module_id=”e4″ _builder_version=”4.27.4″ background_enable_color=”off” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/suto_agnes_play-min.png” custom_padding=”|||” scroll_horizontal_motion_enable=”on” scroll_horizontal_motion=”0|50|50|100|0|-0.5|-0.5″ background_color_phone=”#0a0a0a” background_last_edited=”on|phone” background_enable_color_phone=”on” background_enable_image_phone=”off” global_colors_info=”{}” custom_padding__hover=”|||” background__hover_enabled=”off|hover”][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_enable_image=”off” custom_padding=”|||” background_color_phone=”#0a0a0a” background_last_edited=”on|phone” background_enable_color_phone=”on” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/suto_agnes_play-min.png” title_text=”suto_agnes_play-min” align=”center” disabled_on=”off|on|on” _builder_version=”4.24.1″ _module_preset=”default” height=”355px” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#0a0000″ header_4_font_size=”30px” custom_margin=”26px|20px|14px|20px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#4. epiz\u00f3d<\/strong><\/p>\n

S\u00fct\u0151 \u00c1gnes: <\/span>A kibert\u00e1mad\u00e1sok vesz\u00e9lyei, a legfontosabb l\u00e9p\u00e9sek a megel\u0151z\u00e9sben!<\/span><\/h4>\n

\n

2024-ben az egyik legnagyobb fenyeget\u00e9st a kiberb\u0171n\u00f6z\u00e9s jelentette a kkv-k sz\u00e1m\u00e1ra is…<\/p>\n

[\/et_pb_text][et_pb_button button_url=”#4″ button_text=”r\u00e9szletek” button_alignment=”center” _builder_version=”4.24.1″ _module_preset=”default” custom_button=”on” button_text_size=”1vw” button_text_color=”#1c0000″ button_border_width=”2px” button_border_radius=”0px” button_font=”Montserrat|500|||||||” button_icon=”||fa||900″ button_on_hover=”off” custom_margin=”||21px||false|false” custom_padding=”||||false|false” button_text_size_tablet=”1vw” button_text_size_phone=”16px” button_text_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” admin_label=”row” _builder_version=”4.27.4″ background_color=”#F9602C” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bg6_.jpg” background_size=”stretch” background_position=”top_left” width=”100%” max_width=”2560px” min_height=”400px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” animation_style=”fade” background_last_edited=”on|desktop” background_enable_image_phone=”off” global_colors_info=”{}” background__hover_enabled=”off|hover”][et_pb_column type=”1_4″ module_id=”e5″ _builder_version=”4.27.4″ background_enable_color=”off” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/jelasity_radovany_play-min.png” custom_padding=”|||” scroll_horizontal_motion_enable=”on” scroll_horizontal_motion=”0|50|50|100|0|0.5|0.5″ background_last_edited=”on|phone” background_enable_image_phone=”off” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/jelasity_radovany_play-min.png” title_text=”jelasity_radovany_play-min” align=”center” disabled_on=”off|on|on” _builder_version=”4.24.1″ _module_preset=”default” height=”355px” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#0a0000″ header_4_font_size=”30px” custom_margin=”26px|20px|35px|20px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#5. epiz\u00f3d<\/strong><\/p>\n

Jelasity Radov\u00e1n: A magyar bankszektor \u00fatja a recesszi\u00f3 ut\u00e1n<\/span><\/h4>\n

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Hogyan k\u00fczd\u00f6tt meg a magyar gazdas\u00e1g a koronav\u00edrus, a h\u00e1bor\u00fa \u00e9s a recesszi\u00f3 kih\u00edv\u00e1saival? Milyen akad\u00e1lyok \u00e1llnak jelenleg a gazdas\u00e1gi n\u00f6veked\u00e9s el\u0151tt?<\/p>\n

[\/et_pb_text][et_pb_button button_url=”#5″ button_text=”r\u00e9szletek” button_alignment=”center” _builder_version=”4.24.1″ _module_preset=”default” custom_button=”on” button_text_size=”1vw” button_text_color=”#1c0000″ button_border_width=”2px” button_border_radius=”0px” button_font=”Montserrat|500|||||||” button_icon=”||fa||900″ button_on_hover=”off” custom_margin=”||21px||false|false” custom_padding=”||||false|false” button_text_size_tablet=”1vw” button_text_size_phone=”16px” button_text_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ module_id=”e6″ _builder_version=”4.27.4″ background_enable_image=”off” custom_padding=”|||” background_color_phone=”#0a0a0a” background_last_edited=”on|phone” background_enable_color_phone=”on” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/juhast_attila_play-min.png” title_text=”juhast_attila_play-min” align=”center” disabled_on=”off|on|on” _builder_version=”4.24.1″ _module_preset=”default” height=”355px” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#0a0000″ header_4_font_size=”30px” custom_margin=”26px|20px|14px|20px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#6. epiz\u00f3d<\/strong><\/p>\n

Juh\u00e1sz Attila:<\/span> Az \u00e9p\u00edt\u0151ipar kih\u00edv\u00e1sai \u00e9s megold\u00e1sai<\/span><\/h4>\n

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Mikor indul el a kil\u00e1bal\u00e1s id\u0151szaka az \u00e9p\u00edt\u0151iparban? Mikorra v\u00e1rhat\u00f3, hogy az \u00e1llam visszat\u00e9r, mint megrendel\u0151? Mi\u00e9rt sz\u00fcks\u00e9ges konkr\u00e9t primer energi\u00e1t megtakar\u00edtani a h\u00e1ztart\u00e1soknak?<\/p>\n

[\/et_pb_text][et_pb_button button_url=”#6″ button_text=”r\u00e9szletek” button_alignment=”center” _builder_version=”4.24.1″ _module_preset=”default” custom_button=”on” button_text_size=”1vw” button_text_color=”#F9602C” button_border_width=”2px” button_border_radius=”0px” button_font=”Montserrat|500|||||||” button_icon=”||fa||900″ button_on_hover=”off” custom_margin=”||21px||false|false” custom_padding=”||||false|false” button_text_size_tablet=”1vw” button_text_size_phone=”16px” button_text_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_enable_color=”off” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/juhast_attila_play-min.png” custom_padding=”|||” scroll_horizontal_motion_enable=”on” scroll_horizontal_motion=”0|50|50|100|0|-0.5|-0.5″ background_color_phone=”#0a0a0a” background_last_edited=”on|phone” background_enable_color_phone=”on” background_enable_image_phone=”off” global_colors_info=”{}” custom_padding__hover=”|||” background__hover_enabled=”off|hover”][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” admin_label=”row” _builder_version=”4.27.4″ background_color=”#F9602C” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bg4.jpg” background_size=”stretch” background_position=”top_left” width=”100%” max_width=”2560px” min_height=”400px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” animation_style=”fade” background_last_edited=”on|desktop” background_enable_image_phone=”off” global_colors_info=”{}” background__hover_enabled=”off|hover”][et_pb_column type=”1_4″ module_id=”e7″ _builder_version=”4.27.4″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/acs_zoltan_play-min.png” title_text=”acs_zoltan_play-min” align=”center” disabled_on=”off|on|on” _builder_version=”4.24.1″ _module_preset=”default” height=”355px” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#0a0000″ header_4_font_size=”30px” custom_margin=”26px|20px|35px|42px|false|false” custom_margin_tablet=”26px|20px|35px|42px|false|false” custom_margin_phone=”26px|20px|35px|42px|false|false” custom_margin_last_edited=”on|desktop” text_font_size_tablet=”0.95vw” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#7. epiz\u00f3d<\/strong><\/p>\n

\u00c1cs Zolt\u00e1n:<\/span> A bankok \u00e9s a fintech c\u00e9gek sz\u00f6vets\u00e9ge<\/span><\/h4>\n

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Hogyan reag\u00e1lnak az \u00fcgyfelek a bankok \u00e9s a fintech c\u00e9gek k\u00eds\u00e9rletez\u00e9seire? Hogyan form\u00e1lja \u00e1t a fintech a p\u00e9nz\u00fcgyi szektort?<\/p>\n

[\/et_pb_text][et_pb_button button_url=”#7″ button_text=”r\u00e9szletek” button_alignment=”center” _builder_version=”4.24.1″ _module_preset=”default” custom_button=”on” button_text_size=”1vw” button_text_color=”#F9602C” button_border_width=”2px” button_border_radius=”0px” button_font=”Montserrat|500|||||||” button_icon=”||fa||900″ button_on_hover=”off” custom_margin=”||21px||false|false” custom_padding=”||||false|false” button_text_size_tablet=”1vw” button_text_size_phone=”16px” button_text_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_enable_color=”off” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/acs_zoltan_play-min.png” custom_padding=”|||” scroll_horizontal_motion_enable=”on” scroll_horizontal_motion=”0|50|50|100|0|0.5|0.5″ background_last_edited=”on|phone” background_enable_image_phone=”off” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][et_pb_column type=”1_4″ module_id=”e8″ _builder_version=”4.27.4″ background_enable_image=”off” custom_padding=”|||” background_color_phone=”#0a0a0a” background_last_edited=”on|phone” background_enable_color_phone=”on” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/kisgergely_kornel_play-min.png” title_text=”kisgergely_kornel_play-min” align=”center” disabled_on=”off|on|on” _builder_version=”4.24.1″ _module_preset=”default” height=”355px” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#0a0000″ header_4_font_size=”30px” custom_margin=”26px|20px|14px|20px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#8. epiz\u00f3d<\/strong><\/p>\n

Kisgergely Korn\u00e9l: <\/span>Magyar kkv-k a nemzetk\u00f6zi piacon<\/span><\/h4>\n

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A magyar export 90 sz\u00e1zal\u00e9ka az Eur\u00f3pai Uni\u00f3ba ir\u00e1nyul \u2013 az EXIM Magyarorsz\u00e1g vez\u00e9rigazgat\u00f3ja szerint ezen az ar\u00e1nyon lehet finom\u00edtani, de r\u00f6vid t\u00e1von \u00f3ri\u00e1si \u00e1trendez\u0151d\u00e9sre nem sz\u00e1m\u00edt.<\/p>\n

[\/et_pb_text][et_pb_button button_url=”#8″ button_text=”r\u00e9szletek” button_alignment=”center” _builder_version=”4.24.1″ _module_preset=”default” custom_button=”on” button_text_size=”1vw” button_text_color=”#F9602C” button_border_width=”2px” button_border_radius=”0px” button_font=”Montserrat|500|||||||” button_icon=”||fa||900″ button_on_hover=”off” custom_margin=”||21px||false|false” custom_padding=”||||false|false” button_text_size_tablet=”1vw” button_text_size_phone=”16px” button_text_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_enable_color=”off” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/kisgergely_kornel_play-min.png” custom_padding=”|||” scroll_horizontal_motion_enable=”on” scroll_horizontal_motion=”0|50|50|100|0|-0.5|-0.5″ background_color_phone=”#0a0a0a” background_last_edited=”on|phone” background_enable_color_phone=”on” background_enable_image_phone=”off” global_colors_info=”{}” custom_padding__hover=”|||” background__hover_enabled=”off|hover”][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” admin_label=”row” _builder_version=”4.27.4″ background_color=”#F9602C” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bg1.jpg” background_size=”stretch” background_position=”top_left” width=”100%” max_width=”2560px” min_height=”400px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” animation_style=”fade” background_last_edited=”on|desktop” background_enable_image_phone=”off” global_colors_info=”{}” background__hover_enabled=”off|hover”][et_pb_column type=”1_4″ module_id=”e9″ _builder_version=”4.27.4″ background_enable_color=”off” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/erdos_mihaly._playpng-min.png” custom_padding=”|||” scroll_horizontal_motion_enable=”on” scroll_horizontal_motion=”0|50|50|100|0|0.5|0.5″ background_last_edited=”on|phone” background_enable_image_phone=”off” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/erdos_mihaly._playpng-min.png” title_text=”erdos_mihaly._playpng-min” align=”center” disabled_on=”off|on|on” _builder_version=”4.24.1″ _module_preset=”default” height=”355px” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#0a0000″ header_4_font_size=”30px” custom_margin=”26px|20px|35px|20px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#9. epiz\u00f3d<\/strong><\/p>\n

Erd\u0151s Mih\u00e1ly:<\/span> Hogyan seg\u00edthetik a biztos\u00edt\u00e1sok a magyar kkv-kat?<\/span><\/h4>\n

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Mennyire van benne a magyar t\u00e1rsadalomban az a kult\u00fara, hogy biztos\u00edtsuk a vagyont\u00e1rgyainkat, szeretteinket, vagy ak\u00e1r saj\u00e1t magunkat?<\/p>\n

[\/et_pb_text][et_pb_button button_url=”#9″ button_text=”r\u00e9szletek” button_alignment=”center” _builder_version=”4.24.1″ _module_preset=”default” custom_button=”on” button_text_size=”1vw” button_text_color=”#F9602C” button_border_width=”2px” button_border_radius=”0px” button_font=”Montserrat|500|||||||” button_icon=”||fa||900″ button_on_hover=”off” custom_margin=”||21px||false|false” custom_padding=”||||false|false” button_text_size_tablet=”1vw” button_text_size_phone=”16px” button_text_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ module_id=”e10″ _builder_version=”4.27.4″ background_enable_color=”off” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/nogradi_jozsef_play-min.png” custom_padding=”|||” scroll_horizontal_motion_enable=”on” scroll_horizontal_motion=”0|50|50|100|0|-0.5|-0.5″ background_color_phone=”#0a0a0a” background_last_edited=”on|phone” background_enable_color_phone=”on” background_enable_image_phone=”off” global_colors_info=”{}” custom_padding__hover=”|||” background__hover_enabled=”off|hover”][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_enable_image=”off” custom_padding=”|||” background_color_phone=”#0a0a0a” background_last_edited=”on|phone” background_enable_color_phone=”on” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/nogradi_jozsef_play-min.png” title_text=”nogradi_jozsef_play-min” align=”center” disabled_on=”off|on|on” _builder_version=”4.24.1″ _module_preset=”default” height=”355px” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#0a0000″ header_4_font_size=”30px” custom_margin=”26px|20px|14px|20px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#10. epiz\u00f3d<\/strong><\/p>\n

N\u00f3gr\u00e1di J\u00f3zsef: A hazai munkaer\u0151piac helyzete, kih\u00edv\u00e1sai<\/span><\/h4>\n

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Hogyan tudjuk hazacs\u00e1b\u00edtani a k\u00fclf\u00f6ld\u00f6n tapasztalatot szerzett magyar munkav\u00e1llal\u00f3kat annak \u00e9rdek\u00e9ben, hogy megszerzett tud\u00e1sukat itthon kamatoztass\u00e1k?<\/p>\n

[\/et_pb_text][et_pb_button button_url=”#10″ button_text=”r\u00e9szletek” button_alignment=”center” _builder_version=”4.24.1″ _module_preset=”default” custom_button=”on” button_text_size=”1vw” button_text_color=”#1c0000″ button_border_width=”2px” button_border_radius=”0px” button_font=”Montserrat|500|||||||” button_icon=”||fa||900″ button_on_hover=”off” custom_margin=”||21px||false|false” custom_padding=”||||false|false” button_text_size_tablet=”1vw” button_text_size_phone=”16px” button_text_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” admin_label=”row” _builder_version=”4.27.4″ background_color=”#F9602C” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bg6_.jpg” background_size=”stretch” background_position=”top_left” width=”100%” max_width=”2560px” min_height=”400px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” animation_style=”fade” background_last_edited=”on|desktop” background_enable_image_phone=”off” global_colors_info=”{}” background__hover_enabled=”off|hover”][et_pb_column type=”1_4″ module_id=”e11″ _builder_version=”4.27.4″ background_enable_color=”off” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bartha_lajos_play-min.png” custom_padding=”|||” scroll_horizontal_motion_enable=”on” scroll_horizontal_motion=”0|50|50|100|0|0.5|0.5″ background_last_edited=”on|phone” background_enable_image_phone=”off” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bartha_lajos_play-min.png” title_text=”bartha_lajos_play-min” align=”center” disabled_on=”off|on|on” _builder_version=”4.24.1″ _module_preset=”default” height=”355px” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#0a0000″ header_4_font_size=”30px” custom_margin=”26px|20px|35px|20px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#11. epiz\u00f3d<\/strong><\/p>\n

Bartha Lajos: A digit\u00e1lis p\u00e9nz\u00fcgyi megold\u00e1sok el\u0151nyei<\/span><\/h4>\n

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Az elm\u00falt n\u00e9gy \u00e9vben t\u00f6bb mint 700 milli\u00f3 azonnali \u00e1tutal\u00e1s t\u00f6rt\u00e9nt Magyarorsz\u00e1gon!\u00a0Erre a megd\u00f6bbent\u0151 adatra Bartha Lajos, h\u00edvta fel a figyelmet a \u00bbC\u00e9gkassza Podcast\u00ab ad\u00e1s\u00e1ban. <\/span><\/p>\n

[\/et_pb_text][et_pb_button button_url=”#11″ button_text=”r\u00e9szletek” button_alignment=”center” _builder_version=”4.24.1″ _module_preset=”default” custom_button=”on” button_text_size=”1vw” button_text_color=”#1c0000″ button_border_width=”2px” button_border_radius=”0px” button_font=”Montserrat|500|||||||” button_icon=”||fa||900″ button_on_hover=”off” custom_margin=”||21px||false|false” custom_padding=”||||false|false” button_text_size_tablet=”1vw” button_text_size_phone=”16px” button_text_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ module_id=”e12″ _builder_version=”4.27.4″ background_enable_image=”off” custom_padding=”|||” background_color_phone=”#0a0a0a” background_last_edited=”on|phone” background_enable_color_phone=”on” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bauer_patrik_play-min.png” title_text=”bauer_patrik_play-min” align=”center” disabled_on=”off|on|on” _builder_version=”4.24.1″ _module_preset=”default” height=”355px” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#0a0000″ header_4_font_size=”30px” custom_margin=”26px|20px|14px|20px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#12. epiz\u00f3d<\/strong><\/p>\n

Bauer Patrik:<\/span> A v\u00e1llalati kezess\u00e9gv\u00e1llal\u00e1s vil\u00e1ga<\/span><\/h4>\n

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A 12. ad\u00e1sban Bauer Patrik el\u00e1rulta a legfontosabb tudnival\u00f3kat a kezess\u00e9gv\u00e1llal\u00e1sr\u00f3l \u00e9s annak el\u0151nyeir\u0151l. <\/span><\/div>\n
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[\/et_pb_text][et_pb_button button_url=”#12″ button_text=”r\u00e9szletek” button_alignment=”center” _builder_version=”4.24.1″ _module_preset=”default” custom_button=”on” button_text_size=”1vw” button_text_color=”#F9602C” button_border_width=”2px” button_border_radius=”0px” button_font=”Montserrat|500|||||||” button_icon=”||fa||900″ button_on_hover=”off” custom_margin=”||21px||false|false” custom_padding=”||||false|false” button_text_size_tablet=”1vw” button_text_size_phone=”16px” button_text_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_enable_color=”off” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bauer_patrik_play-min.png” custom_padding=”|||” scroll_horizontal_motion_enable=”on” scroll_horizontal_motion=”0|50|50|100|0|-0.5|-0.5″ background_color_phone=”#0a0a0a” background_last_edited=”on|phone” background_enable_color_phone=”on” background_enable_image_phone=”off” global_colors_info=”{}” custom_padding__hover=”|||” background__hover_enabled=”off|hover”][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” admin_label=”row” _builder_version=”4.27.4″ background_color=”#F9602C” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bg1.jpg” background_size=”stretch” background_position=”top_left” width=”100%” max_width=”2560px” min_height=”400px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” animation_style=”fade” background_last_edited=”on|desktop” background_enable_image_phone=”off” global_colors_info=”{}” background__hover_enabled=”off|hover”][et_pb_column type=”1_4″ module_id=”e13″ _builder_version=”4.27.4″ background_enable_color=”off” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/nagy_peter_gabor_play.png” custom_padding=”|||” scroll_horizontal_motion_enable=”on” scroll_horizontal_motion=”0|50|50|100|0|0.5|0.5″ background_last_edited=”on|phone” background_enable_image_phone=”off” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/nagy_peter_gabor_play.png” title_text=”nagy_peter_gabor_play” align=”center” disabled_on=”off|on|on” _builder_version=”4.24.1″ _module_preset=”default” height=”355px” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#0a0000″ header_4_font_size=”30px” custom_margin=”26px|20px|35px|20px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#13. epiz\u00f3d<\/strong><\/p>\n

Nagy P\u00e9ter G\u00e1bor: A t\u0151ke\u00e1gi finansz\u00edroz\u00e1s \u00e9s t\u0151kepiaci lehet\u0151s\u00e9gek a kkv-n\u00e1l<\/span><\/span><\/span><\/h4>\n
A t\u0151zsdei jelenl\u00e9t ny\u00fajtotta lehet\u0151s\u00e9gekben m\u00e9lyedhett\u00fcnk el. <\/span><\/div>\n
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[\/et_pb_text][et_pb_button button_url=”#13″ button_text=”r\u00e9szletek” button_alignment=”center” _builder_version=”4.24.1″ _module_preset=”default” custom_button=”on” button_text_size=”1vw” button_text_color=”#F9602C” button_border_width=”2px” button_border_radius=”0px” button_font=”Montserrat|500|||||||” button_icon=”||fa||900″ button_on_hover=”off” custom_margin=”||21px||false|false” custom_padding=”||||false|false” button_text_size_tablet=”1vw” button_text_size_phone=”16px” button_text_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ module_id=”e14″ _builder_version=”4.27.4″ background_enable_color=”off” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/00.png” custom_padding=”|||” scroll_horizontal_motion_enable=”on” scroll_horizontal_motion=”0|50|50|100|0|-0.5|-0.5″ background_color_phone=”#0a0a0a” background_last_edited=”on|phone” background_enable_color_phone=”on” background_enable_image_phone=”off” global_colors_info=”{}” custom_padding__hover=”|||” background__hover_enabled=”off|hover”][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_enable_image=”off” custom_padding=”|||” background_color_phone=”#0a0a0a” background_last_edited=”on|phone” background_enable_color_phone=”on” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/00.png” title_text=”00″ align=”center” disabled_on=”off|on|on” _builder_version=”4.24.1″ _module_preset=”default” height=”355px” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#0a0000″ header_4_font_size=”30px” custom_margin=”26px|20px|14px|20px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#14. epiz\u00f3d<\/strong><\/p>\n

Szabados Rich\u00e1rd: A Demj\u00e1n S\u00e1ndor Programr\u00f3l<\/span><\/h4>\n

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Szabados Rich\u00e1rd imm\u00e1r a kkv-k fejleszt\u00e9s\u00e9\u00e9rt \u00e9s technol\u00f3gi\u00e1\u00e9rt felel\u0151s \u00e1llamtitk\u00e1rak\u00e9nt l\u00e1togatott el a st\u00fadi\u00f3ba. <\/span><\/div>\n
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[\/et_pb_text][et_pb_button button_url=”#14″ button_text=”r\u00e9szletek” button_alignment=”center” _builder_version=”4.24.1″ _module_preset=”default” custom_button=”on” button_text_size=”1vw” button_text_color=”#1c0000″ button_border_width=”2px” button_border_radius=”0px” button_font=”Montserrat|500|||||||” button_icon=”||fa||900″ button_on_hover=”off” custom_margin=”||21px||false|false” custom_padding=”||||false|false” button_text_size_tablet=”1vw” button_text_size_phone=”16px” button_text_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.17.4″ _module_preset=”default” background_color=”#0a0000″ background_video_mp4=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/09\/wave.mp4″ custom_margin=”0px||||false|false” custom_padding=”130px||0px||false|false” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][dipl_text_animator animated_text=”Folytatjuk. | Indul a 2. \u00e9vad!” animation_hold=”4170ms” _builder_version=”4.24.1″ _module_preset=”default” global_text_settings_font=”Montserrat|800|||||||” global_text_settings_text_align=”center” global_text_settings_text_color=”#FFFFFF” global_text_settings_font_size=”58px” custom_padding=”91px|||||” global_colors_info=”{}”][\/dipl_text_animator][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.24.1″ background_enable_color=”off” background_enable_image=”off” background_size=”initial” background_position=”top_left” background_repeat=”repeat” background_blend=”multiply” width=”100%” max_width=”2560px” custom_margin=”167px|auto|0px|auto|false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}” use_background_color_gradient__hover=”off” background_color__hover=”RGBA(255,255,255,0)” background_enable_color__hover=”on” background__hover_enabled=”on|desktop”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#183d3f” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”44px|40px|32px|40px|false|true” custom_margin_tablet=”40px|0px|32px|40px|false|false” custom_margin_phone=”40px|30px|32px|30px|false|true” custom_margin_last_edited=”on|phone” animation_style=”slide” animation_direction=”left” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” border_width_bottom=”2px” border_color_bottom=”#F9602C” global_colors_info=”{}”]<\/p>\n

\u00bb<\/span> Tov\u00e1bbra is szolg\u00e1latban!<\/span>
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A \u00bbC\u00e9gkassza Podcast\u00ab m\u00e1sodik \u00e9vada 2025 tavasz\u00e1t\u00f3l \u00faj lend\u00fclettel \u00e9s m\u00e9g t\u00f6bb \u00e9rt\u00e9kes tartalommal indul \u00fatj\u00e1ra. Az elm\u00falt id\u0151szak bebizony\u00edtotta, hogy jelent\u0151s ig\u00e9ny van egy olyan hiteles \u00e9s \u00e9rthet\u0151 inform\u00e1ci\u00f3forr\u00e1sra, amely seg\u00edt eligazodni a gazdas\u00e1gi k\u00f6rnyezet v\u00e1ltoz\u00e1saiban. Most m\u00e9g magasabbra tessz\u00fck a l\u00e9cet, \u00e9s tov\u00e1bbra is a magyar mikro-, kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sokat helyezz\u00fck a f\u00f3kuszba!<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”44px|40px|32px|40px|false|true” custom_margin_tablet=”40px|0px|32px|40px|false|false” custom_margin_phone=”40px|30px|32px|30px|false|true” custom_margin_last_edited=”on|phone” animation_style=”slide” animation_direction=”left” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” border_width_bottom=”2px” border_color_bottom=”#F9602C” global_colors_info=”{}”]<\/p>\n

\u00bb<\/span> A c\u00e9lok v\u00e1ltozatlanok<\/span>
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[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”47px|40px|69px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Tov\u00e1bbra is els\u0151 k\u00e9zb\u0151l adunk t\u00e1j\u00e9koztat\u00e1st a v\u00e1llalkoz\u00e1sokat \u00e9rint\u0151 legfontosabb gazdas\u00e1gi aktualit\u00e1sokr\u00f3l, a finansz\u00edroz\u00e1si lehet\u0151s\u00e9gekr\u0151l \u00e9s a piaci trendekr\u0151l. Ugyanakkor nemcsak folytatjuk, hanem fejlesztj\u00fck is a m\u0171sort. A m\u00e1sodik \u00e9vadban \u00faj t\u00e9mak\u00f6r\u00f6ket vesz\u00fcnk g\u00f3rcs\u0151 al\u00e1, m\u00e9g t\u00f6bb sikeres v\u00e1llalkoz\u00f3t \u00e9s elismert szak\u00e9rt\u0151t h\u00edvunk meg, hogy inspir\u00e1ci\u00f3t \u00e9s gyakorlati tud\u00e1st ny\u00fajtsunk hallgat\u00f3inknak.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”44px|40px|32px|40px|false|true” custom_margin_tablet=”40px|0px|32px|40px|false|false” custom_margin_phone=”40px|30px|32px|30px|false|true” custom_margin_last_edited=”on|phone” animation_style=”slide” animation_direction=”left” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” border_width_bottom=”2px” border_color_bottom=”#183D3F” global_colors_info=”{}”]<\/p>\n

\u00bb<\/span> M\u00e9g szebben, m\u00e9g jobban, m\u00e9g t\u00f6bbet!<\/span>
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[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”47px|40px|69px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

A m\u00e1sodik \u00e9vad nemcsak tartalm\u00e1ban, hanem vizu\u00e1lisan is szintet l\u00e9p. \u00daj grafikai elemekkel, dinamikusabb v\u00e1g\u00e1ssal \u00e9s l\u00e1tv\u00e1nyosabb k\u00e9pi vil\u00e1ggal tessz\u00fck \u00e9lvezetesebb\u00e9 az epiz\u00f3dokat. Innovat\u00edv, korszer\u0171 eszk\u00f6z\u00f6kkel, a legfrissebb trendek k\u00f6vet\u00e9s\u00e9vel igyeksz\u00fcnk m\u00e9g izgalmasabb\u00e1 \u00e9s m\u00e9g k\u00f6nnyebben fogyaszthat\u00f3bb\u00e1 tenni a m\u0171sort.<\/p>\n

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[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”RGBA(255,255,255,0)” background_enable_image=”off” background_blend=”multiply” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”47px|40px|69px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Szeretn\u00e9nk tov\u00e1bb b\u0151v\u00edteni a hallgat\u00f3i k\u00f6z\u00f6ns\u00e9get \u00e9s k\u00f6z\u00f6ss\u00e9get, el\u00e9rve m\u00e9g t\u00f6bb v\u00e1llalkoz\u00f3t, d\u00f6nt\u00e9shoz\u00f3t, szakembert \u2013 mindenkit, akit \u00e9rintenek a v\u00e1llalati \u00e9let, a v\u00e1llalkoz\u00e1sok mindennapjai.<\/p>\n

A magyar v\u00e1llalkoz\u00e1sok el\u0151tt folyamatosan \u00faj lehet\u0151s\u00e9gek ny\u00edlnak meg \u2013 a 2025-\u00f6s gazdas\u00e1gi el\u0151rejelz\u00e9sek alapj\u00e1n ez a mondat ebben az \u00e9vben m\u00e9g ink\u00e1bb igaz lesz.<\/p>\n

A \u00bbC\u00e9gkassza Podcast\u00ab m\u00e1sodik \u00e9vad\u00e1ban minden fontos k\u00e9rd\u00e9sre v\u00e1laszt adunk, inspir\u00e1lunk \u00e9s utat mutatunk.<\/p>\n

Tartsanak vel\u00fcnk tov\u00e1bbra is!<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.24.1″ background_color=”#000000″ custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.17.4″ _module_preset=”default” background_color=”#0a0a0a” background_video_mp4=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/09\/wave.mp4″ width=”100%” max_width=”2560px” custom_padding=”16px||144px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” header_2_font=”Montserrat|800|||||||” header_2_text_color=”#ffffff” header_2_font_size=”38px” custom_margin=”113px|||||” global_colors_info=”{}”]<\/p>\n

Garantiqa Hitelgarancia Zrt.<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” disabled_on=”off|off|off” admin_label=”row” _builder_version=”4.17.4″ background_color=”#183D3F” width=”100%” max_width=”2560px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off” background_color__hover=”#0a0303″ background_enable_color__hover=”on”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#F9602C” background_enable_image=”off” parallax=”on” background_enable_video_mp4=”off” custom_padding=”0px||0px||true|false” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#0a0000″ header_4_font_size=”30px” custom_margin=”81px|40px|32px|40px|false|true” custom_margin_tablet=”40px|0px|32px|40px|false|false” custom_margin_phone=”40px|30px|32px|30px|false|true” custom_margin_last_edited=”on|phone” animation_style=”slide” animation_direction=”left” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” border_width_bottom=”2px” border_color_bottom=”#FFFFFF” global_colors_info=”{}”]<\/p>\n

\u00bb<\/span> K\u00f6zel egym\u00e1shoz!<\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”39px|40px|32px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

A Garantiqa Hitelgarancia Zrt. a hazai kkv-szektor finansz\u00edroz\u00e1s\u00e1nak egyik legfontosabb szerepl\u0151je. Az \u00e1llami kezess\u00e9gv\u00e1llal\u00e1si tev\u00e9kenys\u00e9ge minden \u00f6t\u00f6dik kkv-hitelhez kapcsol\u00f3dik \u2013\u00a0a munk\u00e1ja p\u00e9ld\u00e1tlanul sikeres \u00e9s eredm\u00e9nyes. A c\u00e9g az MFB Csoport tagjak\u00e9nt v\u00e1llalati hitelhez, garanci\u00e1hoz, l\u00edzing- \u00e9s faktoring \u00fcgyletekhez v\u00e1llal kezess\u00e9get.<\/p>\n

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\u00bb<\/span> K\u00f6z\u00f6s c\u00e9l, k\u00f6z\u00f6s siker!<\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”41px|40px|32px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

A Garantiqa k\u00e9szfizet\u0151 kezess\u00e9gv\u00e1llal\u00e1sa lehet\u0151v\u00e9 teszi, hogy olyan \u00e9letk\u00e9pes kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok is forr\u00e1shoz jussanak, amelyeknek nincs elegend\u0151 felaj\u00e1nlhat\u00f3 biztos\u00edt\u00e9kuk, ez\u00e9rt a hitelez\u00e9s\u00fck t\u00falzottan kock\u00e1zatosnak min\u0151s\u00fcl a bankok r\u00e9sz\u00e9r\u0151l.<\/p>\n

A Garantiqa a p\u00e9nzint\u00e9zetekkel \u00e1ll k\u00f6zvetlen kapcsolatban, a v\u00e1llalkoz\u00e1sok a bankok k\u00f6zvet\u00edt\u00e9s\u00e9vel ig\u00e9nyelhetik a kezess\u00e9gv\u00e1llal\u00e1st.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”RGBA(255,255,255,0)” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/woman-speaking-smartphone-floral-shop.jpg” background_blend=”luminosity” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” min_height=”500px” global_colors_info=”{}”][\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” disabled_on=”off|off|off” admin_label=”row” _builder_version=”4.24.1″ background_color=”#0a0202″ width=”100%” max_width=”2560px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off” background_color__hover=”#0a0303″ background_enable_color__hover=”on”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_enable_color=”off” background_image=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/young-man-working-warehouse-with-boxes.jpg” background_enable_video_mp4=”off” custom_padding=”0px||0px||true|false” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” custom_margin=”78px|40px|32px|40px|false|true” custom_margin_tablet=”40px|0px|32px|0px|false|false” custom_margin_phone=”40px|40px|32px|40px|false|true” custom_margin_last_edited=”on|phone” animation_style=”slide” animation_direction=”left” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” border_width_bottom=”2px” border_color_bottom=”#FFFFFF” global_colors_info=”{}”]<\/p>\n

\u00bb<\/span> Egy csal\u00e1d vagyunk!<\/h4>\n

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A Garantiqa tulajdonosa az MFB Bank, amely alapvet\u0151en k\u00fcl\u00f6nb\u00f6z\u0151 felhaszn\u00e1l\u00e1si c\u00e9l\u00fa \u00e9s futamidej\u0171 hitelterm\u00e9keket, valamint az MFB Pontok h\u00e1l\u00f3zat\u00e1n kereszt\u00fcl visszat\u00e9r\u00edtend\u0151 eur\u00f3pai uni\u00f3s forr\u00e1sokat k\u00edn\u00e1l a hazai v\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#183D3F” background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”69px|40px|69px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

A bank tulajdon\u00e1ban \u00e1ll\u00f3 egy\u00e9b int\u00e9zm\u00e9nyek t\u00f6bb m\u00e1s finansz\u00edroz\u00e1si eszk\u00f6zt is biztos\u00edtanak a hazai v\u00e1llalkoz\u00e1soknak, \u00edgy a kock\u00e1zatit\u0151ke-befektet\u00e9sekre szakosodott Hiventures, illetve az MFB Invest Befektet\u00e9si \u00e9s Vagyonkezel\u0151 Zrt., a faktoring tev\u00e9kenys\u00e9get k\u00edn\u00e1l\u00f3 MKK Magyar K\u00f6vetel\u00e9skezel\u0151 Zrt., ingatlanok ad\u00e1sv\u00e9tel\u00e9vel, b\u00e9rbead\u00e1s\u00e1val, l\u00e9tes\u00edtm\u00e9ny\u00fczemeltet\u00e9ssel foglalkozik az MFB Ingatlanfejleszt\u0151 Zrt., \u00e9s a fels\u0151oktat\u00e1sban tanul\u00f3 hallgat\u00f3k meg\u00e9lhet\u00e9si, tanulm\u00e1nyi k\u00f6lts\u00e9geihez finansz\u00edroz\u00e1st biztos\u00edt a Di\u00e1khitel K\u00f6zpont Zrt.<\/p>\n

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\u00bb<\/span>\u00a0Kezesked\u00fcnk siker\u00e9\u00e9rt!<\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”41px|40px|32px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

A Garantiqa jelent\u0151sen hozz\u00e1j\u00e1rul a magyar kkv-szektor versenyk\u00e9pess\u00e9g\u00e9nek n\u00f6vel\u00e9s\u00e9hez \u00e9s annak l\u00e1that\u00f3 fejl\u0151d\u00e9s\u00e9hez. Szerepv\u00e1llal\u00e1sa r\u00e9v\u00e9n a bankok nagyobb hajland\u00f3s\u00e1ggal hiteleznek a kisebb v\u00e1llalkoz\u00e1soknak is, amelyek kulcsszerepet j\u00e1tszanak a munkahelyteremt\u00e9sben \u00e9s a gazdas\u00e1gi n\u00f6veked\u00e9sben.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.1″ _module_preset=”default” background_color=”#0a0000″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.17.4″ _module_preset=”default” background_color=”#0a0a0a” background_video_mp4=”https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/09\/wave.mp4″ width=”100%” max_width=”2560px” custom_padding=”16px||144px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” header_2_font=”Montserrat|800|||||||” header_2_text_color=”#ffffff” header_2_font_size=”38px” custom_margin=”113px|||||” global_colors_info=”{}”]<\/p>\n

Impresszum<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.17.4″ _module_preset=”default” background_color=”#242424″ width=”100%” max_width=”2560px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}” background__hover_enabled=”on|desktop”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”41px|40px|32px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

FELEL\u0150S KIAD\u00d3:<\/span><\/p>\n

Garantiqa Hitelgarancia Zrt.
Szab\u00f3 Istv\u00e1n Attila vez\u00e9rigazgat\u00f3\u00a0<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”41px|40px|32px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

F\u0150SZERKESZT\u0150:<\/span><\/p>\n

Orosz J\u00f3zsef kommunik\u00e1ci\u00f3s igazgat\u00f3<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”41px|40px|55px|40px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

KAPCSOLAT:<\/span><\/p>\n

Garantiqa Hitelgarancia Zrt.
www.garantiqa.hu
facebook.com\/garantiqahitelgarancia
garantiqa@garantiqa.hu<\/p>\n

Telefon: +36 1 444 0100
Fax: +36 1 444 0290
Levelez\u00e9si c\u00edm: 1443 \u2013 Budapest, Pf.: 200.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #1″ module_id=”1″ module_class=”popup dark single” _builder_version=”4.27.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” da_is_popup=”on” da_popup_slug=”1″ da_is_singular=”on” da_dark_close=”on” da_disable_devices=”off|off|off” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_not_modal=”on” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_4,1_4,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.24.1″ background_color=”#F9602C” background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”2560px” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#F9602C” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”48px|30px|48px|30px|true|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” header_4_font_size_tablet=”30px” header_4_font_size_phone=”23px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#1. epiz\u00f3d<\/strong><\/span><\/p>\n

Szab\u00f3 Istv\u00e1n Attila: A kkv-k kil\u00e1t\u00e1sai 2024-ben<\/span><\/strong>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/span><\/strong><\/strong><\/h4>\n

Hogyan is m\u0171k\u00f6dik egy garanciaint\u00e9zm\u00e9ny \u00e9s milyen szerepe van a v\u00e1llalati hitelez\u00e9sben? Milyen hat\u00e1ssal van a jelenlegi gazdas\u00e1gi k\u00f6rnyezet a kkv-szektorra? Milyen kil\u00e1t\u00e1sokkal rendelkeznek a magyar kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok?<\/strong><\/p>\n

T\u00f6bbek k\u00f6z\u00f6tt ezekre a k\u00e9rd\u00e9sekre adott v\u00e1laszt a \u00bbC\u00e9gkassza Podcast\u00ab els\u0151 ad\u00e1s\u00e1ban Szab\u00f3 Istv\u00e1n Attila, a Garantiqa Hitelgarancia Zrt. eln\u00f6k-vez\u00e9rigazgat\u00f3ja. A besz\u00e9lget\u00e9sben a kkv-k helyzet\u00e9vel, valamint a vel\u00fck kapcsolatos \u00e1llami t\u00e1mogat\u00e1s, seg\u00edts\u00e9g szerep\u00e9vel is hangs\u00falyosan foglalkozott a c\u00e9gvezet\u0151.<\/p>\n

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[\/et_pb_text][et_pb_gallery gallery_ids=”50,51″ fullwidth=”on” _builder_version=”4.24.1″ _module_preset=”default” auto=”on” global_colors_info=”{}”][\/et_pb_gallery][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”20px|35px|20px|35px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eA beruh\u00e1z\u00e1si hitelek ir\u00e1nti keresletet val\u00f3j\u00e1ban az optimizmus hajtja a v\u00e1rhat\u00f3 j\u00f6v\u0151beni forgalomn\u00f6veked\u00e9s, az \u00faj piacokra l\u00e9p\u00e9s \u00e9s a technol\u00f3giai fejleszt\u00e9sek szempontj\u00e1b\u00f3l.\u201d<\/em><\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” custom_margin=”30px|30px|9px|30px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

A garanciaint\u00e9zm\u00e9nyek jelent\u0151s szerepet t\u00f6ltenek be a kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok hitelez\u00e9s\u00e9ben, k\u00fcl\u00f6n\u00f6sen a jelenlegi gazdas\u00e1gi helyzetben.<\/p>\n

A hitelgarancia l\u00e9nyege, hogy az \u00e1llam garanci\u00e1t v\u00e1llal a v\u00e1llalkoz\u00e1sok \u00e1ltal felvett hitelek egy r\u00e9sz\u00e9re, \u00e1ltal\u00e1ban 80 sz\u00e1zal\u00e9k\u00e1ra, \u00edgy cs\u00f6kkentve a bankok kock\u00e1zat\u00e1t. Ez a rendszer lehet\u0151v\u00e9 teszi, hogy azok a kkv-k is hitelhez jussanak, amelyek egy\u00e9bk\u00e9nt nem lenn\u00e9nek erre k\u00e9pesek.<\/p>\n

A besz\u00e9lget\u00e9s sor\u00e1n az is elhangzott, hogy a Garantiqa \u00e1ltal v\u00e1llalt kezess\u00e9g nemcsak a v\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra el\u0151ny\u00f6s, hanem a bankszektornak is, mivel nagyobb \u00fcgyf\u00e9lk\u00f6rt \u00e9rhetnek el \u00e9s t\u00f6bb hitelt ny\u00fajthatnak. Emellett az \u00e1llami viszontgarancia r\u00e9v\u00e9n a bankszektor stabilit\u00e1sa is n\u00f6vekszik.<\/p>\n

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[\/et_pb_text][et_pb_social_media_follow _builder_version=”4.24.1″ _module_preset=”default” text_orientation=”right” custom_margin=”12px|20px|||false|false” custom_padding=”8px|20px|||false|false” filter_saturate=”150%” global_colors_info=”{}”][et_pb_social_media_follow_network social_network=”youtube” url=”https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”spotify” url=”https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8″ icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”facebook” url=”https:\/\/www.facebook.com\/garantiqahitelgarancia” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=J802OD0pz38″ _builder_version=”4.27.4″ _module_preset=”default” module_alignment=”center” global_colors_info=”{}”][\/et_pb_video][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”30px|60px|30px|60px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eA kock\u00e1zatv\u00e1llal\u00e1si hajland\u00f3s\u00e1g a k\u00edn\u00e1lati oldalt nagyban befoly\u00e1solja. Nagyon j\u00f3l vizsg\u00e1ztak a bankok ebben, mind a covid, mind a h\u00e1bor\u00fa alatt, ebben nem volt fennakad\u00e1s. A Garantiqa is ez\u00e9rt van itt, ez a szerepe a piacon, hogy a potenci\u00e1lis kock\u00e1zatv\u00e1llal\u00e1si probl\u00e9m\u00e1kat, fesz\u00fclts\u00e9geket oldja.\u201d<\/em><\/p>\n

[\/et_pb_text][et_pb_video src=”https:\/\/youtu.be\/5Lxk5TKIti8″ _builder_version=”4.24.1″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][et_pb_video src=”https:\/\/youtu.be\/QYQc79BbeTE” _builder_version=”4.24.1″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #2″ module_id=”2″ module_class=”popup dark single” _builder_version=”4.24.1″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” da_is_popup=”on” da_popup_slug=”2″ da_is_singular=”on” da_dark_close=”on” da_disable_devices=”off|off|off” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_not_modal=”on” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_4,1_4,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.24.1″ background_color=”#F9602C” background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”2560px” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#F9602C” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”48px|30px|48px|30px|true|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” header_4_font_size_tablet=”30px” header_4_font_size_phone=”23px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#2. epiz\u00f3d<\/strong><\/span><\/p>\n

B\u00f3kay M\u00e1rton: Kkv-finansz\u00edroz\u00e1s \u00e9s egy\u00e9b kih\u00edv\u00e1sok<\/span><\/strong><\/h4>\n

\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/span><\/strong><\/strong><\/h4>\n

A m\u00e1sodik felvon\u00e1s k\u00f6zponti t\u00e9m\u00e1ja a v\u00e1llalati hitelpiac, az ESG-szab\u00e1lyoz\u00e1s fontoss\u00e1ga \u00e9s a kkv-kra vonatkoz\u00f3 leg\u00fajabb trendek voltak. B\u00f3kay M\u00e1rton elmondta, 2025-ben m\u00e1r jelent\u0151sebb n\u00f6veked\u00e9st v\u00e1rnak a gazdas\u00e1gban, illetve rem\u00e9nyeik szerint ez a tendencia az eg\u00e9sz \u00e9vtizedben fennmarad.<\/p>\n

A k\u00f6vetkez\u0151 \u00e9vek az \u00e1tgondolt p\u00e9nz\u00fcgyi strat\u00e9gi\u00e1r\u00f3l sz\u00f3lnak. Fontos lenne a v\u00e1llalkoz\u00f3k gondolkod\u00e1sm\u00f3dj\u00e1n is finom\u00edtani, hogy olyan beruh\u00e1z\u00e1sokra \u00f6sszpontos\u00edtsanak, amelyek hossz\u00fa t\u00e1von hoznak profitot a sz\u00e1mukra \u2013 jelezte a helyettes \u00e1llamtitk\u00e1r.<\/p>\n

[\/et_pb_text][et_pb_gallery gallery_ids=”52,53″ fullwidth=”on” _builder_version=”4.24.1″ _module_preset=”default” auto=”on” global_colors_info=”{}”][\/et_pb_gallery][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”20px|35px|20px|35px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eNagyon fontos tud\u00e1sb\u0151v\u00edt\u00e9st, mentoringot ig\u00e9nyel a v\u00e1llalkoz\u00e1sokn\u00e1l, hogy meg\u00e9rts\u00e9k, nekik mennyivel t\u00f6bb lehet\u0151s\u00e9g\u00fck lesz, hogyha \u00e9szszer\u0171 m\u00f3don elad\u00f3sodnak. Ez a p\u00e9nz\u00fcgyi tudatoss\u00e1g m\u00e9g hi\u00e1nyzik a magyar KKV-szektorb\u00f3l.\u201d<\/em><\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” custom_margin=”30px|30px|9px|30px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u00c9sszer\u0171 elad\u00f3sod\u00e1s? B\u00f3kay M\u00e1rton szerint a legkisebb v\u00e1llalkoz\u00e1sok sokszor m\u00e9g ig\u00e9nyelni sem mernek hitelt. A f\u00e9lelem az elutas\u00edt\u00e1st\u00f3l nagyon jelent\u0151s t\u00e9nyez\u0151 abban, hogy a kkv-szektor ennyire alulhitelezett. Ez m\u00e9lyebb tud\u00e1sb\u0151v\u00edt\u00e9st, mentoringot ig\u00e9nyel a v\u00e1llalkoz\u00e1sokn\u00e1l, hogy meg\u00e9rts\u00e9k a lehet\u0151s\u00e9geik m\u00e9rt\u00e9k\u00e9t abban az esetben, ha \u00e9sszer\u0171 m\u00f3don elad\u00f3sodnak.<\/p>\n

B\u00f3kay M\u00e1rton megjegyezte, a Garantiqa \u00e1ltal v\u00e1llalt kezess\u00e9g nemcsak a v\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra el\u0151ny\u00f6s, hanem a bankszektornak is, mivel nagyobb \u00fcgyf\u00e9lk\u00f6rt \u00e9rhetnek el, \u00e9s t\u00f6bb hitelt ny\u00fajthatnak. Emellett az \u00e1llami viszontgarancia r\u00e9v\u00e9n a bankszektor stabilit\u00e1sa is n\u00f6vekszik.<\/p>\n

[\/et_pb_text][et_pb_social_media_follow _builder_version=”4.24.1″ _module_preset=”default” text_orientation=”right” custom_margin=”12px|20px|||false|false” custom_padding=”8px|20px|||false|false” filter_saturate=”150%” global_colors_info=”{}”][et_pb_social_media_follow_network social_network=”youtube” url=”https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”spotify” url=”https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8″ icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”facebook” url=”https:\/\/www.facebook.com\/garantiqahitelgarancia” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=HlGFA2IuOxw” _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_video][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”30px|60px|30px|60px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eMindenk\u00e9pp sz\u00fcks\u00e9ges tudatos\u00edtani a v\u00e1llalkoz\u00e1sokban, hogy nem fog mindig rendelkez\u00e9s\u00e9re \u00e1llni vissza nem t\u00e9r\u00edtend\u0151 t\u00e1mogat\u00e1s. Musz\u00e1j a p\u00e9nz\u00fcgyi eszk\u00f6z\u00f6k, a hitelterm\u00e9kek ir\u00e1ny\u00e1ba elmozdulni.\u201d<\/em><\/p>\n

[\/et_pb_text][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=NOCK7vKxeL8″ _builder_version=”4.24.1″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=EFztx3nImFs” _builder_version=”4.24.1″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #3″ module_id=”3″ module_class=”popup dark single” _builder_version=”4.24.1″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” da_is_popup=”on” da_popup_slug=”3″ da_is_singular=”on” da_dark_close=”on” da_disable_devices=”off|off|off” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_not_modal=”on” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_4,1_4,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.24.1″ background_color=”#F9602C” background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”2560px” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#F9602C” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”48px|30px|48px|30px|true|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” header_4_font_size_tablet=”30px” header_4_font_size_phone=”23px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#3. epiz\u00f3d<\/strong><\/span><\/p>\n

Szabados Rich\u00e1rd: V\u00e1ls\u00e1g\u00e1ll\u00f3nak bizonyultak a magyar kkv-k<\/span> <\/span><\/strong><\/h4>\n

\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/span><\/strong><\/strong><\/h4>\n

Mi\u00e9rt n\u00e9lk\u00fcl\u00f6zhetetlen a p\u00e9nz\u00fcgyi tudatoss\u00e1g a kkv-k sz\u00e1m\u00e1ra?
Szabados Rich\u00e1rd szerint jelenleg a v\u00e1ls\u00e1gokb\u00f3l kil\u00e1bal\u00e1s korszak\u00e1t \u00e9lj\u00fck. Ebben a nem t\u00fal h\u00e1l\u00e1s id\u0151szakban pedig a magyar v\u00e1llalkoz\u00e1sok megmutatt\u00e1k, hogy sokkal nagyobb t\u00fal\u00e9l\u0151k, mint ezt gondolhattuk. Ugyanakkor a szak\u00e9rt\u0151 azt is kiemelte, hogy a kedvez\u0151bb\u00e9 alakul\u00f3 gazdas\u00e1gi k\u00f6rnyezetben m\u00e1r tudatosan kell a p\u00e9nz\u00fcgyi strat\u00e9gi\u00e1t fel\u00e9p\u00edteni.<\/p>\n

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[\/et_pb_text][et_pb_gallery gallery_ids=”54,55,56″ fullwidth=”on” _builder_version=”4.24.1″ _module_preset=”default” auto=”on” global_colors_info=”{}”][\/et_pb_gallery][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”20px|35px|20px|35px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eNem mind arany, ami f\u00e9nylik, a csodav\u00e1r\u00e1s ideje jelenleg nem el\u00e9rhet\u0151. Viszont vannak j\u00f3 konstrukci\u00f3k \u00e9s lesznek is m\u00e9g a j\u00f6v\u0151ben, amik tudnak seg\u00edteni nekik.”<\/em><\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” custom_margin=”30px|30px|9px|30px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Ugyan a hazai v\u00e1llalati szektor sokkal v\u00e1ls\u00e1g\u00e1ll\u00f3bbnak bizonyult a v\u00e1rtn\u00e1l, de a j\u00f6v\u0151ben m\u00e1r nem lehet csak a vissza nem t\u00e9r\u00edtend\u0151 t\u00e1mogat\u00e1sokra t\u00e1maszkodni.
K\u00fcl\u00f6nb\u00f6z\u0151 szolg\u00e1ltat\u00e1sok is sz\u00fcks\u00e9gesek lehetnek, p\u00e9ld\u00e1ul c\u00e9g\u00e9rt\u00e9kel\u00e9sek, gener\u00e1ci\u00f3v\u00e1lt\u00e1si t\u00e1mogat\u00e1sok, tan\u00e1csad\u00e1sok az \u00faj eszk\u00f6z\u00f6k beszerel\u00e9s\u00e9hez \u00e9s \u00fczembe helyez\u00e9s\u00e9hez, vagy adatszolg\u00e1ltat\u00e1sokhoz kapcsol\u00f3d\u00f3 seg\u00edts\u00e9gny\u00fajt\u00e1sok.<\/p>\n

Az ESG-eduk\u00e1ci\u00f3val kapcsolatban kiemelte: a strat\u00e9gia, a tudatos szeml\u00e9letform\u00e1l\u00e1s elengedhetetlen a kkv-k sz\u00e1m\u00e1ra. Felm\u00e9r\u00e9sek alapj\u00e1n a kkv-k \u00e9s nagyv\u00e1llalatok felk\u00e9sz\u00fclts\u00e9ge m\u00e9g alacsony, ez\u00e9rt jelent\u0151s fejl\u0151d\u00e9si lehet\u0151s\u00e9gek \u00e1llnak rendelkez\u00e9sre.<\/p>\n

[\/et_pb_text][et_pb_social_media_follow _builder_version=”4.24.1″ _module_preset=”default” text_orientation=”right” custom_margin=”12px|20px|||false|false” custom_padding=”8px|20px|||false|false” filter_saturate=”150%” global_colors_info=”{}”][et_pb_social_media_follow_network social_network=”youtube” url=”https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”spotify” url=”https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8″ icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”facebook” url=”https:\/\/www.facebook.com\/garantiqahitelgarancia” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=NO6LDd1qF7o” _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_video][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”30px|60px|30px|60px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eA nem t\u00fal messzi j\u00f6v\u0151ben van egy olyan v\u00edzi\u00f3nk is, hogy c\u00e9geket k\u00f6tn\u00e9nk \u00f6ssze, ak\u00e1r besz\u00e1ll\u00edt\u00f3kat, nagyobb c\u00e9gekkel, integr\u00e1torokat k\u00f6zepes c\u00e9gekkel, gyakorlatilag a kereslet-k\u00edn\u00e1latot a piacon lehetne ezzel ir\u00e1ny\u00edtani.\u201d<\/em> <\/p>\n

[\/et_pb_text][et_pb_video src=”https:\/\/youtu.be\/zt84t3PmmxY” _builder_version=”4.24.1″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][et_pb_video src=”https:\/\/youtu.be\/Ex8SIN2ytDo” _builder_version=”4.24.1″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #4″ module_id=”4″ module_class=”popup dark single” _builder_version=”4.24.1″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” da_is_popup=”on” da_popup_slug=”4″ da_is_singular=”on” da_dark_close=”on” da_disable_devices=”off|off|off” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_not_modal=”on” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_4,1_4,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.24.1″ background_color=”#F9602C” background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”2560px” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#F9602C” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”31px|30px|31px|30px|true|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” header_4_font_size_tablet=”30px” header_4_font_size_phone=”23px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#4. epiz\u00f3d<\/strong><\/span><\/p>\n

S\u00fct\u0151 \u00c1gnes: A kibert\u00e1mad\u00e1sok vesz\u00e9lyei \u2013 hogyan el\u0151zhetj\u00fck meg a bajt?<\/span><\/strong>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u00a0<\/strong><\/h4>\n

<\/strong><\/h4>\n

2024-ben az egyik legnagyobb fenyeget\u00e9st a kiberb\u0171n\u00f6z\u00e9s jelentette a kkv-k sz\u00e1m\u00e1ra is.
S\u00fct\u0151 \u00c1gnes felh\u00edvta a figyelmet arra, hogy ugyan a p\u00e9nz\u00fcgyekben mindig van id\u0151nk j\u00f3 d\u00f6nt\u00e9st hozni, de p\u00e9nz\u00fcgyi kiberb\u0171ncselekm\u00e9ny eset\u00e9n az els\u0151 teend\u0151nk a bank \u00fcgyf\u00e9lszolg\u00e1lati telefonsz\u00e1m\u00e1nak azonnali \u00e9rtes\u00edt\u00e9se legyen.
Manaps\u00e1g az egyik leg\u00e9get\u0151bb fenyeget\u00e9s egy v\u00e1llalkoz\u00f3 sz\u00e1m\u00e1ra a folyamatosan v\u00e1rhat\u00f3 kibert\u00e1mad\u00e1sok valamely form\u00e1ja.<\/p>\n

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[\/et_pb_text][et_pb_gallery gallery_ids=”57,58″ fullwidth=”on” _builder_version=”4.24.1″ _module_preset=”default” auto=”on” global_colors_info=”{}”][\/et_pb_gallery][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”20px|35px|20px|35px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eP\u00e9nz\u00fcgyekben soha nem \u00e9rdemes semmilyen s\u00fcrget\u00e9sre odafigyelni, a p\u00e9nz\u00fcgyekben mindig van id\u0151nk j\u00f3 d\u00f6nt\u00e9st hozni.\u201d<\/em><\/p>\n

\u201eFokozott tudatoss\u00e1ggal \u00e9s odafigyel\u00e9ssel nagyon sok v\u00e9delmi pajzsot \u00e9p\u00edthet\u00fcnk magunk k\u00f6r\u00e9, \u00e9s ezzel b\u0151s\u00e9gesen megnehez\u00edtj\u00fck a kiberb\u0171n\u00f6z\u0151k es\u00e9lyeit.\u201d<\/em><\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” custom_margin=”30px|30px|30px|30px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Kiemelten fontos a digit\u00e1lis l\u00e1bnyomunk cs\u00f6kkent\u00e9se. A lakoss\u00e1gi oldalon \u00e9rkez\u0151 t\u00e1mad\u00e1sokkal sok esetben ak\u00e1r a c\u00e9ges adatainkat is el tudj\u00e1k \u00e9rni \u2013 erre a kkv-vezet\u0151knek is fokozottan kell figyelni\u00fck.
A kibert\u00e9r vesz\u00e9lyei val\u00f3sak, de tudatos viselked\u00e9ssel \u00e9s megfelel\u0151 v\u00e9delmi int\u00e9zked\u00e9sekkel jelent\u0151sen cs\u00f6kkenthetj\u00fck a kock\u00e1zatokat.<\/p>\n

N\u00e9lk\u00fcl\u00f6zhetetlen a folyamatos \u00f6nk\u00e9pz\u00e9s a kibertudatoss\u00e1g ter\u00e9n, \u00e9s mindig \u00e9bernek kell lenni a digit\u00e1lis vil\u00e1gban \u2013 tette hozz\u00e1 S\u00fct\u0151 \u00c1gnes.<\/p>\n

[\/et_pb_text][et_pb_social_media_follow _builder_version=”4.24.1″ _module_preset=”default” text_orientation=”right” custom_margin=”12px|20px|||false|false” custom_padding=”8px|20px|||false|false” filter_saturate=”150%” global_colors_info=”{}”][et_pb_social_media_follow_network social_network=”youtube” url=”https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”spotify” url=”https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8″ icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”facebook” url=”https:\/\/www.facebook.com\/garantiqahitelgarancia” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=XO1fkHapXMc” _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_video][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”30px|60px|30px|60px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eAz emberek t\u00f6bb mint 80%-a mindenhol ugyanazt a jelsz\u00f3t haszn\u00e1lja.\u201d<\/em><\/p>\n

\u201eNe csak jelszavunk, hanem jelmondatunk legyen!\u201d\u2003<\/em><\/p>\n

[\/et_pb_text][et_pb_video src=”https:\/\/youtu.be\/fXLf1vmRvNk” _builder_version=”4.24.1″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][et_pb_video src=”https:\/\/youtu.be\/jWH17TTrUMY” _builder_version=”4.24.1″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #5″ module_id=”5″ module_class=”popup dark single” _builder_version=”4.24.1″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” da_is_popup=”on” da_popup_slug=”5″ da_is_singular=”on” da_dark_close=”on” da_disable_devices=”off|off|off” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_not_modal=”on” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_4,1_4,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.24.1″ background_color=”#F9602C” background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”2560px” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#F9602C” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”31px|30px|31px|30px|true|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” header_4_font_size_tablet=”30px” header_4_font_size_phone=”23px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#5. epiz\u00f3d<\/strong><\/span><\/p>\n

Jelasity Radov\u00e1n: A magyar bankszektor \u00fatja a recesszi\u00f3 ut\u00e1n<\/span><\/strong>\u00a0 \u00a0 \u00a0 \u00a0<\/strong><\/h4>\n

Hogyan k\u00fczd\u00f6tt meg a magyar gazdas\u00e1g a COVID-j\u00e1rv\u00e1ny, a h\u00e1bor\u00fa \u00e9s a recesszi\u00f3 kih\u00edv\u00e1saival? Milyen akad\u00e1lyok \u00e1llnak jelenleg a gazdas\u00e1gi n\u00f6veked\u00e9s el\u0151tt?
Ezekre a k\u00e9rd\u00e9sekre is reag\u00e1lt Jelasity Radov\u00e1n, aki szerint a kkv-szektor \u2013 Eur\u00f3p\u00e1n bel\u00fcl \u2013 Magyarorsz\u00e1gon kapja a legnagyobb m\u00e9rt\u00e9k\u0171 t\u00e1mogat\u00e1st. V\u00e9lem\u00e9nye szerint az infl\u00e1ci\u00f3 \u00e1rny\u00e9k\u00e1ban ez k\u00fcl\u00f6n\u00f6sen nagy seg\u00edts\u00e9g volt abban, hogy a magyar v\u00e1llalkoz\u00e1sok \u00e1tv\u00e9szelj\u00e9k a neh\u00e9z gazdas\u00e1gi k\u00f6r\u00fclm\u00e9nyeket.<\/p>\n

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[\/et_pb_text][et_pb_gallery gallery_ids=”59,60,61″ fullwidth=”on” _builder_version=”4.24.1″ _module_preset=”default” auto=”on” global_colors_info=”{}”][\/et_pb_gallery][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”20px|35px|20px|35px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eMi is l\u00e1tjuk, hogy kett\u00e9szakadt a kkv-szektor. Van, aki bel\u00e1tja, hogy hol van a j\u00f6v\u0151, \u00e9s elindult m\u00e1r abba az ir\u00e1nyba, m\u00e1sok meg m\u00e9g mindig arra v\u00e1rnak, hogy majd valaki beseg\u00edt: \u00e1llam, \u00f6nkorm\u00e1nyzat\u2026 Valakit\u0151l majd kapunk m\u00e9g egy kis p\u00e9nzt, \u00e9s akkor, ahogy eddig, majd a j\u00f6v\u0151ben is valahogy ebb\u0151l ki fogunk l\u00e1balni.\u201d<\/em><\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” custom_margin=”30px|30px|30px|30px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

A Banksz\u00f6vets\u00e9g eln\u00f6ke \u00fagy l\u00e1tja, amilyen gyorsan felfutott az infl\u00e1ci\u00f3, olyan gyorsan vissza is esett. Azonban az emelked\u00e9s el\u0151tti (egy-k\u00e9t sz\u00e1zal\u00e9kos) szintre vissza\u00e1ll\u00e1shoz hossz\u00fa id\u0151, sok energia \u00e9s p\u00e9nz is sz\u00fcks\u00e9ges lesz. Hozz\u00e1tette, kev\u00e9s olyan int\u00e9zm\u00e9ny van \u2013 f\u0151leg a bankszektorban \u2013, amelynek ilyen m\u00e9rt\u00e9kben siker\u00fclt volna n\u00f6vekedni az ut\u00f3bbi 3-5 \u00e9vben, mint ahogy a Garantiq\u00e1nak.<\/p>\n

A szakember a banki hitelez\u00e9s jelenlegi helyzete mellett r\u00e1vil\u00e1g\u00edtott a kkv-k sz\u00e1m\u00e1ra kulcsfontoss\u00e1g\u00fa automatiz\u00e1ci\u00f3 \u00e9s p\u00e9nz\u00fcgyi digitaliz\u00e1ci\u00f3 szerep\u00e9re is.
Elmondta azt is, a hazai bankszektor \u00f6r\u00fclne a legjobban, ha sokkal t\u00f6bb lenne a piacon alapul\u00f3 hitelez\u00e9s.<\/p>\n

[\/et_pb_text][et_pb_social_media_follow _builder_version=”4.24.1″ _module_preset=”default” text_orientation=”right” custom_margin=”12px|20px|||false|false” custom_padding=”8px|20px|||false|false” filter_saturate=”150%” global_colors_info=”{}”][et_pb_social_media_follow_network social_network=”youtube” url=”https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”spotify” url=”https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8″ icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”facebook” url=”https:\/\/www.facebook.com\/garantiqahitelgarancia” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=IZBFZPlBx9s” _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_video][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”30px|60px|30px|60px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eSzerintem j\u00f3, hogyha Magyarorsz\u00e1gon mindenki tudat\u00e1ban van annak, hogy nincs m\u00e9g egy orsz\u00e1g minimum Eur\u00f3p\u00e1ban, ahol nagyobb m\u00e9rt\u00e9kben \u00e9s b\u0151kez\u0171bben t\u00e1mogatn\u00e1 a korm\u00e1ny a kkv-kat, mint Magyarorsz\u00e1gon.\u201d<\/em><\/p>\n

[\/et_pb_text][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=PendUCQz3JQ” _builder_version=”4.24.1″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=VOMuh2MOEnM” _builder_version=”4.24.1″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #6″ module_id=”6″ module_class=”popup dark single” _builder_version=”4.24.1″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” da_is_popup=”on” da_popup_slug=”6″ da_is_singular=”on” da_dark_close=”on” da_disable_devices=”off|off|off” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_not_modal=”on” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_4,1_4,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.24.1″ background_color=”#F9602C” background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”2560px” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#F9602C” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”31px|30px|31px|30px|true|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” header_4_font_size_tablet=”30px” header_4_font_size_phone=”23px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#6. epiz\u00f3d<\/strong><\/span><\/p>\n

Juh\u00e1sz Attila: Az \u00e9p\u00edt\u0151ipar kih\u00edv\u00e1sai \u00e9s a probl\u00e9m\u00e1k megold\u00e1sai<\/span><\/strong>\u00a0 \u00a0 \u00a0<\/span>\u00a0<\/strong><\/h4>\n

Mikor indul el a kil\u00e1bal\u00e1s id\u0151szaka az \u00e9p\u00edt\u0151iparban? Mikorra v\u00e1rhat\u00f3, hogy az \u00e1llam visszat\u00e9r, mint megrendel\u0151? Mi\u00e9rt sz\u00fcks\u00e9ges konkr\u00e9t primer energi\u00e1t megtakar\u00edtani a h\u00e1ztart\u00e1soknak?
Ugyan nem a legjobb id\u0151szak\u00e1t \u00e9li a hazai \u00e9p\u00edt\u0151ipar, de m\u00e1r l\u00e1that\u00f3 a f\u00e9ny az alag\u00fat v\u00e9g\u00e9n \u2013 mondta el a \u00bbC\u00e9gkassza Podcast\u00ab 6. ad\u00e1s\u00e1ban Juh\u00e1sz Attila, aki szerint ebben a neh\u00e9z ipar\u00e1gi k\u00f6rnyezetben ki\u00e9lezett versenyhelyzetet tapasztalhatunk. Ennek k\u00f6sz\u00f6nhet\u0151en a kor\u00e1bbin\u00e1l kisebb volumen\u0171 megrendel\u00e9seket is elv\u00e1llalnak a nagyobb piaci szerepl\u0151k.<\/p>\n

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[\/et_pb_text][et_pb_gallery gallery_ids=”62,63,64,65″ fullwidth=”on” _builder_version=”4.24.1″ _module_preset=”default” auto=”on” global_colors_info=”{}”][\/et_pb_gallery][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”20px|35px|20px|35px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eMi azt tapasztaljuk, hogy k\u00fcl\u00f6n\u00f6sen az elm\u00falt m\u00e1sf\u00e9l \u00e9vben, amikor az \u00e9p\u00edt\u0151ipar nem a legjobb arc\u00e1t mutatja a finansz\u00edroz\u00f3k ir\u00e1ny\u00e1ba, k\u00fcl\u00f6n\u00f6sen fel\u00e9rt\u00e9kel\u0151dik egy Garantiq\u00e1nak a szerepe. A saj\u00e1t beruh\u00e1z\u00e1sainkn\u00e1l is azt l\u00e1tjuk, hogy a Garantiqa m\u00f6g\u00e9 \u00e1llt. Azokat a t\u00edpus\u00fa beruh\u00e1z\u00e1sokat nem tudtuk volna megejteni, ha nincs a Garantiqa, a hitelgarancia. Nagyon j\u00f3nak \u00e9rt\u00e9kelj\u00fck, \u00e9s k\u00f6sz\u00f6nj\u00fck, hogy seg\u00edtettek ebben minket!\u201d<\/em><\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” custom_margin=”30px|30px|30px|30px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Az \u00e1llami beruh\u00e1z\u00e1sok m\u00e9rt\u00e9ke jelent\u0151sen visszaesett, t\u00f6bbek k\u00f6z\u00f6tt emiatt sem a legjobb id\u0151szak\u00e1t \u00e9li a hazai \u00e9p\u00edt\u0151ipar. Ugyanakkor a k\u00fcl\u00f6nb\u00f6z\u0151, a lakoss\u00e1got is \u00e9rint\u0151 lehet\u0151s\u00e9gek fel\u00e9rt\u00e9kel\u0151dnek, ilyen p\u00e9ld\u00e1ul az Otthonfel\u00faj\u00edt\u00e1si Program.
Az \u00e9p\u00edt\u0151anyag-keresked\u0151k \u00e9s a v\u00e1llalkoz\u00f3k sz\u00e1m\u00e1ra a legnagyobb kih\u00edv\u00e1s az, hogy hogyan alkalmazkodjanak a megv\u00e1ltozott piaci k\u00f6r\u00fclm\u00e9nyekhez, \u00e9s hogyan tudj\u00e1k kihaszn\u00e1lni az \u00e1llami programok \u00e1ltal ny\u00fajtott lehet\u0151s\u00e9geket.<\/p>\n

[\/et_pb_text][et_pb_social_media_follow _builder_version=”4.24.1″ _module_preset=”default” text_orientation=”right” custom_margin=”12px|20px|||false|false” custom_padding=”8px|20px|||false|false” filter_saturate=”150%” global_colors_info=”{}”][et_pb_social_media_follow_network social_network=”youtube” url=”https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”spotify” url=”https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8″ icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”facebook” url=”https:\/\/www.facebook.com\/garantiqahitelgarancia” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=rSPhyCTyRao” _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_video][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”30px|60px|30px|60px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eHa kivet\u00edtj\u00fck ezt az \u00e9p\u00edt\u0151anyag-beszerz\u00e9sre \u00e9s a szakemberek kiv\u00e1laszt\u00e1s\u00e1ra, mindenhol els\u0151 k\u00f6rben a referencia az, ami a legfontosabb. B\u00e1tran k\u00e9rdezzenek a bar\u00e1ti k\u00f6rben, ismeretts\u00e9gi k\u00f6rben, referenci\u00e1k ut\u00e1n.\u201d<\/em><\/p>\n

[\/et_pb_text][et_pb_video src=”https:\/\/youtu.be\/r0olXPfXH5w” _builder_version=”4.24.1″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][et_pb_video src=”https:\/\/youtu.be\/4GieEBd74SQ” _builder_version=”4.24.1″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #7″ module_id=”7″ module_class=”popup dark single” _builder_version=”4.24.1″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” da_is_popup=”on” da_popup_slug=”7″ da_is_singular=”on” da_dark_close=”on” da_disable_devices=”off|off|off” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_not_modal=”on” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_4,1_4,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.24.1″ background_color=”#F9602C” background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”2560px” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#F9602C” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”31px|30px|31px|30px|true|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” header_4_font_size_tablet=”30px” header_4_font_size_phone=”23px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#7. epiz\u00f3d<\/strong><\/span><\/p>\n

\u00c1cs Zolt\u00e1n: A bankok \u00e9s a fintech c\u00e9gek sz\u00f6vets\u00e9ge<\/span><\/strong>\u00a0 \u00a0<\/span>\u00a0<\/strong><\/h4>\n

Hogyan reag\u00e1lnak az \u00fcgyfelek a bankok \u00e9s a fintech c\u00e9gek k\u00eds\u00e9rletez\u00e9seire? Hogyan form\u00e1lja \u00e1t a fintech a p\u00e9nz\u00fcgyi szektort?
A fintech, vagyis a p\u00e9nz\u00fcgyi technol\u00f3gia egyre jelent\u0151sebb ipar\u00e1gg\u00e1 v\u00e1lik. M\u00e1ra a fintech c\u00e9gek \u00e9s a bankok k\u00f6z\u00f6tti egy\u00fcttm\u0171k\u00f6d\u00e9s szorosabb\u00e1 v\u00e1lt, mivel a bankok felismert\u00e9k az innov\u00e1ci\u00f3k sz\u00fcks\u00e9gess\u00e9g\u00e9t. A szab\u00e1lyoz\u00e1s ter\u00e9n fontos kih\u00edv\u00e1sok mer\u00fclnek fel, hiszen a fintech c\u00e9gek sokszor sz\u00fcrke ter\u00fcleteken m\u0171k\u00f6dnek.<\/p>\n

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[\/et_pb_text][et_pb_gallery gallery_ids=”66,67,68,69″ fullwidth=”on” _builder_version=”4.24.1″ _module_preset=”default” auto=”on” global_colors_info=”{}”][\/et_pb_gallery][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”20px|35px|20px|35px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eA bankokt\u00f3l kev\u00e9sb\u00e9 fogadja el egy \u00fcgyf\u00e9l, ha k\u00eds\u00e9rletezik, \u00e9s az nem siker\u00fcl. A fintecht\u0151l sokkal jobban elfogadj\u00e1k. A bankn\u00e1l minden m\u0171k\u00f6dj\u00f6n! Ez az elv\u00e1r\u00e1s.\u201d<\/em><\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” custom_margin=”30px|30px|30px|30px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

A bankol\u00e1s mindig vesz\u00e9lyes \u00fczem volt, hiszen a bizalom \u00e9s a biztons\u00e1g k\u00e9z a k\u00e9zben j\u00e1rnak.
Senki sem akarja kock\u00e1ztatni a p\u00e9nz\u00e9t. Ha pedig nincs meg a biztons\u00e1g\u00e9rzet, a bizalom azonnal szertefoszlik \u2013 v\u00e9li \u00c1cs Zolt\u00e1n, aki a \u00bbC\u00e9gkassza Podcast\u00ab felv\u00e1zolta a p\u00e9nz\u00fcgyi technol\u00f3gi\u00e1val foglalkoz\u00f3 c\u00e9gek magyarorsz\u00e1gi elterjed\u00e9s\u00e9nek f\u00e1zisait is.
A bankokt\u00f3l kev\u00e9sb\u00e9 toler\u00e1lj\u00e1k az emberek a hib\u00e1kat, m\u00edg a p\u00e9nz\u00fcgyi technol\u00f3gi\u00e1kat fejleszt\u0151 c\u00e9geknek sokkal t\u00f6bb mozg\u00e1ster\u00fck van, hiszen sokszor m\u00e9g szab\u00e1lyozatlan t\u00e9rben ny\u00fajtanak szolg\u00e1ltat\u00e1st.
Az ad\u00e1sban sz\u00f3 esett t\u00f6bbek k\u00f6z\u00f6tt arr\u00f3l is, milyen kih\u00edv\u00e1sokat tartogat az eur\u00f3pai szab\u00e1lyoz\u00e1si k\u00f6rnyezet a p\u00e9nz\u00fcgyi innov\u00e1ci\u00f3k sz\u00e1m\u00e1ra. Emellett a besz\u00e9lget\u00e9s t\u00e9m\u00e1ja volt m\u00e9g a hazai kkv-k sz\u00e1m\u00e1ra k\u00edn\u00e1lt fintech megold\u00e1sok, a BNPL-lehet\u0151s\u00e9gek \u00e9s az ipar\u00e1g magyarorsz\u00e1gi helyzete is.<\/p>\n

[\/et_pb_text][et_pb_social_media_follow _builder_version=”4.24.1″ _module_preset=”default” text_orientation=”right” custom_margin=”12px|20px|||false|false” custom_padding=”8px|20px|||false|false” filter_saturate=”150%” global_colors_info=”{}”][et_pb_social_media_follow_network social_network=”youtube” url=”https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”spotify” url=”https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8″ icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”facebook” url=”https:\/\/www.facebook.com\/garantiqahitelgarancia” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=f95asAA47T0″ _builder_version=”4.24.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_video][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”30px|60px|30px|60px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eAz\u00e9rt h\u00edvj\u00e1k bank\u00fczemnek, mert az \u00fczem az mindig vesz\u00e9lyes. Vesz\u00e9lyes \u00fczem, a bankol\u00e1s az az, a p\u00e9nzemet biztons\u00e1gban akarom tudni. Azonnal elillan a bizalom, ha nincs biztons\u00e1gban a p\u00e9nzem! Ez mindenek felett l\u00e9v\u0151, a rendszereknek j\u00f3l kell m\u0171k\u00f6dni\u00fck.\u201d<\/em><\/p>\n

[\/et_pb_text][et_pb_video src=”https:\/\/youtu.be\/nRjYZzFIRNQ” _builder_version=”4.24.1″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=CqH_VVEtcX4″ _builder_version=”4.24.1″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #8″ module_id=”8″ module_class=”popup dark single” _builder_version=”4.27.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” da_is_popup=”on” da_popup_slug=”8″ da_is_singular=”on” da_dark_close=”on” da_disable_devices=”off|off|off” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_not_modal=”on” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_4,1_4,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.24.1″ background_color=”#F9602C” background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”2560px” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#F9602C” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”31px|30px|31px|30px|true|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” header_4_font_size_tablet=”30px” header_4_font_size_phone=”23px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#8. epiz\u00f3d<\/strong><\/span><\/p>\n

Kisgergely Korn\u00e9l: Magyar kkv-k a nemzetk\u00f6zi piacokon<\/span><\/strong>\u00a0<\/span>\u00a0<\/strong><\/p>\n

A magyar export 90 sz\u00e1zal\u00e9ka az Eur\u00f3pai Uni\u00f3ba ir\u00e1nyul \u2013 az EXIM Magyarorsz\u00e1g vez\u00e9rigazgat\u00f3ja szerint ezen az ar\u00e1nyon lehet finom\u00edtani, de r\u00f6vid t\u00e1von \u00f3ri\u00e1si \u00e1trendez\u0151d\u00e9sre nem sz\u00e1m\u00edt.
A k\u00f6zgazd\u00e1szok hossz\u00fa \u00e9veken kereszt\u00fcl \u00fagy tekintettek az iparpolitik\u00e1ra, mint egy elavult, r\u00e9gi maradv\u00e1nyra. Manaps\u00e1g viszont ism\u00e9t komolyan az \u201easztalra ker\u00fclt\u201d, \u00e9s m\u00e1r m\u00e1s megvil\u00e1g\u00edt\u00e1sban vizsg\u00e1lj\u00e1k a belf\u00f6ldi ipar v\u00e9delm\u00e9t \u00e9s fejleszt\u00e9s\u00e9t.<\/p>\n

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[\/et_pb_text][et_pb_gallery gallery_ids=”70,71″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” auto=”on” global_colors_info=”{}”][\/et_pb_gallery][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”20px|35px|20px|35px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eA mi term\u00e9keink nagyon j\u00f3l kieg\u00e9sz\u00edtik egym\u00e1st. Mi adjuk a kedvez\u0151 felt\u00e9telekkel rendelkez\u0151 finansz\u00edroz\u00e1st, a Garantiqa elviszi a kock\u00e1zatnak egy jelent\u0151s r\u00e9sz\u00e9t, de \u00edgy is el\u00e9g marad a kereskedelmi bankokn\u00e1l, hogy prudens m\u00f3don v\u00e1lassz\u00e1k meg a c\u00e9geket, ahova ez a finansz\u00edroz\u00e1s eljut. Teh\u00e1t nagyon j\u00f3l \u00f6sszehangoljuk a tev\u00e9kenys\u00e9g\u00fcnket.\u201d<\/em><\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” custom_margin=”30px|30px|30px|30px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Kisgergely Korn\u00e9l elmondta, mi\u00e9rt kulcsfontoss\u00e1g\u00fa az export a hazai v\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra, \u00e9s hogyan seg\u00edthetnek abban, hogy a magyar c\u00e9gek ak\u00e1r region\u00e1lis multinacion\u00e1lis v\u00e1llalatokk\u00e1 v\u00e1ljanak.
A gazdas\u00e1gpolitika minden eszk\u00f6zzel t\u00e1mogatja a sikeres magyar c\u00e9geket abban, hogy pr\u00f3b\u00e1ljanak meg region\u00e1lis v\u00e1llalatt\u00e1 v\u00e1lni.
Az EXIM Magyarorsz\u00e1g nemcsak a nagyv\u00e1llalatoknak, hanem a kkv-knak is ny\u00fajt finansz\u00edroz\u00e1si lehet\u0151s\u00e9geket, a kereskedelmi bankokkal egy\u00fcttm\u0171k\u00f6dve seg\u00edt a v\u00e1llalatoknak a sz\u00fcks\u00e9ges beruh\u00e1z\u00e1sok finansz\u00edroz\u00e1s\u00e1ban \u2013 emelte ki Kisgergely Korn\u00e9l.<\/p>\n

[\/et_pb_text][et_pb_social_media_follow _builder_version=”4.24.1″ _module_preset=”default” text_orientation=”right” custom_margin=”12px|20px|||false|false” custom_padding=”8px|20px|||false|false” filter_saturate=”150%” global_colors_info=”{}”][et_pb_social_media_follow_network social_network=”youtube” url=”https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”spotify” url=”https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8″ icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”facebook” url=”https:\/\/www.facebook.com\/garantiqahitelgarancia” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=ZB2Q04Leg9k” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_video][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”30px|60px|30px|60px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eAz elektromos aut\u00f3z\u00e1sban van egy elbizonytalanod\u00e1s, hogy ennek az elterjed\u00e9se mennyire lesz gyors. Szerintem abban nincs elbizonytalanod\u00e1s, hogy ez lesz a j\u00f6v\u0151 technol\u00f3gi\u00e1ja \u00e9s id\u0151vel teljesen ki fogja v\u00e1ltani a bels\u0151 \u00e9g\u00e9s\u0171 motorokat. De most m\u00e1r egy konzervat\u00edvabb k\u00e9p van el\u0151tt\u00fcnk, hogy ennek a kifut\u00e1sa mennyire lehet gyors.\u201d<\/em><\/p>\n

[\/et_pb_text][et_pb_video src=”https:\/\/youtu.be\/ErDi1psuVRA” _builder_version=”4.27.4″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][et_pb_video src=”https:\/\/youtu.be\/YwGv5mw-Lns” _builder_version=”4.27.4″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #9″ module_id=”9″ module_class=”popup dark single” _builder_version=”4.27.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” da_is_popup=”on” da_popup_slug=”9″ da_is_singular=”on” da_dark_close=”on” da_disable_devices=”off|off|off” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_not_modal=”on” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_4,1_4,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.24.1″ background_color=”#F9602C” background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”2560px” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#F9602C” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”31px|30px|31px|30px|true|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” header_4_font_size_tablet=”30px” header_4_font_size_phone=”23px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#9. epiz\u00f3d<\/strong><\/span><\/p>\n

Erd\u0151s Mih\u00e1ly:<\/span> Hogyan seg\u00edthetik a biztos\u00edt\u00e1sok a magyar kkv-kat? <\/span>\u00a0<\/strong><\/p>\n

Mennyire van benne a magyar t\u00e1rsadalomban az a kult\u00fara, hogy biztos\u00edtsuk a vagyont\u00e1rgyainkat, szeretteinket, vagy ak\u00e1r saj\u00e1t magunkat?
A MABISZ eln\u00f6ke szerint a k\u00fcl\u00f6nb\u00f6z\u0151 biztos\u00edt\u00e1sok megk\u00f6t\u00e9se nem jelenik meg egyik \u00e9vr\u0151l a m\u00e1sikra a hazai mindennapokban.
Magyarorsz\u00e1gon alacsony a biztos\u00edt\u00e1si penetr\u00e1ci\u00f3, ami komoly kock\u00e1zatot jelent a kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra.<\/p>\n

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[\/et_pb_text][et_pb_gallery gallery_ids=”72,73″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” auto=”on” global_colors_info=”{}”][\/et_pb_gallery][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”20px|35px|20px|35px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eHa arr\u00f3l van sz\u00f3, mondjuk egy alulbiztos\u00edtotts\u00e1gi helyzetben, hogy dr\u00e1gul a biztos\u00edt\u00e1s, mert egy\u00e9bk\u00e9nt k\u00f6zben az az \u00f6sszeg, amit a k\u00e1resetben kifizet egy biztos\u00edt\u00f3, akkor sz\u00e1momra az nem dr\u00e1gul\u00e1s, az azt jelenti, hogy egy \u00e9rt\u00e9kn\u00f6veked\u00e9s t\u00f6rt\u00e9nik. Mert valamivel t\u00f6bb\u00e9rt t\u00f6bbet kapok.\u201d<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” custom_margin=”30px|30px|1px|30px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Egy v\u00e1ratlan esem\u00e9ny ak\u00e1r a teljes m\u0171k\u00f6d\u00e9st is vesz\u00e9lyeztetheti, ha nincs megfelel\u0151 v\u00e9delem. A v\u00e1llalkoz\u00e1soknak k\u00fcl\u00f6n\u00f6sen fontos, hogy optimaliz\u00e1lj\u00e1k biztos\u00edt\u00e1si fedezet\u00fcket, \u00e9s \u00edgy v\u00e9dj\u00e9k meg magukat a neh\u00e9z gazdas\u00e1gi helyzetben is.
Erd\u0151s Mih\u00e1ly felh\u00edvta arra is a figyelmet, hogy az \u00e9rt\u00e9kn\u00f6veked\u00e9s nem egyenl\u0151 a dr\u00e1gul\u00e1ssal. Amikor szerz\u0151d\u00e9st k\u00f6t\u00fcnk, akkor kiemelten fontos, hogy a biztos\u00edt\u00e1s val\u00f3ban a megfelel\u0151 \u00f6sszeggel fedezze az adott kock\u00e1zatot. A j\u00f3 k\u00e1rrendez\u00e9s pedig m\u00e1r a megfelel\u0151 \u00e9rt\u00e9kes\u00edt\u00e9ssel elkezd\u0151dik. Gondoskodjunk arr\u00f3l, hogy val\u00f3di \u00e9rt\u00e9ket k\u00e9pviseljen a biztos\u00edt\u00e1sunk, \u00e9s v\u00e9djen meg minket a v\u00e1ratlan helyzetekben!
Az elm\u00falt \u00e9vekben egyre t\u00f6bb kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1s ismeri fel, hogy az eg\u00e9szs\u00e9gbiztos\u00edt\u00e1s nem csup\u00e1n egy extra k\u00f6lts\u00e9g, hanem egy befektet\u00e9s a munkav\u00e1llal\u00f3k eg\u00e9szs\u00e9g\u00e9be \u00e9s el\u00e9gedetts\u00e9g\u00e9be.<\/p>\n

[\/et_pb_text][et_pb_social_media_follow _builder_version=”4.24.1″ _module_preset=”default” text_orientation=”right” custom_margin=”12px|20px|||false|false” custom_padding=”8px|20px|||false|false” filter_saturate=”150%” global_colors_info=”{}”][et_pb_social_media_follow_network social_network=”youtube” url=”https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”spotify” url=”https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8″ icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”facebook” url=”https:\/\/www.facebook.com\/garantiqahitelgarancia” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=bqBNZf4m6x0″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_video][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”30px|60px|30px|60px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eOlyan \u00fcgyfelekn\u00e9l, ahol m\u00e1r n\u00e9h\u00e1ny \u00e9ve van eg\u00e9szs\u00e9gbiztos\u00edt\u00e1s, olyannyira be\u00e9p\u00fcl a munkav\u00e1llal\u00f3i v\u00e1rakoz\u00e1sba \u00e9s ig\u00e9nybe, hogy ez az egyik legkev\u00e9sb\u00e9 gyakori elem, ahol a v\u00e1llalatok k\u00f6lts\u00e9get tudnak, akarnak cs\u00f6kkenteni, mert azonnal megtapasztalj\u00e1k a munkav\u00e1llal\u00f3knak az el\u00e9gedetlens\u00e9g\u00e9t.\u201d<\/p>\n

[\/et_pb_text][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=QaAVHXo5Pbs” _builder_version=”4.27.4″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][et_pb_video src=”https:\/\/youtu.be\/B4e-4VLbE5s” _builder_version=”4.27.4″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #10″ module_id=”10″ module_class=”popup dark single” _builder_version=”4.27.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” da_is_popup=”on” da_popup_slug=”10″ da_is_singular=”on” da_dark_close=”on” da_disable_devices=”off|off|off” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_not_modal=”on” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_4,1_4,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.24.1″ background_color=”#F9602C” background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”2560px” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#F9602C” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”31px|30px|31px|30px|true|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” header_4_font_size_tablet=”30px” header_4_font_size_phone=”23px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#10. epiz\u00f3d<\/strong><\/span><\/p>\n

N\u00f3gr\u00e1di J\u00f3zsef:<\/span> A hazai munkaer\u0151-piac helyzet\u00e9r\u0151l <\/span>\u00a0<\/strong><\/p>\n

Hogyan tudjuk hazacs\u00e1b\u00edtani a k\u00fclf\u00f6ld\u00f6n tapasztalatot szerzett magyar munkav\u00e1llal\u00f3kat annak \u00e9rdek\u00e9ben, hogy megszerzett tud\u00e1sukat itthon kamatoztass\u00e1k? Hogyan k\u00fczdenek a magyar kkv-k a n\u00f6vekv\u0151 b\u00e9rig\u00e9nyekkel \u00e9s a munkaer\u0151hi\u00e1nnyal?
N\u00f3gr\u00e1di J\u00f3zsef a \u00bbC\u00e9gkassza Podcast\u00ab 10. ad\u00e1s\u00e1ban arr\u00f3l besz\u00e9lt, mik\u00e9nt v\u00e1ltak v\u00e1ls\u00e1g\u00e1ll\u00f3v\u00e1 a magyar piaci szerepl\u0151k az elm\u00falt \u00e9vekben annak ellen\u00e9re, hogy \u00e9vr\u0151l \u00e9vre v\u00e1ls\u00e1gb\u00f3l v\u00e1ls\u00e1gba l\u00e9p\u00fcnk.
\u00c9vente t\u00f6bb mint egymilli\u00f3 ember v\u00e1lt munkahelyet haz\u00e1nkban, ez a felgyorsult munkaer\u0151piaci dinamika jelent\u0151s kih\u00edv\u00e1st jelent minden c\u00e9gvezet\u0151 sz\u00e1m\u00e1ra.\u00a0A Trenkwalder kereskedelmi igazgat\u00f3ja kifejtette a v\u00e9lem\u00e9ny\u00e9t arr\u00f3l is, milyen lehet\u0151s\u00e9gekkel \u00e9s kih\u00edv\u00e1sokkal n\u00e9znek szembe a hazai v\u00e1llalkoz\u00e1sok ebben a glob\u00e1lis versenyben.\u00a0<\/p>\n

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[\/et_pb_text][et_pb_gallery gallery_ids=”74,75,76″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” auto=”on” global_colors_info=”{}”][\/et_pb_gallery][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”20px|35px|20px|35px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eA kkv-nak nem marad m\u00e1s lehet\u0151s\u00e9ge, mint hogy felk\u00e9sz\u00fclj\u00f6n erre a vil\u00e1gra, ahol \u0151 annak \u00e9rdek\u00e9ben, hogy be tudjon csatlakozni ebbe az \u00e9rt\u00e9kl\u00e1ncba, vagy technol\u00f3giai fejleszt\u00e9st kell v\u00e9grehajtson, vagy olyan szakembereket kell alkalmazzon, aki erre felk\u00e9sz\u00edti az \u0151 v\u00e1llalkoz\u00e1s\u00e1t.\u201d<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” custom_margin=”30px|30px|1px|30px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Az elv\u00e1ndorl\u00e1s k\u00e9rd\u00e9se mellett sz\u00f3 esett arr\u00f3l is, hogy a kkv-k hogyan tudnak helyt\u00e1llni a folyamatosan jelentkez\u0151 kih\u00edv\u00e1sok k\u00f6zepette. Ebben k\u00e9t lehet\u0151s\u00e9g is adott: a technol\u00f3giai fejleszt\u00e9s \u00e9s a legjobb szakemberek bevon\u00e1sa. A magyar munkaer\u0151piac ki\u00e9lezett versenye arra k\u00e9szteti a c\u00e9geket, hogy \u00faj strat\u00e9gi\u00e1kat tal\u00e1ljanak munkav\u00e1llal\u00f3ik megtart\u00e1s\u00e1ra \u00e9s a munkaer\u0151hi\u00e1ny kezel\u00e9s\u00e9re.
A b\u00e9remel\u00e9si ig\u00e9nyek, az infl\u00e1ci\u00f3s nyom\u00e1s \u00e9s a gener\u00e1ci\u00f3s elv\u00e1r\u00e1sok k\u00f6zepette a hossz\u00fat\u00e1v\u00fa karrierlehet\u0151s\u00e9gek \u00e9s a technol\u00f3giai fejleszt\u00e9sek j\u00e1tszhatnak kulcsszerepet a kkv-k j\u00f6v\u0151j\u00e9ben. A c\u00e9gek egyre ink\u00e1bb felismerik a k\u00f6z\u00f6ss\u00e9gi m\u00e9dia jelenl\u00e9t fontoss\u00e1g\u00e1t. A rugalmas munkaid\u0151 \u00e9s a digit\u00e1lis eszk\u00f6z\u00f6k haszn\u00e1lata olyan t\u00e9nyez\u0151k, amelyek hossz\u00fa t\u00e1von is elk\u00f6telezett\u00e9 tehetik a fiatal gener\u00e1ci\u00f3t, \u00e9s a megtart\u00e1suk seg\u00edtheti a v\u00e1llalatokat a versenyk\u00e9pess\u00e9g\u00fck megtart\u00e1s\u00e1ban a munkaer\u0151piacon.
A v\u00e1llalatoknak \u00e9rdemes a robotiz\u00e1ci\u00f3, illetve az automatiz\u00e1ci\u00f3 ir\u00e1ny\u00e1ba mozdulniuk, hogy l\u00e9p\u00e9st tartsanak a piac ig\u00e9nyeivel. Ez hosszabb t\u00e1von lehet\u0151v\u00e9 teszi, hogy magasabb hozz\u00e1adott \u00e9rt\u00e9ket teremtsenek, illetve cs\u00f6kkents\u00e9k a munkab\u00e9rek \u00e1ltal okozott k\u00f6lts\u00e9geket.<\/p>\n

[\/et_pb_text][et_pb_social_media_follow _builder_version=”4.24.1″ _module_preset=”default” text_orientation=”right” custom_margin=”12px|20px|||false|false” custom_padding=”8px|20px|||false|false” filter_saturate=”150%” global_colors_info=”{}”][et_pb_social_media_follow_network social_network=”youtube” url=”https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”spotify” url=”https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8″ icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”facebook” url=”https:\/\/www.facebook.com\/garantiqahitelgarancia” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=feRdZx7i0sc” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_video][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”30px|60px|30px|60px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eFantasztikus, minden kkv- \u00e9s nagyv\u00e1llalati vezet\u0151nek elismer\u00e9sem, aki meg tudta tartani a c\u00e9g\u00e9t, gyakorlatilag most m\u00e1r hat esztendeje! Ahogy v\u00e1ls\u00e1gb\u00f3l v\u00e1ls\u00e1gba megy\u00fcnk, van egy b\u00e9rverseny \u00e9s van egy nagyon fesz\u00edtett piac, ez mindenk\u00e9ppen v\u00e1ls\u00e1g\u00e1ll\u00f3v\u00e1 tette a magyar piaci szerepl\u0151ket.\u201d<\/p>\n

[\/et_pb_text][et_pb_video src=”https:\/\/youtu.be\/kiB5BQC3l3o” _builder_version=”4.27.4″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][et_pb_video src=”https:\/\/youtu.be\/HB1wIi2h968″ _builder_version=”4.27.4″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #11″ module_id=”11″ module_class=”popup dark single” _builder_version=”4.27.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” da_is_popup=”on” da_popup_slug=”11″ da_is_singular=”on” da_dark_close=”on” da_disable_devices=”off|off|off” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_not_modal=”on” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_4,1_4,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.24.1″ background_color=”#F9602C” background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”2560px” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#F9602C” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”31px|30px|31px|30px|true|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” header_4_font_size_tablet=”30px” header_4_font_size_phone=”23px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#11. epiz\u00f3d<\/strong><\/span><\/p>\n

Bartha Lajos: A digit\u00e1lis p\u00e9nz\u00fcgyi megold\u00e1sok el\u0151nyei <\/span><\/strong><\/p>\n

Az elm\u00falt n\u00e9gy \u00e9vben t\u00f6bb mint 700 milli\u00f3 azonnali \u00e1tutal\u00e1s t\u00f6rt\u00e9nt Magyarorsz\u00e1gon!
Erre a megd\u00f6bbent\u0151 adatra Bartha Lajos h\u00edvta fel a figyelmet a \u00bbC\u00e9gkassza Podcast\u00ab ad\u00e1s\u00e1ban.
Az MNB p\u00e9nz\u00fcgyi infrastrukt\u00far\u00e1k\u00e9rt \u00e9s bankm\u0171veletek\u00e9rt felel\u0151s \u00fcgyvezet\u0151 igazgat\u00f3ja megosztotta a szak\u00e9rt\u0151i gondolatait arr\u00f3l is, hogy a digit\u00e1lis fizet\u00e9si megold\u00e1sok, p\u00e9ld\u00e1ul a mobilapplik\u00e1ci\u00f3n kereszt\u00fcli fizet\u00e9s qvikkel, hogyan teszik egyszer\u0171bb\u00e9 \u00e9s olcs\u00f3bb\u00e1 a mindennapokat. \u00d6sszess\u00e9g\u00e9ben m\u00e1r nincs sz\u00fcks\u00e9g fizikai k\u00e1rty\u00e1ra, el\u00e9g a telefonunk.<\/p>\n

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[\/et_pb_text][et_pb_gallery gallery_ids=”77,78,79″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” auto=”on” global_colors_info=”{}”][\/et_pb_gallery][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”20px|35px|20px|35px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eAzok a gazdas\u00e1gok, amelyekben nagyobb az elektronikus fizet\u00e9seknek az ar\u00e1nya, versenyk\u00e9pesebbek, mint azok, ahol a k\u00e9szp\u00e9nz domin\u00e1l.\u201d<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” custom_margin=”30px|30px|1px|30px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

A digit\u00e1lis p\u00e9nz\u00fcgyi megold\u00e1sok egyre ink\u00e1bb \u00e1talak\u00edtj\u00e1k a v\u00e1llalkoz\u00e1sok m\u0171k\u00f6d\u00e9s\u00e9t, \u00e9s \u00faj lehet\u0151s\u00e9geket k\u00edn\u00e1lnak a likvidit\u00e1s kezel\u00e9s\u00e9re. A gyorsabb p\u00e9nzforgalom \u00e9s a k\u00f6lts\u00e9gcs\u00f6kkent\u00e9s kulcsfontoss\u00e1g\u00faak a sikeres m\u0171k\u00f6d\u00e9shez, k\u00fcl\u00f6n\u00f6sen a kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra.
Mindez a kisebb forgalm\u00fa v\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra is el\u0151ny\u00f6s lehet, ahol a bankk\u00e1rty\u00e1s elfogad\u00e1s k\u00f6lts\u00e9gei ar\u00e1nyosan magasabbak. A qvik bevezet\u00e9se egyszer\u0171s\u00edti az elfogad\u00f3i infrastrukt\u00far\u00e1t: a keresked\u0151k ak\u00e1r megl\u00e9v\u0151 okoseszk\u00f6zeiken kereszt\u00fcl is k\u00e9pesek QR-k\u00f3d alap\u00fa fizet\u00e9st elfogadni an\u00e9lk\u00fcl, hogy termin\u00e1lokat kellene v\u00e1s\u00e1rolniuk. Ez a technol\u00f3gia 15 ezer online keresked\u0151n\u00e9l m\u00e1r jelenleg is el\u00e9rhet\u0151, \u00e9s a szak\u00e9rt\u0151 b\u00edzik abban, hogy v\u00e1rhat\u00f3an gyorsan b\u0151v\u00fcl ez a k\u00f6r.
Az MNB kutat\u00e1sai szerint azok a gazdas\u00e1gok, ahol nagyobb ar\u00e1nyban haszn\u00e1lnak elektronikus fizet\u00e9si megold\u00e1sokat, \u00e1ltal\u00e1ban versenyk\u00e9pesebbek. Az alacsonyabb k\u00e9szp\u00e9nzhaszn\u00e1lat cs\u00f6kkenti az adminisztr\u00e1ci\u00f3s, \u0151rz\u00e9si, kezel\u00e9si \u00e9s logisztikai k\u00f6lts\u00e9geket, \u00e9s lehet\u0151s\u00e9get teremt arra, hogy a felszabadul\u00f3 er\u0151forr\u00e1sokat innov\u00e1ci\u00f3ra vagy m\u00e1s strat\u00e9giai c\u00e9lokra ford\u00edts\u00e1k a v\u00e1llalatok.<\/p>\n

[\/et_pb_text][et_pb_social_media_follow _builder_version=”4.24.1″ _module_preset=”default” text_orientation=”right” custom_margin=”12px|20px|||false|false” custom_padding=”8px|20px|||false|false” filter_saturate=”150%” global_colors_info=”{}”][et_pb_social_media_follow_network social_network=”youtube” url=”https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”spotify” url=”https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8″ icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”facebook” url=”https:\/\/www.facebook.com\/garantiqahitelgarancia” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=H-6yLigtoBo” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_video][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”30px|60px|30px|60px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eMi ezt az aj\u00e1nl\u00e1st az egyklikkel\u00e9ses fizet\u00e9sr\u0151l be fogjuk hajtani a magyar p\u00e9nzforgalmi szolg\u00e1ltat\u00f3kon, \u00e9s ha nem tartj\u00e1k be, akkor m\u00e9g ak\u00e1r \u00e1t is ford\u00edtjuk szab\u00e1lyoz\u00e1si form\u00e1ba.\u201d<\/p>\n

\u201eA v\u00e1llalatok k\u00f6z\u00f6tti p\u00e9nzforgalomban az, hogy az utal\u00e1s egy \u00f3ra alatt teljes\u00fcl vagy k\u00e9t m\u00e1sodperc alatt nem akkora jelent\u0151s\u00e9ggel b\u00edr felt\u00e9tlen\u00fcl, mint egy lakoss\u00e1gi fizet\u00e9si helyzetben.\u201d<\/p>\n

[\/et_pb_text][et_pb_video src=”https:\/\/youtu.be\/3Q3K4ihbG0A” _builder_version=”4.27.4″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][et_pb_video src=”https:\/\/youtu.be\/G8XrNxE_Whg” _builder_version=”4.27.4″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #12″ module_id=”12″ module_class=”popup dark single” _builder_version=”4.27.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” da_is_popup=”on” da_popup_slug=”12″ da_is_singular=”on” da_dark_close=”on” da_disable_devices=”off|off|off” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_not_modal=”on” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_4,1_4,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.24.1″ background_color=”#F9602C” background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”2560px” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#F9602C” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”31px|30px|31px|30px|true|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” header_4_font_size_tablet=”30px” header_4_font_size_phone=”23px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#12. epiz\u00f3d<\/strong><\/span><\/p>\n

Bauer Patrik: A v\u00e1llalati kezess\u00e9gv\u00e1llal\u00e1s vil\u00e1ga<\/span><\/strong><\/p>\n

A 12. ad\u00e1sban Bauer Patrik el\u00e1rulta a legfontosabb tudnival\u00f3kat a kezess\u00e9gv\u00e1llal\u00e1sr\u00f3l \u00e9s annak el\u0151nyeir\u0151l. Kiemelte: a kkv-szektort nemcsak finansz\u00edroz\u00e1st el\u0151seg\u00edt\u0151 megold\u00e1sokkal, de ak\u00e1r specializ\u00e1lt tud\u00e1st\u0151ke \u00e1tad\u00e1s\u00e1val is t\u00e1mogatni lehets\u00e9ges.
Napjainkban a c\u00e9gek t\u00f6bb finansz\u00edroz\u00e1si eszk\u00f6zt is ig\u00e9nybe vehetnek a beruh\u00e1z\u00e1saikhoz \u2013 azonban van \u00fagy, hogy finansz\u00edroz\u00f3i oldalon z\u00e1rt ajt\u00f3kba \u00fctk\u00f6znek.\u00a0<\/p>\n

Erre az int\u00e9zm\u00e9nyi kezess\u00e9gv\u00e1llal\u00e1s is megold\u00e1st jelenthet. Bauer Patrik kifejtette, hogyan seg\u00edthet a Start Garancia a nagy volumen\u0171 projektek megval\u00f3s\u00edt\u00e1s\u00e1ban, mik\u00e9nt cs\u00f6kkentik az int\u00e9zm\u00e9nyi kezess\u00e9gek a beruh\u00e1z\u00e1s-finansz\u00edroz\u00e1sok kock\u00e1zat\u00e1t, \u00e1tlagosan mekkora m\u00e9ret\u0171 \u00fcgyletekhez j\u00e1rul hozz\u00e1, \u00e9s \u00e1ltal\u00e1ban milyen szektorokb\u00f3l \u00e9rkez\u0151 c\u00e9geket szolg\u00e1l ki a t\u00e1rsas\u00e1g.<\/p>\n

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[\/et_pb_text][et_pb_gallery gallery_ids=”80,81″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” auto=”on” global_colors_info=”{}”][\/et_pb_gallery][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”20px|35px|20px|35px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eA mi funkci\u00f3nk az nemcsak a beruh\u00e1z\u00e1sok el\u0151seg\u00edt\u00e9se, hanem a munkahelyek megteremt\u00e9se, meg\u0151rz\u00e9se, illetve van egy olyan k\u00fcldet\u00e9s\u00fcnk, hogy a p\u00e9nz- \u00e9s t\u0151kepiacot is fejlessz\u00fck. A k\u00f6tv\u00e9nyfinansz\u00edroz\u00e1s egy nagyon megfelel\u0151 \u00e9s nagyon alkalmas m\u00f3d erre.\u201d<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” custom_margin=”30px|30px|1px|30px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Az \u00fczleti vez\u00e9rigazgat\u00f3-helyettes elmond\u00e1sa szerint a t\u00e1rsas\u00e1g rendk\u00edv\u00fcl felk\u00e9sz\u00fclt \u00e9s prudens kock\u00e1zatkezel\u00e9si elj\u00e1r\u00e1sokkal b\u00edr. A Start Garanci\u00e1n\u00e1l jelenleg nincs bed\u0151lt hitel, bankgarancia vagy k\u00f6tv\u00e9ny, aminek els\u0151dleges oka a fiatal portf\u00f3li\u00f3j\u00e1ban keresend\u0151; illetve abban, hogy alapvet\u0151en olyan beruh\u00e1z\u00e1sokat finansz\u00edroznak, amelyek korai \u00e9letszakaszban, vagy m\u00e9g kivitelez\u00e9s alatt \u00e1llnak. A szakember hozz\u00e1tette, a v\u00e1llalati szektor bed\u0151l\u00e9si r\u00e1t\u00e1ja t\u00f6rt\u00e9nelmi minimum szinteken van.
A kkv-k \u00e9s nagyv\u00e1llalatok \u00e9let\u00e9ben a kezess\u00e9gv\u00e1llal\u00e1s egy fontos kock\u00e1zatm\u00e9rs\u00e9kl\u0151 \u00e9s finansz\u00edroz\u00e1sokat megval\u00f3s\u00edt\u00f3 eszk\u00f6z lehet.
A magyar c\u00e9gek nagy volumen\u0171 beruh\u00e1z\u00e1si terveihez a Start Garancia a hazai kereskedelmi bankokkal egy\u00fcttm\u0171k\u00f6d\u00e9sben hat\u00e9kony seg\u00edts\u00e9get k\u00e9pes ny\u00fajtani \u2013 tette hozz\u00e1 Bauer Patrik.<\/p>\n

[\/et_pb_text][et_pb_social_media_follow _builder_version=”4.24.1″ _module_preset=”default” text_orientation=”right” custom_margin=”12px|20px|||false|false” custom_padding=”8px|20px|||false|false” filter_saturate=”150%” global_colors_info=”{}”][et_pb_social_media_follow_network social_network=”youtube” url=”https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”spotify” url=”https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8″ icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”facebook” url=”https:\/\/www.facebook.com\/garantiqahitelgarancia” icon_color=”#F9602C” use_icon_font_size=”on” icon_font_size=”20px” _builder_version=”4.24.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” border_radii=”on|53px|53px|53px|53px” global_colors_info=”{}” background__hover_enabled=”on|hover” background_color__hover=”#0a0a0a” background_enable_color__hover=”on” follow_button=”off” url_new_window=”on”]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=KkdlZS8Erss” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_video][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”30px|60px|30px|60px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eNem tudom pontosan megmondani, hogy egy \u00e9v m\u00falva hol lesz\u00fcnk, viszont nekem a sz\u00e1nd\u00e9kom az, hogy bel\u00e1that\u00f3 id\u0151n bel\u00fcl el kell \u00e9rn\u00fcnk az ezer milli\u00e1rdot, mert az ezer milli\u00e1rd az a szint, ahol k\u00f6r\u00fclbel\u00fcl m\u00e1r \u00fagy tudunk mozogni portf\u00f3li\u00f3 szinten, mint ahogy a piac.\u201d<\/p>\n

[\/et_pb_text][et_pb_video src=”https:\/\/youtu.be\/RWLydoEw1cA” _builder_version=”4.27.4″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][et_pb_video src=”https:\/\/youtu.be\/Kzd0wOwo_n8″ _builder_version=”4.27.4″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #13″ module_id=”13″ module_class=”popup dark single” _builder_version=”4.27.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” da_is_popup=”on” da_popup_slug=”13″ da_is_singular=”on” da_dark_close=”on” da_disable_devices=”off|off|off” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_not_modal=”on” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_4,1_4,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.24.1″ background_color=”#F9602C” background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”2560px” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#F9602C” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”31px|30px|31px|30px|true|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” header_4_font_size_tablet=”30px” header_4_font_size_phone=”23px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#13. epiz\u00f3d<\/strong><\/span><\/p>\n

Nagy P\u00e9ter G\u00e1bor:<\/span> A t\u0151ke\u00e1gi finansz\u00edroz\u00e1s \u00e9s a t\u0151kepiaci lehet\u0151s\u00e9gek a kkv-kn\u00e1l<\/span><\/strong><\/p>\n

Az els\u0151 \u00e9vad utols\u00f3 el\u0151tti ad\u00e1s\u00e1ban a t\u0151zsdei jelenl\u00e9t ny\u00fajtotta lehet\u0151s\u00e9gekben m\u00e9lyedhett\u00fcnk el. Hogyan seg\u00edthet a t\u0151zsd\u00e9re l\u00e9p\u00e9s a kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1soknak abban, hogy friss forr\u00e1shoz jussanak \u00e9s felgyors\u00edthass\u00e1k n\u00f6veked\u00e9s\u00fcket?
A besz\u00e9lget\u00e9sb\u0151l kider\u00fclt, milyen szerepe van a professzion\u00e1lis v\u00e1llalatir\u00e1ny\u00edt\u00e1snak \u00e9s az \u00e1tl\u00e1that\u00f3s\u00e1gnak a befektet\u0151k bizalm\u00e1nak megszerz\u00e9s\u00e9ben, valamint, hogy a t\u0151keemel\u00e9s mik\u00e9nt nyithatja meg az utat kedvez\u0151bb banki felt\u00e9telekhez \u00e9s \u00faj piaci lehet\u0151s\u00e9gekhez. Nagy P\u00e9ter G\u00e1bor kiemelte, hogy a bankok a hitelez\u00e9s sor\u00e1n a v\u00e1llalat t\u0151kehelyzet\u00e9t \u00e9s \u00fczleti terv\u00e9t is vizsg\u00e1lj\u00e1k, \u00e9s ezek alapj\u00e1n hat\u00e1rozz\u00e1k meg a finansz\u00edroz\u00e1s felt\u00e9teleit.\u00a0<\/p>\n

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[\/et_pb_text][et_pb_gallery gallery_ids=”82,83″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” auto=”on” global_colors_info=”{}”][\/et_pb_gallery][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”20px|35px|20px|35px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eA hat\u00e1r a csillagos \u00e9g! T\u00f6bb sz\u00e1z potenci\u00e1lis c\u00e9gr\u0151l besz\u00e9l\u00fcnk, ha csak a sz\u00e1maikat n\u00e9zz\u00fck. Nekik kell m\u00e9g azt kital\u00e1lniuk, hogy mikor \u00e9s mi\u00e9rt j\u00f6nnek a t\u0151zsd\u00e9re, de a c\u00e9l az nagyon sokr\u00e9t\u0171 lehet.\u201d<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” custom_margin=”30px|30px|1px|30px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Ha a v\u00e1llalat t\u0151kehelyzete er\u0151s, \u00e9s a nyeres\u00e9g nagy r\u00e9sz\u00e9t visszaforgatja, akkor a bankok kedvez\u0151bb felt\u00e9telekkel ny\u00fajthatnak hitelt, hiszen alacsonyabb kock\u00e1zatot l\u00e1tnak a v\u00e1llalkoz\u00e1sban. Ha a c\u00e9g tov\u00e1bbi t\u0151k\u00e9t von be, a banki hitelek felt\u00e9telei m\u00e9g kedvez\u0151bb\u00e9 v\u00e1lhatnak.
A t\u0151keemel\u00e9s teh\u00e1t nemcsak a tulajdonosi k\u00f6r v\u00e1ltoz\u00e1s\u00e1t eredm\u00e9nyezi, hanem minden m\u00e1s finansz\u00edroz\u00e1si lehet\u0151s\u00e9g is kedvez\u0151bb\u00e9 v\u00e1lhat a v\u00e1llalat sz\u00e1m\u00e1ra.
A B\u00c9T vezet\u0151je elmondta: egy j\u00f3l szervezett v\u00e1llalati strukt\u00fara, ahol egy\u00e9rtelm\u0171 d\u00f6nt\u00e9si jogk\u00f6r\u00f6k \u00e9s \u00e1tl\u00e1that\u00f3 folyamatok m\u0171k\u00f6dnek, jelent\u0151sen cs\u00f6kkenti a kock\u00e1zatokat, \u00e9s megteremti a hossz\u00fa t\u00e1v\u00fa n\u00f6veked\u00e9s lehet\u0151s\u00e9g\u00e9t. Ez\u00e9rt a megfelel\u0151 v\u00e1llalatir\u00e1ny\u00edt\u00e1s hi\u00e1nya ak\u00e1r kiz\u00e1r\u00f3 ok is lehet egy t\u0151zsdei szerepl\u00e9sre k\u00e9sz\u00fcl\u0151 v\u00e1llalat eset\u00e9ben, m\u00e9g akkor is, ha a p\u00e9nz\u00fcgyi mutat\u00f3i kedvez\u0151ek.
A t\u0151zsd\u00e9re l\u00e9p\u00e9s nem arr\u00f3l sz\u00f3l, hogy minden pillanatban az \u00e1rfolyamokkal kell foglalkozni, hanem hogy hossz\u00fa t\u00e1v\u00fa \u00e9rt\u00e9ket kell l\u00e9trehozni, amely az \u00e1rfolyamban el\u0151bb-ut\u00f3bb megjelenik.
A Budapesti \u00c9rt\u00e9kt\u0151zsde kulcsszerepet j\u00e1tszik a magyar k\u00f6z\u00e9pv\u00e1llalatok fejl\u0151d\u00e9s\u00e9ben, mivel lehet\u0151s\u00e9get biztos\u00edt sz\u00e1mukra a forr\u00e1sbevon\u00e1sra \u00e9s a nemzetk\u00f6zi piacokon val\u00f3 megjelen\u00e9sre.<\/p>\n

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\u201eNagyon \u00f6r\u00f6mteli volt az, hogy 2025-re d\u00f6nt\u0151 t\u00f6bbs\u00e9g\u00fck \u00e1rbev\u00e9tel-n\u00f6veked\u00e9st v\u00e1r, 41 sz\u00e1zal\u00e9k k\u00e9t sz\u00e1mjegy\u0171 \u00e1rbev\u00e9tel-n\u00f6veked\u00e9st, ami \u2013 ha az infl\u00e1ci\u00f3s v\u00e1rakoz\u00e1sok \u00fagy alakulnak, ahogy gondoljuk, hogy egy sz\u00e1mjegy\u0171 lesz, akkor \u2013 egy\u00e9rtelm\u0171en re\u00e1ln\u00f6veked\u00e9st jelez el\u0151re 2025-re.\u201d<\/p>\n

[\/et_pb_text][et_pb_video src=”https:\/\/youtu.be\/5YrDkwPIiFs” _builder_version=”4.27.4″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][et_pb_video src=”https:\/\/youtu.be\/n5IAINTYx7I” _builder_version=”4.27.4″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #14″ module_id=”14″ module_class=”popup dark single” _builder_version=”4.27.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” da_is_popup=”on” da_popup_slug=”14″ da_is_singular=”on” da_dark_close=”on” da_disable_devices=”off|off|off” global_colors_info=”{}” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_not_modal=”on” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_4,1_4,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” admin_label=”row” _builder_version=”4.24.1″ background_color=”#F9602C” background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”2560px” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” global_colors_info=”{}” background__hover_enabled=”on|hover” use_background_color_gradient__hover=”off”][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#F9602C” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#FFFFFF” header_4_font_size=”30px” custom_margin=”31px|30px|31px|30px|true|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” header_4_font_size_tablet=”30px” header_4_font_size_phone=”23px” header_4_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

#14. epiz\u00f3d<\/strong><\/span><\/p>\n

Szabados Rich\u00e1rd: Programok, amelyek felp\u00f6rgetik a gazdas\u00e1got<\/span><\/span><\/span><\/strong><\/p>\n

A \u00bbC\u00e9gkassza Podcast\u00ab els\u0151 visszat\u00e9r\u0151 vend\u00e9gek\u00e9nt Szabados Rich\u00e1rd imm\u00e1r a kkv-k fejleszt\u00e9s\u00e9\u00e9rt \u00e9s technol\u00f3gi\u00e1\u00e9rt felel\u0151s \u00e1llamtitk\u00e1rak\u00e9nt l\u00e1togatott el a st\u00fadi\u00f3ba. A besz\u00e9lget\u00e9s f\u0151 t\u00e9m\u00e1ja a Demj\u00e1n S\u00e1ndor Program volt, amely a megfelel\u0151 finansz\u00edroz\u00e1si \u00e9s t\u00e1mogat\u00e1si rendszer a magyar kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra.
A magyar gazdas\u00e1g \u00e9l\u00e9nk\u00edt\u00e9s\u00e9hez elengedhetetlen, hogy a hazai mikro-, kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok megfelel\u0151 t\u00e1mogat\u00e1sban r\u00e9szes\u00fcljenek. Ennek \u00e9rdek\u00e9ben indult el a Demj\u00e1n S\u00e1ndor Program, amely tavaly \u00e9v v\u00e9ge \u00f3ta dolgozik azon, hogy a hazai kkv-szektor sz\u00e1m\u00e1ra kedvez\u0151 finansz\u00edroz\u00e1si \u00e9s fejleszt\u00e9si lehet\u0151s\u00e9geket biztos\u00edtson.<\/p>\n

\n

[\/et_pb_text][et_pb_gallery gallery_ids=”84,85″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” auto=”on” global_colors_info=”{}”][\/et_pb_gallery][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.24.1″ background_color=”#0a0000″ background_enable_image=”off” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”1.05vw” text_line_height=”1.5em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” background_color=”#183d3f” custom_margin=”0px|0px|0px|0px|false|true” custom_padding=”20px|35px|20px|35px|true|true” animation_direction=”left” text_font_size_tablet=”1.05vw” text_font_size_phone=”12pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201eA bevon\u00f3 jelleg miatt nincs kiszorul\u00e1s a programokb\u00f3l, ha pedig nincs kiszorul\u00e1s, akkor val\u00f3j\u00e1ban a felt\u00e9telek, azok teljes\u00edthet\u0151ek.\u201d<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.24.1″ _module_preset=”default” text_font=”Montserrat|300|||||||” text_text_color=”#FFFFFF” text_font_size=”0.95vw” text_line_height=”1.4em” header_4_font=”Montserrat|700|||||||” header_4_text_color=”#F9602C” header_4_font_size=”30px” custom_margin=”30px|30px|1px|30px|false|true” text_font_size_tablet=”0.95vw” text_font_size_phone=”11pt” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Szabados Rich\u00e1rd szerint a program legnagyobb el\u0151nye a sz\u00e9lesk\u00f6r\u0171 hozz\u00e1f\u00e9rhet\u0151s\u00e9g \u00e9s a v\u00e1llalkoz\u00f3i szf\u00e9ra akt\u00edv bevon\u00e1sa. Nem egy sz\u0171k r\u00e9tegre szabott kezdem\u00e9nyez\u00e9s, hanem minden kkv sz\u00e1m\u00e1ra nyitott lehet\u0151s\u00e9g, amelyet k\u00fcl\u00f6nb\u00f6z\u0151 t\u00e1mogat\u00e1si form\u00e1k \u2013 hitelek, vissza nem t\u00e9r\u00edtend\u0151 t\u00e1mogat\u00e1sok, t\u0151kefinansz\u00edroz\u00e1s \u2013 tesznek el\u00e9rhet\u0151v\u00e9.
A Demj\u00e1n S\u00e1ndor Program rugalmass\u00e1ga \u00e9s a c\u00e9lzott finansz\u00edroz\u00e1si eszk\u00f6z\u00f6k r\u00e9v\u00e9n a v\u00e1llalkoz\u00e1sok hat\u00e9konyabban tervezhetik meg j\u00f6v\u0151beni fejleszt\u00e9seiket.
Az \u00e1llamtitk\u00e1r kiemelte, hogy Magyarorsz\u00e1gon a kezess\u00e9gv\u00e1llal\u00e1si rendszer kiemelked\u0151en sikeres, ebben pedig kulcsszerepet j\u00e1tszik a Garantiqa Hitelgarancia Zrt., ami k\u00fcl\u00f6nb\u00f6z\u0151 kedvezm\u00e9nyekkel t\u00e1mogatja a hazai kkv-szektort, ezzel is tov\u00e1bb er\u0151s\u00edtve a finansz\u00edroz\u00e1si lehet\u0151s\u00e9geiket.
Z\u00e1rsz\u00f3k\u00e9nt azt is megosztotta, hogy 2025 m\u00e1sodik fel\u00e9re \u00faj programok ind\u00edt\u00e1sa is szerepel a terveik k\u00f6z\u00f6tt, amelyekhez term\u00e9szetesen az eddigi tapasztalatokat is figyelembe veszik \u00e9s felhaszn\u00e1lj\u00e1k.<\/p>\n

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\u201eAz a c\u00e9lunk, hogy kamatkedvezm\u00e9nyen kereszt\u00fcl vonz\u00f3v\u00e1 tegy\u00fck azt a c\u00e9gek sz\u00e1m\u00e1ra, hogy kezdj\u00e9k el a finansz\u00edroz\u00e1sok haszn\u00e1lat\u00e1t. A c\u00e9gek arra vannak kital\u00e1lva, hogy a k\u00fcls\u0151 forr\u00e1st j\u00f3l hasznos\u00edts\u00e1k.\u201d<\/p>\n

[\/et_pb_text][et_pb_video src=”https:\/\/youtu.be\/6hWBOdugOaU” _builder_version=”4.27.4″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][et_pb_video src=”https:\/\/youtu.be\/TsGJpA1yWSM” _builder_version=”4.27.4″ _module_preset=”default” width=”50%” module_alignment=”left” custom_css_main_element=”float: left;||height: 230px!important;” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 1.\u00e9vad

\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t
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\n\t\t\t\t\n\t\t\t\tA sz\u00f3 elsz\u00e1ll, a tud\u00e1s megmarad. <\/span>\n\t\t\t\t\n\t\t\t\t<\/h2>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>VEZ\u00c9RIGAZGAT\u00d3I K\u00d6SZ\u00d6NT\u0150 \u00bb Egy hull\u00e1mhosszon!Tisztelt Olvas\u00f3k, Tisztelt Partnereink! Nagy \u00f6r\u00f6m\u00f6mre szolg\u00e1l, hogy k\u00f6sz\u00f6nthetj\u00fck \u00f6n\u00f6ket a Garantiqa Hitelgarancia Zrt. \u00e1ltal \u00e9letre h\u00edvott […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template-blank.php","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"[et_pb_section fb_built=\"1\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#f75d2e\" background_video_mp4=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/09\/webre-3.mp4\" height=\"440px\" custom_padding=\"30px||12px|||\" bottom_divider_color=\"#034a4d\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row column_structure=\"1_3,2_3\" use_custom_gutter=\"on\" gutter_width=\"1\" _builder_version=\"4.24.1\" _module_preset=\"default\" custom_padding=\"12px||13px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/logo.png\" title_text=\"_logo\" align=\"center\" _builder_version=\"4.24.1\" _module_preset=\"default\" width=\"280px\" custom_margin=\"|||-25px||\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" custom_margin=\"-47px||||false|false\" global_colors_info=\"{}\"]\n

\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 1.\u00e9vad<\/strong><\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"2_3\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][dipl_text_animator animated_text=\"A sz\u00f3 elsz\u00e1ll, a tud\u00e1s megmarad. | Amit a v\u00e1llalat p\u00e9nz\u00fcgyeir\u0151l tudni \u00e9rdemes.\" animation_hold=\"4170ms\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_text_settings_font=\"Montserrat|800|||||||\" global_text_settings_text_color=\"#FFFFFF\" global_text_settings_font_size=\"58px\" custom_padding=\"91px|||||\" global_colors_info=\"{}\"][\/dipl_text_animator][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#F9602C\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#183d3f\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/Budapest-1.jpg\" parallax=\"on\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\" background_color__hover=\"#183d3f\" background_enable_color__hover=\"on\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"40px|40px|32px|40px|false|true\" custom_margin_tablet=\"40px|0px|32px|40px|false|false\" custom_margin_phone=\"40px|30px|32px|30px|false|true\" custom_margin_last_edited=\"on|phone\" animation_style=\"slide\" animation_direction=\"left\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" border_width_bottom=\"2px\" border_color_bottom=\"#FFFFFF\" global_colors_info=\"{}\"]\n

VEZ\u00c9RIGAZGAT\u00d3I K\u00d6SZ\u00d6NT\u0150<\/p>\n\n

<\/h4>\n

\u00bb<\/span> Egy hull\u00e1mhosszon!<\/h4>\n[\/et_pb_text][et_pb_text _builder_version=\"4.17.4\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"39px|40px|32px|40px|false|true\" hover_enabled=\"0\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\" sticky_enabled=\"0\"]\n

Tisztelt Olvas\u00f3k, Tisztelt Partnereink!<\/strong><\/p>\n

Nagy \u00f6r\u00f6m\u00f6mre szolg\u00e1l, hogy k\u00f6sz\u00f6nthetj\u00fck \u00f6n\u00f6ket a Garantiqa Hitelgarancia Zrt. \u00e1ltal \u00e9letre h\u00edvott \u00bbC\u00e9gkassza Podcast\u00ab els\u0151 \u00e9vad ad\u00e1sait bemutat\u00f3 aloldalunkon.<\/span><\/p>\n

A tud\u00e1sgazdag \u00e9s \u00e9lvezetes podcast-sorozat m\u00e1ra a hazai mikro-, kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra kiemelt kommunik\u00e1ci\u00f3s fel\u00fclett\u00e9 v\u00e1lt, mivel olyan \u00e9rt\u00e9kteremt\u0151 m\u0171sort hoztunk l\u00e9tre, amely seg\u00edt \u00e1tl\u00e1that\u00f3bb\u00e1 \u00e9s \u00e9rthet\u0151bb\u00e9 tenni a hazai gazdas\u00e1gi k\u00f6rnyezet v\u00e1ltoz\u00e1sait, a c\u00e9gek finansz\u00edroz\u00e1si lehet\u0151s\u00e9geit, \u00e9s ez\u00e1ltal er\u0151s\u00edti a magyar v\u00e1llalkoz\u00f3i k\u00f6z\u00f6ss\u00e9get, \u00e9s jelent\u0151sen hozz\u00e1j\u00e1rul az inform\u00e1ci\u00f3k k\u00f6zvetlen \u00e9s gyors megoszt\u00e1s\u00e1hoz.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"RGBA(255,255,255,0)\" background_enable_image=\"off\" background_size=\"contain\" background_position=\"bottom_center\" custom_padding=\"|||\" animation_style=\"fade\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"39px|40px|32px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

A podcast r\u00e9v\u00e9n olyan csatorn\u00e1t hoztunk l\u00e9tre, amely \u00e9rthet\u0151en, hitelesen \u00e9s gyakorlatias m\u00f3don seg\u00edti \u00e9s t\u00e1mogatja a kkv-szektort, a magyar gazdas\u00e1g kiemelt szegmens\u00e9t.\u00a0A megh\u00edvott szak\u00e9rt\u0151ink k\u00f6z\u00f6tt impon\u00e1l\u00f3 gazdas\u00e1gi, p\u00e9nz\u00fcgyi \u00e9s v\u00e1llalkoz\u00f3i tapasztalatokkal rendelkez\u0151 vend\u00e9gek szerepeltek, akik autentikus tud\u00e1ssal, innovat\u00edv szeml\u00e9lettel \u00e9s \u00e9lm\u00e9nyszer\u0171 besz\u00e1mol\u00f3kkal gyarap\u00edtott\u00e1k a hallgat\u00f3ink ismeretanyag\u00e1t.<\/p>\n

B\u00fcszk\u00e9k vagyunk, hogy az epiz\u00f3dok nemcsak a napi kih\u00edv\u00e1sokra reflekt\u00e1ltak, hanem j\u00f6v\u0151be mutat\u00f3, praktikus megold\u00e1sokat is felvonultattak. Hallgat\u00f3ink visszajelz\u00e9sei szerint a \u00bbC\u00e9gkassza Podcast\u00ab nemcsak el\u00e9rte, hanem l\u00e9nyegesen fel\u00fclm\u00falta a v\u00e1rakoz\u00e1sokat.\u00a0A sz\u00e1mokn\u00e1l azonban tal\u00e1n m\u00e9g fontosabb, hogy siker\u00fclt p\u00e1rbesz\u00e9det ind\u00edtani a hazai v\u00e1llalkoz\u00f3i k\u00f6z\u00f6ss\u00e9gen bel\u00fcl. Az ad\u00e1sok r\u00e9v\u00e9n \u00faj \u00f6tletek, \u00faj kapcsolatok \u00e9s \u00faj gondolatok sz\u00fcletnek, amelyek hossz\u00fa t\u00e1von szil\u00e1rd fundamentumot adhatnak a szektor fejl\u0151d\u00e9s\u00e9hez.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"RGBA(255,255,255,0)\" background_enable_image=\"off\" background_size=\"contain\" background_position=\"bottom_center\" custom_padding=\"|||\" animation_style=\"fade\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"39px|40px|32px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

\u00c9s ez m\u00e9g csak a kezdet! Mi ugyanis tov\u00e1bbra is elk\u00f6telezettek vagyunk, hogy a \u00bbC\u00e9gkassza Podcast\u00ab m\u00e9g az eddigiekn\u00e9l is nagyobb l\u00e1t\u00f3t\u00e9rben folytassa a misszi\u00f3j\u00e1t \u00e9s szolg\u00e1lja a hazai gazdas\u00e1g szerepl\u0151inek \u00e9rdekeit.<\/p>\n

Ez\u00faton is k\u00f6sz\u00f6n\u00f6m minden partner\u00fcnk \u00e9s hallgat\u00f3nk bizalm\u00e1t, t\u00e1mogat\u00e1s\u00e1t; b\u00edzom benne, hogy a k\u00f6vetkez\u0151 \u00e9vadban is tal\u00e1lkozunk az \u00e9terben, \u00e9s egy\u00fctt folytatjuk az utaz\u00e1st.<\/p>\n

Mert mi egy hull\u00e1mhosszon vagyunk.<\/p>\n

\u00dcdv\u00f6zlettel:\nSzab\u00f3 Istv\u00e1n Attila<\/span>\neln\u00f6k-vez\u00e9rigazgat\u00f3<\/span>\nGarantiqa Hitelgarancia Zrt.<\/span><\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"RGBA(255,255,255,0)\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/min.png\" background_position=\"bottom_left\" custom_padding=\"|||\" animation_style=\"fade\" scroll_horizontal_motion_enable=\"on\" scroll_horizontal_motion=\"0|50|50|100|1|0|0\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#0a0000\" background_enable_video_mp4=\"off\" custom_margin=\"0px||||false|false\" custom_padding=\"122px||0px||false|false\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row _builder_version=\"4.24.1\" _module_preset=\"default\" background_video_mp4=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/09\/wave.mp4\" width=\"100%\" max_width=\"2560px\" custom_padding=\"16px||144px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" header_2_font=\"Montserrat|800|||||||\" header_2_text_color=\"#ffffff\" header_2_font_size=\"38px\" global_colors_info=\"{}\"]\n

\u00bbC\u00e9gkassza Podcast\u00ab<\/h2>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_enable_color=\"off\" background_enable_image=\"off\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" background_blend=\"multiply\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\" use_background_color_gradient__hover=\"off\" background_color__hover=\"RGBA(255,255,255,0)\" background_enable_color__hover=\"on\" background__hover_enabled=\"on|desktop\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0303\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"42px|40px|32px|40px|false|true\" custom_margin_tablet=\"40px|0px|32px|40px|false|false\" custom_margin_phone=\"40px|30px|32px|30px|false|true\" custom_margin_last_edited=\"on|phone\" animation_style=\"slide\" animation_direction=\"left\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" border_width_bottom=\"2px\" border_color_bottom=\"#F9602C\" global_colors_info=\"{}\"]\n

\u00bb<\/span><\/span> A sz\u00f3 elsz\u00e1ll, a tud\u00e1s megmarad<\/span><\/h4>\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"41px|40px|49px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

A \u00bbC\u00e9gkassza Podcast\u00ab a Garantiqa Hitelgarancia Zrt. t\u00e1mogat\u00e1s\u00e1val k\u00e9sz\u00fcl\u0151 m\u0171sor, amely a magyar mikro-, kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sokat \u00e9rint\u0151 legfontosabb t\u00e9m\u00e1kat dolgozza fel. A podcast gazd\u00e1i minden olyan kkv sz\u00e1m\u00e1ra aj\u00e1nlj\u00e1k, amely szeretne hiteles forr\u00e1sokb\u00f3l t\u00e1j\u00e9koz\u00f3dni a piaci aktualit\u00e1sok\u00f3l \u00e9s a saj\u00e1t fejl\u0151d\u00e9s\u00fck lehet\u0151s\u00e9geir\u0151l.<\/p>\n

Az epiz\u00f3dokban kiv\u00e1l\u00f3 hazai szak\u00e9rt\u0151k osztj\u00e1k meg tud\u00e1sukat \u00e9s tapasztalataikat azzal a sz\u00e1nd\u00e9kkal, hogy az \u00e1ltaluk felk\u00edn\u00e1lt inform\u00e1ci\u00f3k a lehet\u0151 legjobban hasznosuljanak a hallgat\u00f3k mindennapjaiban.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"44px|40px|32px|40px|false|true\" custom_margin_tablet=\"40px|0px|32px|40px|false|false\" custom_margin_phone=\"40px|30px|32px|30px|false|true\" custom_margin_last_edited=\"on|phone\" animation_style=\"slide\" animation_direction=\"left\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" border_width_bottom=\"2px\" border_color_bottom=\"#0a0000\" global_colors_info=\"{}\"]\n

\u00bb<\/span><\/span> Minden, amit a v\u00e1llalati p\u00e9nz\u00fcgyekr\u0151l tudni \u00e9rdemes<\/span><\/h4>\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"47px|40px|69px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

Nagy L\u00e1szl\u00f3 N\u00e1ndor ismert \u00e9s elismert gazdas\u00e1gi \u00fajs\u00e1g\u00edr\u00f3 vend\u00e9gl\u00e1t\u00e1s\u00e1ban a \u00bbC\u00e9gkassza Podcast\u00ab vend\u00e9gei a p\u00e9nzr\u0151l, a v\u00e1llalkoz\u00e1sok lehet\u0151s\u00e9geir\u0151l, a m\u0171k\u00f6d\u00e9s sor\u00e1n szembes\u00fcl\u0151 probl\u00e9m\u00e1kr\u00f3l \u00e9s azok megold\u00e1s\u00e1r\u00f3l besz\u00e9lnek. Az epiz\u00f3dok k\u00e9zzel foghat\u00f3 seg\u00edts\u00e9get, hasznos inform\u00e1ci\u00f3kat ny\u00fajtanak a finansz\u00edroz\u00e1si lehet\u0151s\u00e9gekr\u0151l, a p\u00e9nz\u00fcgyi innov\u00e1ci\u00f3kr\u00f3l \u00e9s a piaci kih\u00edv\u00e1sok kezel\u00e9s\u00e9r\u0151l.<\/p>\n

Az ad\u00e1sok a \u00bbC\u00e9gkassza Podcast\u00ab Spotify-csatorn\u00e1j\u00e1n hallgathat\u00f3k meg, a YouTube-platformon pedig meg is tekinthet\u0151ek.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#183D3F\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"44px|40px|32px|40px|false|true\" custom_margin_tablet=\"40px|0px|32px|40px|false|false\" custom_margin_phone=\"40px|30px|32px|30px|false|true\" custom_margin_last_edited=\"on|phone\" animation_style=\"slide\" animation_direction=\"left\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" border_width_bottom=\"2px\" border_color_bottom=\"#0a0000\" global_colors_info=\"{}\"]\n

\u00bb<\/span><\/span> Ha val\u00f3di tud\u00e1sra szomjazol<\/span><\/h4>\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"47px|40px|69px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

Az 1. \u00e9vad ad\u00e1sainak sor\u00e1t a Garantiqa eln\u00f6k-vez\u00e9rigazgat\u00f3j\u00e1val k\u00e9sz\u00fclt besz\u00e9lget\u00e9s nyitotta meg, majd a c\u00e9ggel kapcsolatban \u00e1ll\u00f3 gazdas\u00e1gi szakemberek voltak a podcast vend\u00e9gei.<\/p>\n

Az ad\u00e1sok felv\u00e9tele sor\u00e1n a k\u00e9sz\u00edt\u0151k pr\u00e9mium min\u0151s\u00e9gre t\u00f6rekednek, a szerkeszt\u00e9si elvek list\u00e1j\u00e1n pedig az infotainment<\/em> a kulcssz\u00f3, azaz: a m\u0171sorfolyam sz\u00f3rakoztat\u00f3 m\u00f3don ny\u00fajt seg\u00edts\u00e9get \u00e9s t\u00e1mogat\u00e1st a kkv-szektor tagjainak.<\/p>\n

A sz\u00e1mok \u00f6nmaguk\u00e9rt besz\u00e9lnek: az els\u0151 \u00e9vad ma m\u00e1r t\u00f6bb sz\u00e1zezres lej\u00e1tsz\u00e1ssal b\u00fcszk\u00e9lkedhet a k\u00f6zvet\u00edt\u0151 csatorn\u00e1kon.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0a0a\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(10,2,2,0) 1%|#0a0202 100%\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/DSC00295.jpg\" background_blend=\"multiply\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/mic-min-2.png\" title_text=\"mic-min-2\" _builder_version=\"4.24.1\" _module_preset=\"default\" custom_margin=\"-63px||||false|false\" scroll_horizontal_motion_enable=\"on\" scroll_horizontal_motion=\"0|50|50|100|0|-0.5|-0.5\" 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use_background_color_gradient__hover=\"off\"][\/dipl_logo_slider_item][dipl_logo_slider_item upload_logo_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/4-min.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" link_option_url=\"#e4\" global_colors_info=\"{}\" background_color__hover=\"#08494c\" background__hover_enabled=\"on|hover\" background_enable_color__hover=\"on\" use_background_color_gradient__hover=\"off\"][\/dipl_logo_slider_item][dipl_logo_slider_item upload_logo_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/5-min.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" link_option_url=\"#e5\" global_colors_info=\"{}\" background_color__hover=\"#08494c\" background__hover_enabled=\"on|hover\" background_enable_color__hover=\"on\" use_background_color_gradient__hover=\"off\"][\/dipl_logo_slider_item][dipl_logo_slider_item 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upload_logo_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/13-min.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" link_option_url=\"#e13\" global_colors_info=\"{}\" background_color__hover=\"#08494c\" background__hover_enabled=\"on|hover\" background_enable_color__hover=\"on\" use_background_color_gradient__hover=\"off\"][\/dipl_logo_slider_item][dipl_logo_slider_item upload_logo_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/14-min.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" link_option_url=\"#e14\" global_colors_info=\"{}\" background_color__hover=\"#08494c\" background__hover_enabled=\"on|hover\" background_enable_color__hover=\"on\" use_background_color_gradient__hover=\"off\"][\/dipl_logo_slider_item][\/dipl_logo_slider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#0a0000\" background_enable_video_mp4=\"off\" custom_margin=\"0px||||false|false\" custom_padding=\"130px||0px||false|false\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row _builder_version=\"4.24.1\" _module_preset=\"default\" background_video_mp4=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/09\/wave.mp4\" width=\"100%\" max_width=\"2560px\" custom_padding=\"16px||144px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" header_2_font=\"Montserrat|800|||||||\" header_2_text_color=\"#ffffff\" header_2_font_size=\"38px\" global_colors_info=\"{}\"]\n

A kulissz\u00e1k m\u00f6g\u00f6tt<\/h2>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#183D3F\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\" background_color__hover=\"#0a0303\" background_enable_color__hover=\"on\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_enable_color=\"off\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/podcast.jpg\" parallax=\"on\" background_enable_video_mp4=\"off\" custom_padding=\"0px||0px||true|false\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.91vw\" text_line_height=\"1.4em\" header_2_font=\"Montserrat|800|||||||\" header_2_text_align=\"center\" header_2_font_size=\"42px\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#0a0000\" header_4_font_size=\"30px\" custom_margin=\"44px|40px|32px|40px|false|true\" custom_margin_tablet=\"40px|0px|32px|40px|false|false\" custom_margin_phone=\"40px|30px|32px|30px|false|true\" custom_margin_last_edited=\"on|phone\" animation_style=\"slide\" animation_direction=\"left\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" border_color_bottom=\"#FFFFFF\" global_colors_info=\"{}\"]\n

<\/h4>\n

\u00a0<\/span><\/h4>\n

<\/h2>\n

<\/h2>\n

<\/h2>\n

<\/h2>\n

MINDENBEN A MAXIMUM!<\/strong><\/span><\/h2>\n

\u00a0<\/span><\/h4>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#183D3F\" background_enable_video_mp4=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#0a0000\" header_4_font_size=\"30px\" custom_margin=\"45px|40px|32px|40px|false|true\" custom_margin_tablet=\"40px|0px|32px|40px|false|false\" custom_margin_phone=\"40px|30px|32px|30px|false|true\" custom_margin_last_edited=\"on|phone\" animation_style=\"slide\" animation_direction=\"left\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" border_width_bottom=\"2px\" border_color_bottom=\"#FFFFFF\" global_colors_info=\"{}\"]\n

<\/h4>\n

#1<\/span> Helyben vagyunk<\/span><\/h4>\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"39px|40px|54px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

A \u00bbC\u00e9gkassza Podcast\u00ab minden r\u00e9szlet\u00e9ben pr\u00e9mium min\u0151s\u00e9gre t\u00f6rekszik; ad\u00e1saink a budapesti MePod St\u00fadi\u00f3ban k\u00e9sz\u00fclnek.<\/p>\n

A belv\u00e1ros sz\u00edv\u00e9ben elhelyezked\u0151 m\u00e9diacenterben exkluz\u00edv bels\u0151 t\u00e9r fogadja a m\u0171sor szerepl\u0151it \u00e9s k\u00eds\u00e9r\u0151it. Az ig\u00e9nyes interior design tal\u00e1lkozik a min\u0151s\u00e9gi hangz\u00e1ssal \u00e9s k\u00e9pi vil\u00e1ggal \u2013 a vend\u00e9gek nem azt \u00e9rzik, hogy rideg \u00e9s k\u00edm\u00e9letlen st\u00fadi\u00f3ban \u00fclnek, hanem egy olyan kellemes intuit\u00edv k\u00f6rnyezetben, ahol nyugodtan elengedhetik magukat, \u00e9s a k\u00e9nyelmetlens\u00e9gek helyett az izgalmas t\u00e9m\u00e1kra, a m\u00e9ly besz\u00e9lget\u00e9sekre koncentr\u00e1lhatnak.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0a0a\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"56px|40px|32px|40px|false|true\" custom_margin_tablet=\"40px|0px|32px|0px|false|false\" custom_margin_phone=\"40px|40px|32px|40px|false|true\" custom_margin_last_edited=\"on|phone\" animation_style=\"slide\" animation_direction=\"left\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" border_width_bottom=\"2px\" border_color_bottom=\"#F9602C\" global_colors_info=\"{}\"]\n

#2<\/span> El\u0151t\u00e9rben a h\u00e1tt\u00e9r<\/span><\/span><\/h4>\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"41px|40px|32px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

Az epiz\u00f3dok forgat\u00e1sa sor\u00e1n nemcsak a vend\u00e9gekre, hanem a k\u00eds\u00e9r\u0151ikre is kiemelt figyelmet ford\u00edtunk, akik az ad\u00e1sok felv\u00e9tel\u00e9nek szob\u00e1ja mellett, k\u00fcl\u00f6n helyis\u00e9gben tudj\u00e1k \u00e9l\u0151ben hallgatni \u00e9s n\u00e9zni a m\u0171sort, mik\u00f6zben elfogyaszthatnak egy k\u00e1v\u00e9t, egy \u00fcd\u00edt\u0151t vagy \u00e9ppen egy szendvicset.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"RGBA(255,255,255,0)\" background_enable_image=\"off\" background_blend=\"luminosity\" background_video_mp4=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/09\/cegkassza.mp4\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" min_height=\"500px\" global_colors_info=\"{}\"][\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#183D3F\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\" background_color__hover=\"#0a0303\" background_enable_color__hover=\"on\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"RGBA(255,255,255,0)\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/448099605_433828679450501_5638792247089775833_n.jpg\" background_blend=\"luminosity\" background_enable_video_mp4=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" min_height=\"500px\" global_colors_info=\"{}\"][\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0a0a\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"48px|40px|32px|40px|false|true\" custom_margin_tablet=\"40px|0px|32px|0px|false|false\" custom_margin_phone=\"40px|40px|32px|40px|false|true\" custom_margin_last_edited=\"on|phone\" animation_style=\"slide\" animation_direction=\"left\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" border_width_bottom=\"2px\" border_color_bottom=\"#FFFFFF\" global_colors_info=\"{}\"]\n

<\/h4>\n

#3<\/span>\u00a0Technik\u00e1s megold\u00e1sok<\/span><\/h4>\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"39px|40px|54px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

A st\u00fadi\u00f3ban haszn\u00e1lt audiol\u00e1nc<\/em> \u00f6sszes eleme olyan high-end eszk\u00f6z\u00f6kb\u0151l \u00e9p\u00fcl fel, amiket hossz\u00fa \u00e9vek sor\u00e1n teszteltek \u00e9s t\u00f6k\u00e9letes\u00edtettek a szakemberek, hogy ne csak a t\u00e9m\u00e1k, hanem\u00a0a hang min\u0151s\u00e9ge miatt is \u00e9lm\u00e9ny legyen szerepelni a m\u0171sorban.<\/p>\n

Azonban nemcsak az audiovil\u00e1g<\/em> eset\u00e9ben tapasztalhat\u00f3 a gondoskod\u00f3 hozz\u00e1\u00e1ll\u00e1s, hanem a k\u00e9pi r\u00f6gz\u00edt\u00e9s\u00e9ben is.\u00a0A st\u00fadi\u00f3ban BlackMagic 4 \u00e9s 6K-s kamer\u00e1k dolgoznak, olyan magas min\u0151s\u00e9g\u0171 filmes c\u00e9lhardverek, amiket a\u00a0nemzetk\u00f6zi filmiparban is el\u0151szeretettel haszn\u00e1lnak.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/448025378_433828676117168_3418963299472808128_n.jpg\" background_enable_video_mp4=\"off\" custom_padding=\"0px||0px||true|false\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" background_enable_video_mp4=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#0a0000\" header_4_font_size=\"30px\" custom_margin=\"48px|40px|32px|40px|false|true\" custom_margin_tablet=\"40px|0px|32px|40px|false|false\" custom_margin_phone=\"40px|30px|32px|30px|false|true\" custom_margin_last_edited=\"on|phone\" animation_style=\"slide\" animation_direction=\"left\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" border_width_bottom=\"2px\" border_color_bottom=\"#FFFFFF\" global_colors_info=\"{}\"]\n

<\/h4>\n

#4<\/span>\u00a0F\u00f3kuszban a vend\u00e9g<\/span><\/h4>\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"41px|40px|32px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

A helysz\u00edni k\u00e9p- \u00e9s hangr\u00f6gz\u00edt\u00e9s mellett \u00f6n\u00e1ll\u00f3 csapat dolgozik a werkfelv\u00e9telek elk\u00e9sz\u00edt\u00e9s\u00e9n. K\u00fcl\u00f6n kamer\u00e1kkal \u00f6r\u00f6k\u00edtik meg az \u00e9rkez\u00e9s, a fogadtat\u00e1s, a st\u00fadi\u00f3 megtekint\u00e9s\u00e9nek pillanatait, miut\u00e1n be\u00e1ll\u00edtott fot\u00f3k \u00e9s vide\u00f3k k\u00e9sz\u00fclnek a vend\u00e9gekr\u0151l, valamint a szem\u00e9lyes epiz\u00f3dokr\u00f3l \u00e9s pillanatokr\u00f3l.<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#F9602C\" background_enable_image=\"off\" parallax=\"on\" custom_margin=\"0px||||false|false\" custom_padding=\"0px||0px||false|false\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#0a0a0a\" background_video_mp4=\"https:\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/09\/wave.mp4\" width=\"100%\" max_width=\"2560px\" custom_padding=\"16px||144px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" header_2_font=\"Montserrat|800|||||||\" header_2_text_color=\"#ffffff\" header_2_font_size=\"38px\" custom_margin=\"113px|||||\" global_colors_info=\"{}\"]\n

Teljes ad\u00e1sok \u2013 Szeml\u00e9zz \u00e9s hallgasd!<\/h2>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" use_custom_gutter=\"on\" gutter_width=\"2\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.27.4\" background_color=\"#F9602C\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bg6_.jpg\" background_size=\"stretch\" background_position=\"top_left\" width=\"100%\" max_width=\"2560px\" min_height=\"400px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" background_last_edited=\"on|desktop\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" background__hover_enabled=\"off|hover\"][et_pb_column type=\"1_4\" module_id=\"e1\" _builder_version=\"4.27.4\" background_enable_color=\"off\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/play-min.png\" custom_padding=\"|||\" scroll_horizontal_motion_enable=\"on\" scroll_horizontal_motion=\"0|50|50|100|0|0.5|0.5\" background_last_edited=\"on|phone\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/play-min.png\" title_text=\"__play-min\" align=\"center\" disabled_on=\"off|on|on\" _builder_version=\"4.24.1\" _module_preset=\"default\" height=\"355px\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#0a0000\" header_4_font_size=\"30px\" custom_margin=\"26px|20px|35px|20px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"16px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n#1. epiz\u00f3d<\/strong>\n

Szab\u00f3 Istv\u00e1n Attila: Mik a kkv-k kil\u00e1t\u00e1sai 2024-ben?<\/span><\/h4>\n

Hogyan is m\u0171k\u00f6dik egy garanciaint\u00e9zm\u00e9ny \u00e9s milyen szerepe van a v\u00e1llalati hitelez\u00e9sben? Milyen hat\u00e1ssal van a jelenlegi gazdas\u00e1gi k\u00f6rnyezet a kkv-szektorra? Milyen kil\u00e1t\u00e1sokkal rendelkeznek a magyar kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok?<\/p>\n[\/et_pb_text][et_pb_button button_url=\"#1\" button_text=\"r\u00e9szletek\" button_alignment=\"center\" _builder_version=\"4.24.1\" _module_preset=\"default\" custom_button=\"on\" button_text_size=\"1vw\" button_text_color=\"#1c0000\" button_border_width=\"2px\" button_border_radius=\"0px\" button_font=\"Montserrat|500|||||||\" button_icon=\"\uf144||fa||900\" button_on_hover=\"off\" custom_margin=\"||21px||false|false\" custom_padding=\"||||false|false\" button_text_size_tablet=\"1vw\" button_text_size_phone=\"16px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][\/et_pb_button][\/et_pb_column][et_pb_column type=\"1_4\" module_id=\"e2\" _builder_version=\"4.27.4\" background_enable_image=\"off\" custom_padding=\"|||\" background_color_phone=\"#0a0a0a\" background_last_edited=\"on|phone\" background_enable_color_phone=\"on\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/01-min_play-min.png\" title_text=\"01-min_play-min\" align=\"center\" disabled_on=\"off|on|on\" _builder_version=\"4.24.1\" _module_preset=\"default\" height=\"355px\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#0a0000\" header_4_font_size=\"30px\" custom_margin=\"26px|20px|14px|20px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"16px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n#2. epiz\u00f3d<\/strong>\n

B\u00f3kay M\u00e1rton: <\/span>Kkv-finansz\u00edroz\u00e1s \u00e9s egy\u00e9b kih\u00edv\u00e1sok<\/span><\/h4>\n

A m\u00e1sodik felvon\u00e1s k\u00f6zponti t\u00e9m\u00e1ja a v\u00e1llalati hitelpiac, az ESG-szab\u00e1lyoz\u00e1s fontoss\u00e1ga \u00e9s a kkv-kra vonatkoz\u00f3 leg\u00fajabb trendek voltak. B\u00f3kay M\u00e1rton elmondta, 2025-ben m\u00e1r jelent\u0151sebb n\u00f6veked\u00e9st v\u00e1rnak a gazdas\u00e1gban, illetve rem\u00e9nyeik szerint ez a tendencia az eg\u00e9sz \u00e9vtizedben fennmarad...<\/p>\n[\/et_pb_text][et_pb_button button_url=\"#2\" button_text=\"r\u00e9szletek\" button_alignment=\"center\" _builder_version=\"4.24.1\" _module_preset=\"default\" custom_button=\"on\" button_text_size=\"1vw\" button_text_color=\"#F9602C\" button_border_width=\"2px\" button_border_radius=\"0px\" button_font=\"Montserrat|500|||||||\" button_icon=\"\uf144||fa||900\" button_on_hover=\"off\" custom_margin=\"||21px||false|false\" custom_padding=\"||||false|false\" button_text_size_tablet=\"1vw\" button_text_size_phone=\"16px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][\/et_pb_button][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_enable_color=\"off\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/01-min_play-min.png\" custom_padding=\"|||\" scroll_horizontal_motion_enable=\"on\" scroll_horizontal_motion=\"0|50|50|100|0|-0.5|-0.5\" background_color_phone=\"#0a0a0a\" background_last_edited=\"on|phone\" background_enable_color_phone=\"on\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" background__hover_enabled=\"off|hover\"][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" use_custom_gutter=\"on\" gutter_width=\"2\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.27.4\" background_color=\"#F9602C\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bg1.jpg\" background_size=\"stretch\" background_position=\"top_left\" width=\"100%\" max_width=\"2560px\" min_height=\"400px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" animation_style=\"fade\" background_last_edited=\"on|desktop\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" background__hover_enabled=\"off|hover\"][et_pb_column type=\"1_4\" module_id=\"e3\" _builder_version=\"4.27.4\" background_enable_color=\"off\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/szabados_richard_play-min.png\" custom_padding=\"|||\" scroll_horizontal_motion_enable=\"on\" scroll_horizontal_motion=\"0|50|50|100|0|0.5|0.5\" background_last_edited=\"on|phone\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/szabados_richard_play-min.png\" title_text=\"szabados_richard_play-min\" align=\"center\" disabled_on=\"off|on|on\" _builder_version=\"4.24.1\" _module_preset=\"default\" height=\"355px\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#0a0000\" header_4_font_size=\"30px\" custom_margin=\"26px|20px|35px|20px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"16px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n#3. epiz\u00f3d<\/strong>\n

Szabados Rich\u00e1rd:<\/span> V\u00e1ls\u00e1g\u00e1ll\u00f3nak bizonyultak a magyar kkv-k<\/span><\/h4>\n

Mi\u00e9rt n\u00e9lk\u00fcl\u00f6zhetetlen a p\u00e9nz\u00fcgyi tudatoss\u00e1g a kkv-k sz\u00e1m\u00e1ra?\u00a0Szabados Rich\u00e1rd szerint a v\u00e1ls\u00e1gokb\u00f3l kil\u00e1bal\u00e1s korszak\u00e1t \u00e9lj\u00fck jelenleg....<\/p>\n[\/et_pb_text][et_pb_button button_url=\"#3\" button_text=\"r\u00e9szletek\" button_alignment=\"center\" _builder_version=\"4.24.1\" _module_preset=\"default\" custom_button=\"on\" button_text_size=\"1vw\" button_text_color=\"#F9602C\" button_border_width=\"2px\" button_border_radius=\"0px\" button_font=\"Montserrat|500|||||||\" button_icon=\"\uf144||fa||900\" button_on_hover=\"off\" custom_margin=\"||21px||false|false\" custom_padding=\"||||false|false\" button_text_size_tablet=\"1vw\" button_text_size_phone=\"16px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][\/et_pb_button][\/et_pb_column][et_pb_column type=\"1_4\" module_id=\"e4\" _builder_version=\"4.27.4\" background_enable_color=\"off\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/suto_agnes_play-min.png\" custom_padding=\"|||\" scroll_horizontal_motion_enable=\"on\" scroll_horizontal_motion=\"0|50|50|100|0|-0.5|-0.5\" background_color_phone=\"#0a0a0a\" background_last_edited=\"on|phone\" background_enable_color_phone=\"on\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" background__hover_enabled=\"off|hover\"][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_enable_image=\"off\" custom_padding=\"|||\" background_color_phone=\"#0a0a0a\" background_last_edited=\"on|phone\" background_enable_color_phone=\"on\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/suto_agnes_play-min.png\" title_text=\"suto_agnes_play-min\" align=\"center\" disabled_on=\"off|on|on\" _builder_version=\"4.24.1\" _module_preset=\"default\" height=\"355px\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#0a0000\" header_4_font_size=\"30px\" custom_margin=\"26px|20px|14px|20px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"16px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n#4. epiz\u00f3d<\/strong>\n

S\u00fct\u0151 \u00c1gnes: <\/span>A kibert\u00e1mad\u00e1sok vesz\u00e9lyei, a legfontosabb l\u00e9p\u00e9sek a megel\u0151z\u00e9sben!<\/span><\/h4>\n

2024-ben az egyik legnagyobb fenyeget\u00e9st a kiberb\u0171n\u00f6z\u00e9s jelentette a kkv-k sz\u00e1m\u00e1ra is...<\/p>\n[\/et_pb_text][et_pb_button button_url=\"#4\" button_text=\"r\u00e9szletek\" button_alignment=\"center\" _builder_version=\"4.24.1\" _module_preset=\"default\" custom_button=\"on\" button_text_size=\"1vw\" button_text_color=\"#1c0000\" button_border_width=\"2px\" button_border_radius=\"0px\" button_font=\"Montserrat|500|||||||\" button_icon=\"\uf144||fa||900\" button_on_hover=\"off\" custom_margin=\"||21px||false|false\" custom_padding=\"||||false|false\" button_text_size_tablet=\"1vw\" button_text_size_phone=\"16px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" use_custom_gutter=\"on\" gutter_width=\"2\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.27.4\" background_color=\"#F9602C\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bg6_.jpg\" background_size=\"stretch\" background_position=\"top_left\" width=\"100%\" max_width=\"2560px\" min_height=\"400px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" animation_style=\"fade\" background_last_edited=\"on|desktop\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" background__hover_enabled=\"off|hover\"][et_pb_column type=\"1_4\" module_id=\"e5\" _builder_version=\"4.27.4\" background_enable_color=\"off\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/jelasity_radovany_play-min.png\" custom_padding=\"|||\" scroll_horizontal_motion_enable=\"on\" scroll_horizontal_motion=\"0|50|50|100|0|0.5|0.5\" background_last_edited=\"on|phone\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/jelasity_radovany_play-min.png\" title_text=\"jelasity_radovany_play-min\" align=\"center\" disabled_on=\"off|on|on\" _builder_version=\"4.24.1\" _module_preset=\"default\" height=\"355px\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#0a0000\" header_4_font_size=\"30px\" custom_margin=\"26px|20px|35px|20px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"16px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n#5. epiz\u00f3d<\/strong>\n

Jelasity Radov\u00e1n: A magyar bankszektor \u00fatja a recesszi\u00f3 ut\u00e1n<\/span><\/h4>\n

Hogyan k\u00fczd\u00f6tt meg a magyar gazdas\u00e1g a koronav\u00edrus, a h\u00e1bor\u00fa \u00e9s a recesszi\u00f3 kih\u00edv\u00e1saival? Milyen akad\u00e1lyok \u00e1llnak jelenleg a gazdas\u00e1gi n\u00f6veked\u00e9s el\u0151tt?<\/p>\n[\/et_pb_text][et_pb_button button_url=\"#5\" button_text=\"r\u00e9szletek\" button_alignment=\"center\" _builder_version=\"4.24.1\" _module_preset=\"default\" custom_button=\"on\" button_text_size=\"1vw\" button_text_color=\"#1c0000\" button_border_width=\"2px\" button_border_radius=\"0px\" button_font=\"Montserrat|500|||||||\" button_icon=\"\uf144||fa||900\" button_on_hover=\"off\" custom_margin=\"||21px||false|false\" custom_padding=\"||||false|false\" button_text_size_tablet=\"1vw\" button_text_size_phone=\"16px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][\/et_pb_button][\/et_pb_column][et_pb_column type=\"1_4\" module_id=\"e6\" _builder_version=\"4.27.4\" background_enable_image=\"off\" custom_padding=\"|||\" background_color_phone=\"#0a0a0a\" background_last_edited=\"on|phone\" background_enable_color_phone=\"on\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/juhast_attila_play-min.png\" title_text=\"juhast_attila_play-min\" align=\"center\" disabled_on=\"off|on|on\" _builder_version=\"4.24.1\" _module_preset=\"default\" height=\"355px\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#0a0000\" header_4_font_size=\"30px\" custom_margin=\"26px|20px|14px|20px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"16px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n#6. epiz\u00f3d<\/strong>\n

Juh\u00e1sz Attila:<\/span> Az \u00e9p\u00edt\u0151ipar kih\u00edv\u00e1sai \u00e9s megold\u00e1sai<\/span><\/h4>\n

Mikor indul el a kil\u00e1bal\u00e1s id\u0151szaka az \u00e9p\u00edt\u0151iparban? Mikorra v\u00e1rhat\u00f3, hogy az \u00e1llam visszat\u00e9r, mint megrendel\u0151? Mi\u00e9rt sz\u00fcks\u00e9ges konkr\u00e9t primer energi\u00e1t megtakar\u00edtani a h\u00e1ztart\u00e1soknak?<\/p>\n[\/et_pb_text][et_pb_button button_url=\"#6\" button_text=\"r\u00e9szletek\" button_alignment=\"center\" _builder_version=\"4.24.1\" _module_preset=\"default\" custom_button=\"on\" button_text_size=\"1vw\" button_text_color=\"#F9602C\" button_border_width=\"2px\" button_border_radius=\"0px\" button_font=\"Montserrat|500|||||||\" button_icon=\"\uf144||fa||900\" button_on_hover=\"off\" custom_margin=\"||21px||false|false\" custom_padding=\"||||false|false\" button_text_size_tablet=\"1vw\" button_text_size_phone=\"16px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][\/et_pb_button][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_enable_color=\"off\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/juhast_attila_play-min.png\" custom_padding=\"|||\" scroll_horizontal_motion_enable=\"on\" scroll_horizontal_motion=\"0|50|50|100|0|-0.5|-0.5\" background_color_phone=\"#0a0a0a\" background_last_edited=\"on|phone\" background_enable_color_phone=\"on\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" background__hover_enabled=\"off|hover\"][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" use_custom_gutter=\"on\" gutter_width=\"2\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.27.4\" background_color=\"#F9602C\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bg4.jpg\" background_size=\"stretch\" background_position=\"top_left\" width=\"100%\" max_width=\"2560px\" min_height=\"400px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" animation_style=\"fade\" background_last_edited=\"on|desktop\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" background__hover_enabled=\"off|hover\"][et_pb_column type=\"1_4\" module_id=\"e7\" _builder_version=\"4.27.4\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/acs_zoltan_play-min.png\" title_text=\"acs_zoltan_play-min\" align=\"center\" disabled_on=\"off|on|on\" _builder_version=\"4.24.1\" _module_preset=\"default\" height=\"355px\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#0a0000\" header_4_font_size=\"30px\" custom_margin=\"26px|20px|35px|42px|false|false\" custom_margin_tablet=\"26px|20px|35px|42px|false|false\" custom_margin_phone=\"26px|20px|35px|42px|false|false\" custom_margin_last_edited=\"on|desktop\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"16px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n#7. epiz\u00f3d<\/strong>\n

\u00c1cs Zolt\u00e1n:<\/span> A bankok \u00e9s a fintech c\u00e9gek sz\u00f6vets\u00e9ge<\/span><\/h4>\n

Hogyan reag\u00e1lnak az \u00fcgyfelek a bankok \u00e9s a fintech c\u00e9gek k\u00eds\u00e9rletez\u00e9seire? Hogyan form\u00e1lja \u00e1t a fintech a p\u00e9nz\u00fcgyi szektort?<\/p>\n[\/et_pb_text][et_pb_button button_url=\"#7\" button_text=\"r\u00e9szletek\" button_alignment=\"center\" _builder_version=\"4.24.1\" _module_preset=\"default\" custom_button=\"on\" button_text_size=\"1vw\" button_text_color=\"#F9602C\" button_border_width=\"2px\" button_border_radius=\"0px\" button_font=\"Montserrat|500|||||||\" button_icon=\"\uf144||fa||900\" button_on_hover=\"off\" custom_margin=\"||21px||false|false\" custom_padding=\"||||false|false\" button_text_size_tablet=\"1vw\" button_text_size_phone=\"16px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][\/et_pb_button][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_enable_color=\"off\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/acs_zoltan_play-min.png\" custom_padding=\"|||\" scroll_horizontal_motion_enable=\"on\" scroll_horizontal_motion=\"0|50|50|100|0|0.5|0.5\" background_last_edited=\"on|phone\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][\/et_pb_column][et_pb_column type=\"1_4\" module_id=\"e8\" _builder_version=\"4.27.4\" background_enable_image=\"off\" custom_padding=\"|||\" background_color_phone=\"#0a0a0a\" background_last_edited=\"on|phone\" background_enable_color_phone=\"on\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/kisgergely_kornel_play-min.png\" title_text=\"kisgergely_kornel_play-min\" align=\"center\" disabled_on=\"off|on|on\" _builder_version=\"4.24.1\" _module_preset=\"default\" height=\"355px\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#0a0000\" header_4_font_size=\"30px\" custom_margin=\"26px|20px|14px|20px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"16px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n#8. epiz\u00f3d<\/strong>\n

Kisgergely Korn\u00e9l: <\/span>Magyar kkv-k a nemzetk\u00f6zi piacon<\/span><\/h4>\n

A magyar export 90 sz\u00e1zal\u00e9ka az Eur\u00f3pai Uni\u00f3ba ir\u00e1nyul \u2013 az EXIM Magyarorsz\u00e1g vez\u00e9rigazgat\u00f3ja szerint ezen az ar\u00e1nyon lehet finom\u00edtani, de r\u00f6vid t\u00e1von \u00f3ri\u00e1si \u00e1trendez\u0151d\u00e9sre nem sz\u00e1m\u00edt.<\/p>\n[\/et_pb_text][et_pb_button button_url=\"#8\" button_text=\"r\u00e9szletek\" button_alignment=\"center\" _builder_version=\"4.24.1\" _module_preset=\"default\" custom_button=\"on\" button_text_size=\"1vw\" button_text_color=\"#F9602C\" button_border_width=\"2px\" button_border_radius=\"0px\" button_font=\"Montserrat|500|||||||\" button_icon=\"\uf144||fa||900\" button_on_hover=\"off\" custom_margin=\"||21px||false|false\" custom_padding=\"||||false|false\" button_text_size_tablet=\"1vw\" button_text_size_phone=\"16px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][\/et_pb_button][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_enable_color=\"off\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/kisgergely_kornel_play-min.png\" custom_padding=\"|||\" scroll_horizontal_motion_enable=\"on\" scroll_horizontal_motion=\"0|50|50|100|0|-0.5|-0.5\" background_color_phone=\"#0a0a0a\" background_last_edited=\"on|phone\" background_enable_color_phone=\"on\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" background__hover_enabled=\"off|hover\"][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" use_custom_gutter=\"on\" gutter_width=\"2\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.27.4\" background_color=\"#F9602C\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bg1.jpg\" background_size=\"stretch\" background_position=\"top_left\" width=\"100%\" max_width=\"2560px\" min_height=\"400px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" animation_style=\"fade\" background_last_edited=\"on|desktop\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" background__hover_enabled=\"off|hover\"][et_pb_column type=\"1_4\" module_id=\"e9\" _builder_version=\"4.27.4\" background_enable_color=\"off\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/erdos_mihaly._playpng-min.png\" custom_padding=\"|||\" scroll_horizontal_motion_enable=\"on\" scroll_horizontal_motion=\"0|50|50|100|0|0.5|0.5\" background_last_edited=\"on|phone\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/erdos_mihaly._playpng-min.png\" title_text=\"erdos_mihaly._playpng-min\" align=\"center\" disabled_on=\"off|on|on\" _builder_version=\"4.24.1\" _module_preset=\"default\" height=\"355px\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#0a0000\" header_4_font_size=\"30px\" custom_margin=\"26px|20px|35px|20px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"16px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n#9. epiz\u00f3d<\/strong>\n

Erd\u0151s Mih\u00e1ly:<\/span> Hogyan seg\u00edthetik a biztos\u00edt\u00e1sok a magyar kkv-kat?<\/span><\/h4>\n

Mennyire van benne a magyar t\u00e1rsadalomban az a kult\u00fara, hogy biztos\u00edtsuk a vagyont\u00e1rgyainkat, szeretteinket, vagy ak\u00e1r saj\u00e1t magunkat?<\/p>\n[\/et_pb_text][et_pb_button button_url=\"#9\" button_text=\"r\u00e9szletek\" button_alignment=\"center\" _builder_version=\"4.24.1\" _module_preset=\"default\" custom_button=\"on\" button_text_size=\"1vw\" button_text_color=\"#F9602C\" button_border_width=\"2px\" button_border_radius=\"0px\" button_font=\"Montserrat|500|||||||\" button_icon=\"\uf144||fa||900\" button_on_hover=\"off\" custom_margin=\"||21px||false|false\" custom_padding=\"||||false|false\" button_text_size_tablet=\"1vw\" button_text_size_phone=\"16px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][\/et_pb_button][\/et_pb_column][et_pb_column type=\"1_4\" module_id=\"e10\" _builder_version=\"4.27.4\" background_enable_color=\"off\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/nogradi_jozsef_play-min.png\" custom_padding=\"|||\" scroll_horizontal_motion_enable=\"on\" scroll_horizontal_motion=\"0|50|50|100|0|-0.5|-0.5\" background_color_phone=\"#0a0a0a\" background_last_edited=\"on|phone\" background_enable_color_phone=\"on\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" background__hover_enabled=\"off|hover\"][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_enable_image=\"off\" custom_padding=\"|||\" background_color_phone=\"#0a0a0a\" background_last_edited=\"on|phone\" background_enable_color_phone=\"on\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/nogradi_jozsef_play-min.png\" title_text=\"nogradi_jozsef_play-min\" align=\"center\" disabled_on=\"off|on|on\" _builder_version=\"4.24.1\" _module_preset=\"default\" height=\"355px\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#0a0000\" header_4_font_size=\"30px\" custom_margin=\"26px|20px|14px|20px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"16px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n#10. epiz\u00f3d<\/strong>\n

N\u00f3gr\u00e1di J\u00f3zsef: A hazai munkaer\u0151piac helyzete, kih\u00edv\u00e1sai<\/span><\/h4>\n

Hogyan tudjuk hazacs\u00e1b\u00edtani a k\u00fclf\u00f6ld\u00f6n tapasztalatot szerzett magyar munkav\u00e1llal\u00f3kat annak \u00e9rdek\u00e9ben, hogy megszerzett tud\u00e1sukat itthon kamatoztass\u00e1k?<\/p>\n[\/et_pb_text][et_pb_button button_url=\"#10\" button_text=\"r\u00e9szletek\" button_alignment=\"center\" _builder_version=\"4.24.1\" _module_preset=\"default\" custom_button=\"on\" button_text_size=\"1vw\" button_text_color=\"#1c0000\" button_border_width=\"2px\" button_border_radius=\"0px\" button_font=\"Montserrat|500|||||||\" button_icon=\"\uf144||fa||900\" button_on_hover=\"off\" custom_margin=\"||21px||false|false\" custom_padding=\"||||false|false\" button_text_size_tablet=\"1vw\" button_text_size_phone=\"16px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" use_custom_gutter=\"on\" gutter_width=\"2\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.27.4\" background_color=\"#F9602C\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bg6_.jpg\" background_size=\"stretch\" background_position=\"top_left\" width=\"100%\" max_width=\"2560px\" min_height=\"400px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" animation_style=\"fade\" background_last_edited=\"on|desktop\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" background__hover_enabled=\"off|hover\"][et_pb_column type=\"1_4\" module_id=\"e11\" _builder_version=\"4.27.4\" background_enable_color=\"off\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bartha_lajos_play-min.png\" custom_padding=\"|||\" scroll_horizontal_motion_enable=\"on\" scroll_horizontal_motion=\"0|50|50|100|0|0.5|0.5\" background_last_edited=\"on|phone\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bartha_lajos_play-min.png\" title_text=\"bartha_lajos_play-min\" align=\"center\" disabled_on=\"off|on|on\" _builder_version=\"4.24.1\" _module_preset=\"default\" height=\"355px\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#0a0000\" header_4_font_size=\"30px\" custom_margin=\"26px|20px|35px|20px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"16px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n#11. epiz\u00f3d<\/strong>\n

Bartha Lajos: A digit\u00e1lis p\u00e9nz\u00fcgyi megold\u00e1sok el\u0151nyei<\/span><\/h4>\n

Az elm\u00falt n\u00e9gy \u00e9vben t\u00f6bb mint 700 milli\u00f3 azonnali \u00e1tutal\u00e1s t\u00f6rt\u00e9nt Magyarorsz\u00e1gon!\u00a0Erre a megd\u00f6bbent\u0151 adatra Bartha Lajos, h\u00edvta fel a figyelmet a \u00bbC\u00e9gkassza Podcast\u00ab ad\u00e1s\u00e1ban. <\/span><\/p>\n[\/et_pb_text][et_pb_button button_url=\"#11\" button_text=\"r\u00e9szletek\" button_alignment=\"center\" _builder_version=\"4.24.1\" _module_preset=\"default\" custom_button=\"on\" button_text_size=\"1vw\" button_text_color=\"#1c0000\" button_border_width=\"2px\" button_border_radius=\"0px\" button_font=\"Montserrat|500|||||||\" button_icon=\"\uf144||fa||900\" button_on_hover=\"off\" custom_margin=\"||21px||false|false\" custom_padding=\"||||false|false\" button_text_size_tablet=\"1vw\" button_text_size_phone=\"16px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][\/et_pb_button][\/et_pb_column][et_pb_column type=\"1_4\" module_id=\"e12\" _builder_version=\"4.27.4\" background_enable_image=\"off\" custom_padding=\"|||\" background_color_phone=\"#0a0a0a\" background_last_edited=\"on|phone\" background_enable_color_phone=\"on\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bauer_patrik_play-min.png\" title_text=\"bauer_patrik_play-min\" align=\"center\" disabled_on=\"off|on|on\" _builder_version=\"4.24.1\" _module_preset=\"default\" height=\"355px\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#0a0000\" header_4_font_size=\"30px\" custom_margin=\"26px|20px|14px|20px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"16px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n#12. epiz\u00f3d<\/strong>\n

Bauer Patrik:<\/span> A v\u00e1llalati kezess\u00e9gv\u00e1llal\u00e1s vil\u00e1ga<\/span><\/h4>\n
A 12. ad\u00e1sban Bauer Patrik el\u00e1rulta a legfontosabb tudnival\u00f3kat a kezess\u00e9gv\u00e1llal\u00e1sr\u00f3l \u00e9s annak el\u0151nyeir\u0151l.<\/div>\n
<\/div>\n[\/et_pb_text][et_pb_button button_url=\"#12\" button_text=\"r\u00e9szletek\" button_alignment=\"center\" _builder_version=\"4.24.1\" _module_preset=\"default\" custom_button=\"on\" button_text_size=\"1vw\" button_text_color=\"#F9602C\" button_border_width=\"2px\" button_border_radius=\"0px\" button_font=\"Montserrat|500|||||||\" button_icon=\"\uf144||fa||900\" button_on_hover=\"off\" custom_margin=\"||21px||false|false\" custom_padding=\"||||false|false\" button_text_size_tablet=\"1vw\" button_text_size_phone=\"16px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][\/et_pb_button][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_enable_color=\"off\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bauer_patrik_play-min.png\" custom_padding=\"|||\" scroll_horizontal_motion_enable=\"on\" scroll_horizontal_motion=\"0|50|50|100|0|-0.5|-0.5\" background_color_phone=\"#0a0a0a\" background_last_edited=\"on|phone\" background_enable_color_phone=\"on\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" background__hover_enabled=\"off|hover\"][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" use_custom_gutter=\"on\" gutter_width=\"2\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.27.4\" background_color=\"#F9602C\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/bg1.jpg\" background_size=\"stretch\" background_position=\"top_left\" width=\"100%\" max_width=\"2560px\" min_height=\"400px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" animation_style=\"fade\" background_last_edited=\"on|desktop\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" background__hover_enabled=\"off|hover\"][et_pb_column type=\"1_4\" module_id=\"e13\" _builder_version=\"4.27.4\" background_enable_color=\"off\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/nagy_peter_gabor_play.png\" custom_padding=\"|||\" scroll_horizontal_motion_enable=\"on\" scroll_horizontal_motion=\"0|50|50|100|0|0.5|0.5\" background_last_edited=\"on|phone\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/nagy_peter_gabor_play.png\" title_text=\"nagy_peter_gabor_play\" align=\"center\" disabled_on=\"off|on|on\" _builder_version=\"4.24.1\" _module_preset=\"default\" height=\"355px\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#0a0000\" header_4_font_size=\"30px\" custom_margin=\"26px|20px|35px|20px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"16px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n#13. epiz\u00f3d<\/strong>\n

Nagy P\u00e9ter G\u00e1bor: A t\u0151ke\u00e1gi finansz\u00edroz\u00e1s \u00e9s t\u0151kepiaci lehet\u0151s\u00e9gek a kkv-n\u00e1l<\/span><\/span><\/span><\/h4>\n
A t\u0151zsdei jelenl\u00e9t ny\u00fajtotta lehet\u0151s\u00e9gekben m\u00e9lyedhett\u00fcnk el.<\/div>\n
<\/div>\n[\/et_pb_text][et_pb_button button_url=\"#13\" button_text=\"r\u00e9szletek\" button_alignment=\"center\" _builder_version=\"4.24.1\" _module_preset=\"default\" custom_button=\"on\" button_text_size=\"1vw\" button_text_color=\"#F9602C\" button_border_width=\"2px\" button_border_radius=\"0px\" button_font=\"Montserrat|500|||||||\" button_icon=\"\uf144||fa||900\" button_on_hover=\"off\" custom_margin=\"||21px||false|false\" custom_padding=\"||||false|false\" button_text_size_tablet=\"1vw\" button_text_size_phone=\"16px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][\/et_pb_button][\/et_pb_column][et_pb_column type=\"1_4\" module_id=\"e14\" _builder_version=\"4.27.4\" background_enable_color=\"off\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/00.png\" custom_padding=\"|||\" scroll_horizontal_motion_enable=\"on\" scroll_horizontal_motion=\"0|50|50|100|0|-0.5|-0.5\" background_color_phone=\"#0a0a0a\" background_last_edited=\"on|phone\" background_enable_color_phone=\"on\" background_enable_image_phone=\"off\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" background__hover_enabled=\"off|hover\"][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_enable_image=\"off\" custom_padding=\"|||\" background_color_phone=\"#0a0a0a\" background_last_edited=\"on|phone\" background_enable_color_phone=\"on\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/00.png\" title_text=\"00\" align=\"center\" disabled_on=\"off|on|on\" _builder_version=\"4.24.1\" _module_preset=\"default\" height=\"355px\" global_colors_info=\"{}\"][\/et_pb_image][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#0a0000\" header_4_font_size=\"30px\" custom_margin=\"26px|20px|14px|20px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"16px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n#14. epiz\u00f3d<\/strong>\n

Szabados Rich\u00e1rd: A Demj\u00e1n S\u00e1ndor Programr\u00f3l<\/span><\/h4>\n
Szabados Rich\u00e1rd imm\u00e1r a kkv-k fejleszt\u00e9s\u00e9\u00e9rt \u00e9s technol\u00f3gi\u00e1\u00e9rt felel\u0151s \u00e1llamtitk\u00e1rak\u00e9nt l\u00e1togatott el a st\u00fadi\u00f3ba.<\/div>\n
<\/div>\n[\/et_pb_text][et_pb_button button_url=\"#14\" button_text=\"r\u00e9szletek\" button_alignment=\"center\" _builder_version=\"4.24.1\" _module_preset=\"default\" custom_button=\"on\" button_text_size=\"1vw\" button_text_color=\"#1c0000\" button_border_width=\"2px\" button_border_radius=\"0px\" button_font=\"Montserrat|500|||||||\" button_icon=\"\uf144||fa||900\" button_on_hover=\"off\" custom_margin=\"||21px||false|false\" custom_padding=\"||||false|false\" button_text_size_tablet=\"1vw\" button_text_size_phone=\"16px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#0a0000\" background_video_mp4=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/09\/wave.mp4\" custom_margin=\"0px||||false|false\" custom_padding=\"130px||0px||false|false\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][dipl_text_animator animated_text=\"Folytatjuk. | Indul a 2. \u00e9vad!\" animation_hold=\"4170ms\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_text_settings_font=\"Montserrat|800|||||||\" global_text_settings_text_align=\"center\" global_text_settings_text_color=\"#FFFFFF\" global_text_settings_font_size=\"58px\" custom_padding=\"91px|||||\" global_colors_info=\"{}\"][\/dipl_text_animator][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_enable_color=\"off\" background_enable_image=\"off\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" background_blend=\"multiply\" width=\"100%\" max_width=\"2560px\" custom_margin=\"167px|auto|0px|auto|false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\" use_background_color_gradient__hover=\"off\" background_color__hover=\"RGBA(255,255,255,0)\" background_enable_color__hover=\"on\" background__hover_enabled=\"on|desktop\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#183d3f\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"44px|40px|32px|40px|false|true\" custom_margin_tablet=\"40px|0px|32px|40px|false|false\" custom_margin_phone=\"40px|30px|32px|30px|false|true\" custom_margin_last_edited=\"on|phone\" animation_style=\"slide\" animation_direction=\"left\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" border_width_bottom=\"2px\" border_color_bottom=\"#F9602C\" global_colors_info=\"{}\"]\n

\u00bb<\/span> Tov\u00e1bbra is szolg\u00e1latban!<\/span><\/h4>\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"41px|40px|49px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

A \u00bbC\u00e9gkassza Podcast\u00ab m\u00e1sodik \u00e9vada 2025 tavasz\u00e1t\u00f3l \u00faj lend\u00fclettel \u00e9s m\u00e9g t\u00f6bb \u00e9rt\u00e9kes tartalommal indul \u00fatj\u00e1ra. Az elm\u00falt id\u0151szak bebizony\u00edtotta, hogy jelent\u0151s ig\u00e9ny van egy olyan hiteles \u00e9s \u00e9rthet\u0151 inform\u00e1ci\u00f3forr\u00e1sra, amely seg\u00edt eligazodni a gazdas\u00e1gi k\u00f6rnyezet v\u00e1ltoz\u00e1saiban. Most m\u00e9g magasabbra tessz\u00fck a l\u00e9cet, \u00e9s tov\u00e1bbra is a magyar mikro-, kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sokat helyezz\u00fck a f\u00f3kuszba!<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"44px|40px|32px|40px|false|true\" custom_margin_tablet=\"40px|0px|32px|40px|false|false\" custom_margin_phone=\"40px|30px|32px|30px|false|true\" custom_margin_last_edited=\"on|phone\" animation_style=\"slide\" animation_direction=\"left\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" border_width_bottom=\"2px\" border_color_bottom=\"#F9602C\" global_colors_info=\"{}\"]\n

\u00bb<\/span> A c\u00e9lok v\u00e1ltozatlanok<\/span><\/h4>\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"47px|40px|69px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

Tov\u00e1bbra is els\u0151 k\u00e9zb\u0151l adunk t\u00e1j\u00e9koztat\u00e1st a v\u00e1llalkoz\u00e1sokat \u00e9rint\u0151 legfontosabb gazdas\u00e1gi aktualit\u00e1sokr\u00f3l, a finansz\u00edroz\u00e1si lehet\u0151s\u00e9gekr\u0151l \u00e9s a piaci trendekr\u0151l. Ugyanakkor nemcsak folytatjuk, hanem fejlesztj\u00fck is a m\u0171sort. A m\u00e1sodik \u00e9vadban \u00faj t\u00e9mak\u00f6r\u00f6ket vesz\u00fcnk g\u00f3rcs\u0151 al\u00e1, m\u00e9g t\u00f6bb sikeres v\u00e1llalkoz\u00f3t \u00e9s elismert szak\u00e9rt\u0151t h\u00edvunk meg, hogy inspir\u00e1ci\u00f3t \u00e9s gyakorlati tud\u00e1st ny\u00fajtsunk hallgat\u00f3inknak.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"44px|40px|32px|40px|false|true\" custom_margin_tablet=\"40px|0px|32px|40px|false|false\" custom_margin_phone=\"40px|30px|32px|30px|false|true\" custom_margin_last_edited=\"on|phone\" animation_style=\"slide\" animation_direction=\"left\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" border_width_bottom=\"2px\" border_color_bottom=\"#183D3F\" global_colors_info=\"{}\"]\n

\u00bb<\/span> M\u00e9g szebben, m\u00e9g jobban, m\u00e9g t\u00f6bbet!<\/span><\/h4>\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"47px|40px|69px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

A m\u00e1sodik \u00e9vad nemcsak tartalm\u00e1ban, hanem vizu\u00e1lisan is szintet l\u00e9p. \u00daj grafikai elemekkel, dinamikusabb v\u00e1g\u00e1ssal \u00e9s l\u00e1tv\u00e1nyosabb k\u00e9pi vil\u00e1ggal tessz\u00fck \u00e9lvezetesebb\u00e9 az epiz\u00f3dokat. Innovat\u00edv, korszer\u0171 eszk\u00f6z\u00f6kkel, a legfrissebb trendek k\u00f6vet\u00e9s\u00e9vel igyeksz\u00fcnk m\u00e9g izgalmasabb\u00e1 \u00e9s m\u00e9g k\u00f6nnyebben fogyaszthat\u00f3bb\u00e1 tenni a m\u0171sort.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"RGBA(255,255,255,0)\" background_enable_image=\"off\" background_blend=\"multiply\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"47px|40px|69px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

Szeretn\u00e9nk tov\u00e1bb b\u0151v\u00edteni a hallgat\u00f3i k\u00f6z\u00f6ns\u00e9get \u00e9s k\u00f6z\u00f6ss\u00e9get, el\u00e9rve m\u00e9g t\u00f6bb v\u00e1llalkoz\u00f3t, d\u00f6nt\u00e9shoz\u00f3t, szakembert \u2013 mindenkit, akit \u00e9rintenek a v\u00e1llalati \u00e9let, a v\u00e1llalkoz\u00e1sok mindennapjai.<\/p>\n

A magyar v\u00e1llalkoz\u00e1sok el\u0151tt folyamatosan \u00faj lehet\u0151s\u00e9gek ny\u00edlnak meg \u2013 a 2025-\u00f6s gazdas\u00e1gi el\u0151rejelz\u00e9sek alapj\u00e1n ez a mondat ebben az \u00e9vben m\u00e9g ink\u00e1bb igaz lesz.<\/p>\n

A \u00bbC\u00e9gkassza Podcast\u00ab m\u00e1sodik \u00e9vad\u00e1ban minden fontos k\u00e9rd\u00e9sre v\u00e1laszt adunk, inspir\u00e1lunk \u00e9s utat mutatunk.<\/p>\n

Tartsanak vel\u00fcnk tov\u00e1bbra is!<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.24.1\" background_color=\"#000000\" custom_margin=\"0px||0px||true|false\" custom_padding=\"0px||0px||true|false\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#0a0a0a\" background_video_mp4=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/09\/wave.mp4\" width=\"100%\" max_width=\"2560px\" custom_padding=\"16px||144px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" header_2_font=\"Montserrat|800|||||||\" header_2_text_color=\"#ffffff\" header_2_font_size=\"38px\" custom_margin=\"113px|||||\" global_colors_info=\"{}\"]\n

Garantiqa Hitelgarancia Zrt.<\/h2>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" disabled_on=\"off|off|off\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#183D3F\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\" background_color__hover=\"#0a0303\" background_enable_color__hover=\"on\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" background_enable_image=\"off\" parallax=\"on\" background_enable_video_mp4=\"off\" custom_padding=\"0px||0px||true|false\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#0a0000\" header_4_font_size=\"30px\" custom_margin=\"81px|40px|32px|40px|false|true\" custom_margin_tablet=\"40px|0px|32px|40px|false|false\" custom_margin_phone=\"40px|30px|32px|30px|false|true\" custom_margin_last_edited=\"on|phone\" animation_style=\"slide\" animation_direction=\"left\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" border_width_bottom=\"2px\" border_color_bottom=\"#FFFFFF\" global_colors_info=\"{}\"]\n

\u00bb<\/span> K\u00f6zel egym\u00e1shoz!<\/h4>\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"39px|40px|32px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

A Garantiqa Hitelgarancia Zrt. a hazai kkv-szektor finansz\u00edroz\u00e1s\u00e1nak egyik legfontosabb szerepl\u0151je. Az \u00e1llami kezess\u00e9gv\u00e1llal\u00e1si tev\u00e9kenys\u00e9ge minden \u00f6t\u00f6dik kkv-hitelhez kapcsol\u00f3dik \u2013\u00a0a munk\u00e1ja p\u00e9ld\u00e1tlanul sikeres \u00e9s eredm\u00e9nyes. A c\u00e9g az MFB Csoport tagjak\u00e9nt v\u00e1llalati hitelhez, garanci\u00e1hoz, l\u00edzing- \u00e9s faktoring \u00fcgyletekhez v\u00e1llal kezess\u00e9get.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"RGBA(255,255,255,0)\" background_video_mp4=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/09\/01.mp4\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0a0a\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"75px|40px|32px|40px|false|true\" custom_margin_tablet=\"40px|0px|32px|0px|false|false\" custom_margin_phone=\"40px|40px|32px|40px|false|true\" custom_margin_last_edited=\"on|phone\" animation_style=\"slide\" animation_direction=\"left\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" border_width_bottom=\"2px\" border_color_bottom=\"#FFFFFF\" global_colors_info=\"{}\"]\n

\u00bb<\/span> K\u00f6z\u00f6s c\u00e9l, k\u00f6z\u00f6s siker!<\/h4>\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"41px|40px|32px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

A Garantiqa k\u00e9szfizet\u0151 kezess\u00e9gv\u00e1llal\u00e1sa lehet\u0151v\u00e9 teszi, hogy olyan \u00e9letk\u00e9pes kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok is forr\u00e1shoz jussanak, amelyeknek nincs elegend\u0151 felaj\u00e1nlhat\u00f3 biztos\u00edt\u00e9kuk, ez\u00e9rt a hitelez\u00e9s\u00fck t\u00falzottan kock\u00e1zatosnak min\u0151s\u00fcl a bankok r\u00e9sz\u00e9r\u0151l.<\/p>\n

A Garantiqa a p\u00e9nzint\u00e9zetekkel \u00e1ll k\u00f6zvetlen kapcsolatban, a v\u00e1llalkoz\u00e1sok a bankok k\u00f6zvet\u00edt\u00e9s\u00e9vel ig\u00e9nyelhetik a kezess\u00e9gv\u00e1llal\u00e1st.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"RGBA(255,255,255,0)\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/woman-speaking-smartphone-floral-shop.jpg\" background_blend=\"luminosity\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" min_height=\"500px\" global_colors_info=\"{}\"][\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" disabled_on=\"off|off|off\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#0a0202\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\" background_color__hover=\"#0a0303\" background_enable_color__hover=\"on\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_enable_color=\"off\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/young-man-working-warehouse-with-boxes.jpg\" background_enable_video_mp4=\"off\" custom_padding=\"0px||0px||true|false\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"78px|40px|32px|40px|false|true\" custom_margin_tablet=\"40px|0px|32px|0px|false|false\" custom_margin_phone=\"40px|40px|32px|40px|false|true\" custom_margin_last_edited=\"on|phone\" animation_style=\"slide\" animation_direction=\"left\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" border_width_bottom=\"2px\" border_color_bottom=\"#FFFFFF\" global_colors_info=\"{}\"]\n

\u00bb<\/span> Egy csal\u00e1d vagyunk!<\/h4>\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"41px|40px|32px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

A Garantiqa tulajdonosa az MFB Bank, amely alapvet\u0151en k\u00fcl\u00f6nb\u00f6z\u0151 felhaszn\u00e1l\u00e1si c\u00e9l\u00fa \u00e9s futamidej\u0171 hitelterm\u00e9keket, valamint az MFB Pontok h\u00e1l\u00f3zat\u00e1n kereszt\u00fcl visszat\u00e9r\u00edtend\u0151 eur\u00f3pai uni\u00f3s forr\u00e1sokat k\u00edn\u00e1l a hazai v\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#183D3F\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"69px|40px|69px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

A bank tulajdon\u00e1ban \u00e1ll\u00f3 egy\u00e9b int\u00e9zm\u00e9nyek t\u00f6bb m\u00e1s finansz\u00edroz\u00e1si eszk\u00f6zt is biztos\u00edtanak a hazai v\u00e1llalkoz\u00e1soknak, \u00edgy a kock\u00e1zatit\u0151ke-befektet\u00e9sekre szakosodott Hiventures, illetve az MFB Invest Befektet\u00e9si \u00e9s Vagyonkezel\u0151 Zrt., a faktoring tev\u00e9kenys\u00e9get k\u00edn\u00e1l\u00f3 MKK Magyar K\u00f6vetel\u00e9skezel\u0151 Zrt., ingatlanok ad\u00e1sv\u00e9tel\u00e9vel, b\u00e9rbead\u00e1s\u00e1val, l\u00e9tes\u00edtm\u00e9ny\u00fczemeltet\u00e9ssel foglalkozik az MFB Ingatlanfejleszt\u0151 Zrt., \u00e9s a fels\u0151oktat\u00e1sban tanul\u00f3 hallgat\u00f3k meg\u00e9lhet\u00e9si, tanulm\u00e1nyi k\u00f6lts\u00e9geihez finansz\u00edroz\u00e1st biztos\u00edt a Di\u00e1khitel K\u00f6zpont Zrt.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_enable_color=\"off\" background_image=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/04\/handshake-businessmen_1098-742.jpg\" parallax=\"on\" background_blend=\"luminosity\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"91px|40px|32px|40px|false|true\" custom_margin_tablet=\"40px|0px|32px|0px|false|false\" custom_margin_phone=\"40px|40px|32px|40px|false|true\" custom_margin_last_edited=\"on|phone\" animation_style=\"slide\" animation_direction=\"left\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" border_width_bottom=\"2px\" border_color_bottom=\"#FFFFFF\" global_colors_info=\"{}\"]\n

\u00bb<\/span>\u00a0Kezesked\u00fcnk siker\u00e9\u00e9rt!<\/h4>\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"41px|40px|32px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

A Garantiqa jelent\u0151sen hozz\u00e1j\u00e1rul a magyar kkv-szektor versenyk\u00e9pess\u00e9g\u00e9nek n\u00f6vel\u00e9s\u00e9hez \u00e9s annak l\u00e1that\u00f3 fejl\u0151d\u00e9s\u00e9hez. Szerepv\u00e1llal\u00e1sa r\u00e9v\u00e9n a bankok nagyobb hajland\u00f3s\u00e1ggal hiteleznek a kisebb v\u00e1llalkoz\u00e1soknak is, amelyek kulcsszerepet j\u00e1tszanak a munkahelyteremt\u00e9sben \u00e9s a gazdas\u00e1gi n\u00f6veked\u00e9sben.<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#0a0000\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_is_popup=\"off\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_dark_close=\"off\" da_not_modal=\"on\" da_is_singular=\"off\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#0a0a0a\" background_video_mp4=\"https:\/\/cegkassza.garantiqa.hu\/wp-content\/uploads\/2025\/09\/wave.mp4\" width=\"100%\" max_width=\"2560px\" custom_padding=\"16px||144px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" header_2_font=\"Montserrat|800|||||||\" header_2_text_color=\"#ffffff\" header_2_font_size=\"38px\" custom_margin=\"113px|||||\" global_colors_info=\"{}\"]\n

Impresszum<\/h2>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" use_custom_gutter=\"on\" gutter_width=\"1\" _builder_version=\"4.17.4\" _module_preset=\"default\" background_color=\"#242424\" width=\"100%\" max_width=\"2560px\" custom_margin=\"||0px||false|false\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|desktop\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"41px|40px|32px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

FELEL\u0150S KIAD\u00d3:<\/span><\/p>\nGarantiqa Hitelgarancia Zrt.\nSzab\u00f3 Istv\u00e1n Attila vez\u00e9rigazgat\u00f3\n\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"41px|40px|32px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\nF\u0150SZERKESZT\u0150:<\/span>\n\nOrosz J\u00f3zsef kommunik\u00e1ci\u00f3s igazgat\u00f3\n\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"41px|40px|55px|40px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\nKAPCSOLAT:<\/span>\n\nGarantiqa Hitelgarancia Zrt.\nwww.garantiqa.hu\nfacebook.com\/garantiqahitelgarancia\ngarantiqa@garantiqa.hu\n\nTelefon: +36 1 444 0100\nFax: +36 1 444 0290\nLevelez\u00e9si c\u00edm: 1443 \u2013 Budapest, Pf.: 200.\n\n[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Popup - #1\" module_id=\"1\" module_class=\"popup dark single\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" da_is_popup=\"on\" da_popup_slug=\"1\" da_is_singular=\"on\" da_dark_close=\"on\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_not_modal=\"on\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row column_structure=\"1_4,1_4,1_2\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px|0px|0px|0px|false|false\" custom_padding=\"0px|0px|0px|0px|false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"48px|30px|48px|30px|true|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" header_4_font_size_tablet=\"30px\" header_4_font_size_phone=\"23px\" header_4_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

#1. epiz\u00f3d<\/strong><\/span><\/p>\n\n

Szab\u00f3 Istv\u00e1n Attila: A kkv-k kil\u00e1t\u00e1sai 2024-ben<\/span><\/strong>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/strong><\/h4>\n

Hogyan is m\u0171k\u00f6dik egy garanciaint\u00e9zm\u00e9ny \u00e9s milyen szerepe van a v\u00e1llalati hitelez\u00e9sben? Milyen hat\u00e1ssal van a jelenlegi gazdas\u00e1gi k\u00f6rnyezet a kkv-szektorra? Milyen kil\u00e1t\u00e1sokkal rendelkeznek a magyar kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok?<\/strong><\/p>\n

T\u00f6bbek k\u00f6z\u00f6tt ezekre a k\u00e9rd\u00e9sekre adott v\u00e1laszt a \u00bbC\u00e9gkassza Podcast\u00ab els\u0151 ad\u00e1s\u00e1ban Szab\u00f3 Istv\u00e1n Attila, a Garantiqa Hitelgarancia Zrt. eln\u00f6k-vez\u00e9rigazgat\u00f3ja. A besz\u00e9lget\u00e9sben a kkv-k helyzet\u00e9vel, valamint a vel\u00fck kapcsolatos \u00e1llami t\u00e1mogat\u00e1s, seg\u00edts\u00e9g szerep\u00e9vel is hangs\u00falyosan foglalkozott a c\u00e9gvezet\u0151.<\/p>\n[\/et_pb_text][et_pb_gallery gallery_ids=\"50,51\" fullwidth=\"on\" _builder_version=\"4.24.1\" _module_preset=\"default\" auto=\"on\" global_colors_info=\"{}\"][\/et_pb_gallery][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"20px|35px|20px|35px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

\u201eA beruh\u00e1z\u00e1si hitelek ir\u00e1nti keresletet val\u00f3j\u00e1ban az optimizmus hajtja a v\u00e1rhat\u00f3 j\u00f6v\u0151beni forgalomn\u00f6veked\u00e9s, az \u00faj piacokra l\u00e9p\u00e9s \u00e9s a technol\u00f3giai fejleszt\u00e9sek szempontj\u00e1b\u00f3l.\u201d<\/em><\/p>\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"30px|30px|9px|30px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

A garanciaint\u00e9zm\u00e9nyek jelent\u0151s szerepet t\u00f6ltenek be a kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok hitelez\u00e9s\u00e9ben, k\u00fcl\u00f6n\u00f6sen a jelenlegi gazdas\u00e1gi helyzetben.<\/p>\n

A hitelgarancia l\u00e9nyege, hogy az \u00e1llam garanci\u00e1t v\u00e1llal a v\u00e1llalkoz\u00e1sok \u00e1ltal felvett hitelek egy r\u00e9sz\u00e9re, \u00e1ltal\u00e1ban 80 sz\u00e1zal\u00e9k\u00e1ra, \u00edgy cs\u00f6kkentve a bankok kock\u00e1zat\u00e1t. Ez a rendszer lehet\u0151v\u00e9 teszi, hogy azok a kkv-k is hitelhez jussanak, amelyek egy\u00e9bk\u00e9nt nem lenn\u00e9nek erre k\u00e9pesek.<\/p>\n

A besz\u00e9lget\u00e9s sor\u00e1n az is elhangzott, hogy a Garantiqa \u00e1ltal v\u00e1llalt kezess\u00e9g nemcsak a v\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra el\u0151ny\u00f6s, hanem a bankszektornak is, mivel nagyobb \u00fcgyf\u00e9lk\u00f6rt \u00e9rhetnek el \u00e9s t\u00f6bb hitelt ny\u00fajthatnak. Emellett az \u00e1llami viszontgarancia r\u00e9v\u00e9n a bankszektor stabilit\u00e1sa is n\u00f6vekszik.<\/p>\n[\/et_pb_text][et_pb_social_media_follow _builder_version=\"4.24.1\" _module_preset=\"default\" text_orientation=\"right\" custom_margin=\"12px|20px|||false|false\" custom_padding=\"8px|20px|||false|false\" filter_saturate=\"150%\" global_colors_info=\"{}\"][et_pb_social_media_follow_network social_network=\"youtube\" url=\"https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"spotify\" url=\"https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"facebook\" url=\"https:\/\/www.facebook.com\/garantiqahitelgarancia\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=J802OD0pz38\" _builder_version=\"4.27.4\" _module_preset=\"default\" module_alignment=\"center\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"30px|60px|30px|60px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

\u201eA kock\u00e1zatv\u00e1llal\u00e1si hajland\u00f3s\u00e1g a k\u00edn\u00e1lati oldalt nagyban befoly\u00e1solja. Nagyon j\u00f3l vizsg\u00e1ztak a bankok ebben, mind a covid, mind a h\u00e1bor\u00fa alatt, ebben nem volt fennakad\u00e1s. A Garantiqa is ez\u00e9rt van itt, ez a szerepe a piacon, hogy a potenci\u00e1lis kock\u00e1zatv\u00e1llal\u00e1si probl\u00e9m\u00e1kat, fesz\u00fclts\u00e9geket oldja.\u201d<\/em><\/p>\n[\/et_pb_text][et_pb_video src=\"https:\/\/youtu.be\/5Lxk5TKIti8\" _builder_version=\"4.24.1\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_video src=\"https:\/\/youtu.be\/QYQc79BbeTE\" _builder_version=\"4.24.1\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Popup - #2\" module_id=\"2\" module_class=\"popup dark single\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" da_is_popup=\"on\" da_popup_slug=\"2\" da_is_singular=\"on\" da_dark_close=\"on\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_not_modal=\"on\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row column_structure=\"1_4,1_4,1_2\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px|0px|0px|0px|false|false\" custom_padding=\"0px|0px|0px|0px|false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"48px|30px|48px|30px|true|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" header_4_font_size_tablet=\"30px\" header_4_font_size_phone=\"23px\" header_4_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

#2. epiz\u00f3d<\/strong><\/span><\/p>\n\n

B\u00f3kay M\u00e1rton: Kkv-finansz\u00edroz\u00e1s \u00e9s egy\u00e9b kih\u00edv\u00e1sok<\/span><\/strong><\/h4>\n

\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/strong><\/h4>\n

A m\u00e1sodik felvon\u00e1s k\u00f6zponti t\u00e9m\u00e1ja a v\u00e1llalati hitelpiac, az ESG-szab\u00e1lyoz\u00e1s fontoss\u00e1ga \u00e9s a kkv-kra vonatkoz\u00f3 leg\u00fajabb trendek voltak. B\u00f3kay M\u00e1rton elmondta, 2025-ben m\u00e1r jelent\u0151sebb n\u00f6veked\u00e9st v\u00e1rnak a gazdas\u00e1gban, illetve rem\u00e9nyeik szerint ez a tendencia az eg\u00e9sz \u00e9vtizedben fennmarad.<\/p>\n

A k\u00f6vetkez\u0151 \u00e9vek az \u00e1tgondolt p\u00e9nz\u00fcgyi strat\u00e9gi\u00e1r\u00f3l sz\u00f3lnak. Fontos lenne a v\u00e1llalkoz\u00f3k gondolkod\u00e1sm\u00f3dj\u00e1n is finom\u00edtani, hogy olyan beruh\u00e1z\u00e1sokra \u00f6sszpontos\u00edtsanak, amelyek hossz\u00fa t\u00e1von hoznak profitot a sz\u00e1mukra \u2013 jelezte a helyettes \u00e1llamtitk\u00e1r.<\/p>\n

[\/et_pb_text][et_pb_gallery gallery_ids=\"52,53\" fullwidth=\"on\" _builder_version=\"4.24.1\" _module_preset=\"default\" auto=\"on\" global_colors_info=\"{}\"][\/et_pb_gallery][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"20px|35px|20px|35px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]<\/p>\n

\u201eNagyon fontos tud\u00e1sb\u0151v\u00edt\u00e9st, mentoringot ig\u00e9nyel a v\u00e1llalkoz\u00e1sokn\u00e1l, hogy meg\u00e9rts\u00e9k, nekik mennyivel t\u00f6bb lehet\u0151s\u00e9g\u00fck lesz, hogyha \u00e9szszer\u0171 m\u00f3don elad\u00f3sodnak. Ez a p\u00e9nz\u00fcgyi tudatoss\u00e1g m\u00e9g hi\u00e1nyzik a magyar KKV-szektorb\u00f3l.\u201d<\/em><\/p>\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"30px|30px|9px|30px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

\u00c9sszer\u0171 elad\u00f3sod\u00e1s? B\u00f3kay M\u00e1rton szerint a legkisebb v\u00e1llalkoz\u00e1sok sokszor m\u00e9g ig\u00e9nyelni sem mernek hitelt. A f\u00e9lelem az elutas\u00edt\u00e1st\u00f3l nagyon jelent\u0151s t\u00e9nyez\u0151 abban, hogy a kkv-szektor ennyire alulhitelezett. Ez m\u00e9lyebb tud\u00e1sb\u0151v\u00edt\u00e9st, mentoringot ig\u00e9nyel a v\u00e1llalkoz\u00e1sokn\u00e1l, hogy meg\u00e9rts\u00e9k a lehet\u0151s\u00e9geik m\u00e9rt\u00e9k\u00e9t abban az esetben, ha \u00e9sszer\u0171 m\u00f3don elad\u00f3sodnak.<\/p>\n

B\u00f3kay M\u00e1rton megjegyezte, a Garantiqa \u00e1ltal v\u00e1llalt kezess\u00e9g nemcsak a v\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra el\u0151ny\u00f6s, hanem a bankszektornak is, mivel nagyobb \u00fcgyf\u00e9lk\u00f6rt \u00e9rhetnek el, \u00e9s t\u00f6bb hitelt ny\u00fajthatnak. Emellett az \u00e1llami viszontgarancia r\u00e9v\u00e9n a bankszektor stabilit\u00e1sa is n\u00f6vekszik.<\/p>\n[\/et_pb_text][et_pb_social_media_follow _builder_version=\"4.24.1\" _module_preset=\"default\" text_orientation=\"right\" custom_margin=\"12px|20px|||false|false\" custom_padding=\"8px|20px|||false|false\" filter_saturate=\"150%\" global_colors_info=\"{}\"][et_pb_social_media_follow_network social_network=\"youtube\" url=\"https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"spotify\" url=\"https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"facebook\" url=\"https:\/\/www.facebook.com\/garantiqahitelgarancia\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=HlGFA2IuOxw\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"30px|60px|30px|60px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

\u201eMindenk\u00e9pp sz\u00fcks\u00e9ges tudatos\u00edtani a v\u00e1llalkoz\u00e1sokban, hogy nem fog mindig rendelkez\u00e9s\u00e9re \u00e1llni vissza nem t\u00e9r\u00edtend\u0151 t\u00e1mogat\u00e1s. Musz\u00e1j a p\u00e9nz\u00fcgyi eszk\u00f6z\u00f6k, a hitelterm\u00e9kek ir\u00e1ny\u00e1ba elmozdulni.\u201d<\/em><\/p>\n[\/et_pb_text][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=NOCK7vKxeL8\" _builder_version=\"4.24.1\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=EFztx3nImFs\" _builder_version=\"4.24.1\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Popup - #3\" module_id=\"3\" module_class=\"popup dark single\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" da_is_popup=\"on\" da_popup_slug=\"3\" da_is_singular=\"on\" da_dark_close=\"on\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_not_modal=\"on\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row column_structure=\"1_4,1_4,1_2\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px|0px|0px|0px|false|false\" custom_padding=\"0px|0px|0px|0px|false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"48px|30px|48px|30px|true|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" header_4_font_size_tablet=\"30px\" header_4_font_size_phone=\"23px\" header_4_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

#3. epiz\u00f3d<\/strong><\/span><\/p>\n\n

Szabados Rich\u00e1rd: V\u00e1ls\u00e1g\u00e1ll\u00f3nak bizonyultak a magyar kkv-k<\/span> <\/strong><\/h4>\n

\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/strong><\/h4>\n

Mi\u00e9rt n\u00e9lk\u00fcl\u00f6zhetetlen a p\u00e9nz\u00fcgyi tudatoss\u00e1g a kkv-k sz\u00e1m\u00e1ra?\nSzabados Rich\u00e1rd szerint jelenleg a v\u00e1ls\u00e1gokb\u00f3l kil\u00e1bal\u00e1s korszak\u00e1t \u00e9lj\u00fck. Ebben a nem t\u00fal h\u00e1l\u00e1s id\u0151szakban pedig a magyar v\u00e1llalkoz\u00e1sok megmutatt\u00e1k, hogy sokkal nagyobb t\u00fal\u00e9l\u0151k, mint ezt gondolhattuk. Ugyanakkor a szak\u00e9rt\u0151 azt is kiemelte, hogy a kedvez\u0151bb\u00e9 alakul\u00f3 gazdas\u00e1gi k\u00f6rnyezetben m\u00e1r tudatosan kell a p\u00e9nz\u00fcgyi strat\u00e9gi\u00e1t fel\u00e9p\u00edteni.<\/p>\n[\/et_pb_text][et_pb_gallery gallery_ids=\"54,55,56\" fullwidth=\"on\" _builder_version=\"4.24.1\" _module_preset=\"default\" auto=\"on\" global_colors_info=\"{}\"][\/et_pb_gallery][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"20px|35px|20px|35px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

\u201eNem mind arany, ami f\u00e9nylik, a csodav\u00e1r\u00e1s ideje jelenleg nem el\u00e9rhet\u0151. Viszont vannak j\u00f3 konstrukci\u00f3k \u00e9s lesznek is m\u00e9g a j\u00f6v\u0151ben, amik tudnak seg\u00edteni nekik.\"<\/em><\/p>\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"30px|30px|9px|30px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

Ugyan a hazai v\u00e1llalati szektor sokkal v\u00e1ls\u00e1g\u00e1ll\u00f3bbnak bizonyult a v\u00e1rtn\u00e1l, de a j\u00f6v\u0151ben m\u00e1r nem lehet csak a vissza nem t\u00e9r\u00edtend\u0151 t\u00e1mogat\u00e1sokra t\u00e1maszkodni.\nK\u00fcl\u00f6nb\u00f6z\u0151 szolg\u00e1ltat\u00e1sok is sz\u00fcks\u00e9gesek lehetnek, p\u00e9ld\u00e1ul c\u00e9g\u00e9rt\u00e9kel\u00e9sek, gener\u00e1ci\u00f3v\u00e1lt\u00e1si t\u00e1mogat\u00e1sok, tan\u00e1csad\u00e1sok az \u00faj eszk\u00f6z\u00f6k beszerel\u00e9s\u00e9hez \u00e9s \u00fczembe helyez\u00e9s\u00e9hez, vagy adatszolg\u00e1ltat\u00e1sokhoz kapcsol\u00f3d\u00f3 seg\u00edts\u00e9gny\u00fajt\u00e1sok.<\/p>\n

Az ESG-eduk\u00e1ci\u00f3val kapcsolatban kiemelte: a strat\u00e9gia, a tudatos szeml\u00e9letform\u00e1l\u00e1s elengedhetetlen a kkv-k sz\u00e1m\u00e1ra. Felm\u00e9r\u00e9sek alapj\u00e1n a kkv-k \u00e9s nagyv\u00e1llalatok felk\u00e9sz\u00fclts\u00e9ge m\u00e9g alacsony, ez\u00e9rt jelent\u0151s fejl\u0151d\u00e9si lehet\u0151s\u00e9gek \u00e1llnak rendelkez\u00e9sre.<\/p>\n[\/et_pb_text][et_pb_social_media_follow _builder_version=\"4.24.1\" _module_preset=\"default\" text_orientation=\"right\" custom_margin=\"12px|20px|||false|false\" custom_padding=\"8px|20px|||false|false\" filter_saturate=\"150%\" global_colors_info=\"{}\"][et_pb_social_media_follow_network social_network=\"youtube\" url=\"https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"spotify\" url=\"https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"facebook\" url=\"https:\/\/www.facebook.com\/garantiqahitelgarancia\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=NO6LDd1qF7o\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"30px|60px|30px|60px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

\u201eA nem t\u00fal messzi j\u00f6v\u0151ben van egy olyan v\u00edzi\u00f3nk is, hogy c\u00e9geket k\u00f6tn\u00e9nk \u00f6ssze, ak\u00e1r besz\u00e1ll\u00edt\u00f3kat, nagyobb c\u00e9gekkel, integr\u00e1torokat k\u00f6zepes c\u00e9gekkel, gyakorlatilag a kereslet-k\u00edn\u00e1latot a piacon lehetne ezzel ir\u00e1ny\u00edtani.\u201d<\/em><\/p>\n[\/et_pb_text][et_pb_video src=\"https:\/\/youtu.be\/zt84t3PmmxY\" _builder_version=\"4.24.1\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_video src=\"https:\/\/youtu.be\/Ex8SIN2ytDo\" _builder_version=\"4.24.1\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Popup - #4\" module_id=\"4\" module_class=\"popup dark single\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" da_is_popup=\"on\" da_popup_slug=\"4\" da_is_singular=\"on\" da_dark_close=\"on\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_not_modal=\"on\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row column_structure=\"1_4,1_4,1_2\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px|0px|0px|0px|false|false\" custom_padding=\"0px|0px|0px|0px|false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"31px|30px|31px|30px|true|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" header_4_font_size_tablet=\"30px\" header_4_font_size_phone=\"23px\" header_4_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

#4. epiz\u00f3d<\/strong><\/span><\/p>\n\n

S\u00fct\u0151 \u00c1gnes: A kibert\u00e1mad\u00e1sok vesz\u00e9lyei \u2013 hogyan el\u0151zhetj\u00fck meg a bajt?<\/span><\/strong>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u00a0<\/strong><\/h4>\n

<\/h4>\n

2024-ben az egyik legnagyobb fenyeget\u00e9st a kiberb\u0171n\u00f6z\u00e9s jelentette a kkv-k sz\u00e1m\u00e1ra is.\nS\u00fct\u0151 \u00c1gnes felh\u00edvta a figyelmet arra, hogy ugyan a p\u00e9nz\u00fcgyekben mindig van id\u0151nk j\u00f3 d\u00f6nt\u00e9st hozni, de p\u00e9nz\u00fcgyi kiberb\u0171ncselekm\u00e9ny eset\u00e9n az els\u0151 teend\u0151nk a bank \u00fcgyf\u00e9lszolg\u00e1lati telefonsz\u00e1m\u00e1nak azonnali \u00e9rtes\u00edt\u00e9se legyen.\nManaps\u00e1g az egyik leg\u00e9get\u0151bb fenyeget\u00e9s egy v\u00e1llalkoz\u00f3 sz\u00e1m\u00e1ra a folyamatosan v\u00e1rhat\u00f3 kibert\u00e1mad\u00e1sok valamely form\u00e1ja.<\/p>\n[\/et_pb_text][et_pb_gallery gallery_ids=\"57,58\" fullwidth=\"on\" _builder_version=\"4.24.1\" _module_preset=\"default\" auto=\"on\" global_colors_info=\"{}\"][\/et_pb_gallery][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"20px|35px|20px|35px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n\u201eP\u00e9nz\u00fcgyekben soha nem \u00e9rdemes semmilyen s\u00fcrget\u00e9sre odafigyelni, a p\u00e9nz\u00fcgyekben mindig van id\u0151nk j\u00f3 d\u00f6nt\u00e9st hozni.\u201d<\/em>\n\n\u201eFokozott tudatoss\u00e1ggal \u00e9s odafigyel\u00e9ssel nagyon sok v\u00e9delmi pajzsot \u00e9p\u00edthet\u00fcnk magunk k\u00f6r\u00e9, \u00e9s ezzel b\u0151s\u00e9gesen megnehez\u00edtj\u00fck a kiberb\u0171n\u00f6z\u0151k es\u00e9lyeit.\u201d<\/em>\n\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"30px|30px|30px|30px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

Kiemelten fontos a digit\u00e1lis l\u00e1bnyomunk cs\u00f6kkent\u00e9se. A lakoss\u00e1gi oldalon \u00e9rkez\u0151 t\u00e1mad\u00e1sokkal sok esetben ak\u00e1r a c\u00e9ges adatainkat is el tudj\u00e1k \u00e9rni \u2013 erre a kkv-vezet\u0151knek is fokozottan kell figyelni\u00fck.\nA kibert\u00e9r vesz\u00e9lyei val\u00f3sak, de tudatos viselked\u00e9ssel \u00e9s megfelel\u0151 v\u00e9delmi int\u00e9zked\u00e9sekkel jelent\u0151sen cs\u00f6kkenthetj\u00fck a kock\u00e1zatokat.<\/p>\n

N\u00e9lk\u00fcl\u00f6zhetetlen a folyamatos \u00f6nk\u00e9pz\u00e9s a kibertudatoss\u00e1g ter\u00e9n, \u00e9s mindig \u00e9bernek kell lenni a digit\u00e1lis vil\u00e1gban \u2013 tette hozz\u00e1 S\u00fct\u0151 \u00c1gnes.<\/p>\n[\/et_pb_text][et_pb_social_media_follow _builder_version=\"4.24.1\" _module_preset=\"default\" text_orientation=\"right\" custom_margin=\"12px|20px|||false|false\" custom_padding=\"8px|20px|||false|false\" filter_saturate=\"150%\" global_colors_info=\"{}\"][et_pb_social_media_follow_network social_network=\"youtube\" url=\"https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"spotify\" url=\"https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"facebook\" url=\"https:\/\/www.facebook.com\/garantiqahitelgarancia\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=XO1fkHapXMc\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"30px|60px|30px|60px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

\u201eAz emberek t\u00f6bb mint 80%-a mindenhol ugyanazt a jelsz\u00f3t haszn\u00e1lja.\u201d<\/em><\/p>\n

\u201eNe csak jelszavunk, hanem jelmondatunk legyen!\u201d\u2003<\/em><\/p>\n[\/et_pb_text][et_pb_video src=\"https:\/\/youtu.be\/fXLf1vmRvNk\" _builder_version=\"4.24.1\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_video src=\"https:\/\/youtu.be\/jWH17TTrUMY\" _builder_version=\"4.24.1\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Popup - #5\" module_id=\"5\" module_class=\"popup dark single\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" da_is_popup=\"on\" da_popup_slug=\"5\" da_is_singular=\"on\" da_dark_close=\"on\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_not_modal=\"on\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row column_structure=\"1_4,1_4,1_2\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px|0px|0px|0px|false|false\" custom_padding=\"0px|0px|0px|0px|false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"31px|30px|31px|30px|true|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" header_4_font_size_tablet=\"30px\" header_4_font_size_phone=\"23px\" header_4_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

#5. epiz\u00f3d<\/strong><\/span><\/p>\n\n

Jelasity Radov\u00e1n: A magyar bankszektor \u00fatja a recesszi\u00f3 ut\u00e1n<\/span><\/strong>\u00a0 \u00a0 \u00a0 \u00a0<\/strong><\/h4>\n

Hogyan k\u00fczd\u00f6tt meg a magyar gazdas\u00e1g a COVID-j\u00e1rv\u00e1ny, a h\u00e1bor\u00fa \u00e9s a recesszi\u00f3 kih\u00edv\u00e1saival? Milyen akad\u00e1lyok \u00e1llnak jelenleg a gazdas\u00e1gi n\u00f6veked\u00e9s el\u0151tt?\nEzekre a k\u00e9rd\u00e9sekre is reag\u00e1lt Jelasity Radov\u00e1n, aki szerint a kkv-szektor \u2013 Eur\u00f3p\u00e1n bel\u00fcl \u2013 Magyarorsz\u00e1gon kapja a legnagyobb m\u00e9rt\u00e9k\u0171 t\u00e1mogat\u00e1st. V\u00e9lem\u00e9nye szerint az infl\u00e1ci\u00f3 \u00e1rny\u00e9k\u00e1ban ez k\u00fcl\u00f6n\u00f6sen nagy seg\u00edts\u00e9g volt abban, hogy a magyar v\u00e1llalkoz\u00e1sok \u00e1tv\u00e9szelj\u00e9k a neh\u00e9z gazdas\u00e1gi k\u00f6r\u00fclm\u00e9nyeket.<\/p>\n[\/et_pb_text][et_pb_gallery gallery_ids=\"59,60,61\" fullwidth=\"on\" _builder_version=\"4.24.1\" _module_preset=\"default\" auto=\"on\" global_colors_info=\"{}\"][\/et_pb_gallery][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"20px|35px|20px|35px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n\u201eMi is l\u00e1tjuk, hogy kett\u00e9szakadt a kkv-szektor. Van, aki bel\u00e1tja, hogy hol van a j\u00f6v\u0151, \u00e9s elindult m\u00e1r abba az ir\u00e1nyba, m\u00e1sok meg m\u00e9g mindig arra v\u00e1rnak, hogy majd valaki beseg\u00edt: \u00e1llam, \u00f6nkorm\u00e1nyzat\u2026 Valakit\u0151l majd kapunk m\u00e9g egy kis p\u00e9nzt, \u00e9s akkor, ahogy eddig, majd a j\u00f6v\u0151ben is valahogy ebb\u0151l ki fogunk l\u00e1balni.\u201d<\/em>\n\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"30px|30px|30px|30px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

A Banksz\u00f6vets\u00e9g eln\u00f6ke \u00fagy l\u00e1tja, amilyen gyorsan felfutott az infl\u00e1ci\u00f3, olyan gyorsan vissza is esett. Azonban az emelked\u00e9s el\u0151tti (egy-k\u00e9t sz\u00e1zal\u00e9kos) szintre vissza\u00e1ll\u00e1shoz hossz\u00fa id\u0151, sok energia \u00e9s p\u00e9nz is sz\u00fcks\u00e9ges lesz. Hozz\u00e1tette, kev\u00e9s olyan int\u00e9zm\u00e9ny van \u2013 f\u0151leg a bankszektorban \u2013, amelynek ilyen m\u00e9rt\u00e9kben siker\u00fclt volna n\u00f6vekedni az ut\u00f3bbi 3-5 \u00e9vben, mint ahogy a Garantiq\u00e1nak.<\/p>\n

A szakember a banki hitelez\u00e9s jelenlegi helyzete mellett r\u00e1vil\u00e1g\u00edtott a kkv-k sz\u00e1m\u00e1ra kulcsfontoss\u00e1g\u00fa automatiz\u00e1ci\u00f3 \u00e9s p\u00e9nz\u00fcgyi digitaliz\u00e1ci\u00f3 szerep\u00e9re is.\nElmondta azt is, a hazai bankszektor \u00f6r\u00fclne a legjobban, ha sokkal t\u00f6bb lenne a piacon alapul\u00f3 hitelez\u00e9s.<\/p>\n[\/et_pb_text][et_pb_social_media_follow _builder_version=\"4.24.1\" _module_preset=\"default\" text_orientation=\"right\" custom_margin=\"12px|20px|||false|false\" custom_padding=\"8px|20px|||false|false\" filter_saturate=\"150%\" global_colors_info=\"{}\"][et_pb_social_media_follow_network social_network=\"youtube\" url=\"https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"spotify\" url=\"https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"facebook\" url=\"https:\/\/www.facebook.com\/garantiqahitelgarancia\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=IZBFZPlBx9s\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"30px|60px|30px|60px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

\u201eSzerintem j\u00f3, hogyha Magyarorsz\u00e1gon mindenki tudat\u00e1ban van annak, hogy nincs m\u00e9g egy orsz\u00e1g minimum Eur\u00f3p\u00e1ban, ahol nagyobb m\u00e9rt\u00e9kben \u00e9s b\u0151kez\u0171bben t\u00e1mogatn\u00e1 a korm\u00e1ny a kkv-kat, mint Magyarorsz\u00e1gon.\u201d<\/em><\/p>\n[\/et_pb_text][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=PendUCQz3JQ\" _builder_version=\"4.24.1\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=VOMuh2MOEnM\" _builder_version=\"4.24.1\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Popup - #6\" module_id=\"6\" module_class=\"popup dark single\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" da_is_popup=\"on\" da_popup_slug=\"6\" da_is_singular=\"on\" da_dark_close=\"on\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_not_modal=\"on\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row column_structure=\"1_4,1_4,1_2\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px|0px|0px|0px|false|false\" custom_padding=\"0px|0px|0px|0px|false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"31px|30px|31px|30px|true|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" header_4_font_size_tablet=\"30px\" header_4_font_size_phone=\"23px\" header_4_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

#6. epiz\u00f3d<\/strong><\/span><\/p>\n\n

Juh\u00e1sz Attila: Az \u00e9p\u00edt\u0151ipar kih\u00edv\u00e1sai \u00e9s a probl\u00e9m\u00e1k megold\u00e1sai<\/span><\/strong>\u00a0 \u00a0 \u00a0<\/span>\u00a0<\/strong><\/h4>\n

Mikor indul el a kil\u00e1bal\u00e1s id\u0151szaka az \u00e9p\u00edt\u0151iparban? Mikorra v\u00e1rhat\u00f3, hogy az \u00e1llam visszat\u00e9r, mint megrendel\u0151? Mi\u00e9rt sz\u00fcks\u00e9ges konkr\u00e9t primer energi\u00e1t megtakar\u00edtani a h\u00e1ztart\u00e1soknak?\nUgyan nem a legjobb id\u0151szak\u00e1t \u00e9li a hazai \u00e9p\u00edt\u0151ipar, de m\u00e1r l\u00e1that\u00f3 a f\u00e9ny az alag\u00fat v\u00e9g\u00e9n \u2013 mondta el a \u00bbC\u00e9gkassza Podcast\u00ab 6. ad\u00e1s\u00e1ban Juh\u00e1sz Attila, aki szerint ebben a neh\u00e9z ipar\u00e1gi k\u00f6rnyezetben ki\u00e9lezett versenyhelyzetet tapasztalhatunk. Ennek k\u00f6sz\u00f6nhet\u0151en a kor\u00e1bbin\u00e1l kisebb volumen\u0171 megrendel\u00e9seket is elv\u00e1llalnak a nagyobb piaci szerepl\u0151k.<\/p>\n[\/et_pb_text][et_pb_gallery gallery_ids=\"62,63,64,65\" fullwidth=\"on\" _builder_version=\"4.24.1\" _module_preset=\"default\" auto=\"on\" global_colors_info=\"{}\"][\/et_pb_gallery][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"20px|35px|20px|35px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n\u201eMi azt tapasztaljuk, hogy k\u00fcl\u00f6n\u00f6sen az elm\u00falt m\u00e1sf\u00e9l \u00e9vben, amikor az \u00e9p\u00edt\u0151ipar nem a legjobb arc\u00e1t mutatja a finansz\u00edroz\u00f3k ir\u00e1ny\u00e1ba, k\u00fcl\u00f6n\u00f6sen fel\u00e9rt\u00e9kel\u0151dik egy Garantiq\u00e1nak a szerepe. A saj\u00e1t beruh\u00e1z\u00e1sainkn\u00e1l is azt l\u00e1tjuk, hogy a Garantiqa m\u00f6g\u00e9 \u00e1llt. Azokat a t\u00edpus\u00fa beruh\u00e1z\u00e1sokat nem tudtuk volna megejteni, ha nincs a Garantiqa, a hitelgarancia. Nagyon j\u00f3nak \u00e9rt\u00e9kelj\u00fck, \u00e9s k\u00f6sz\u00f6nj\u00fck, hogy seg\u00edtettek ebben minket!\u201d<\/em>\n\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"30px|30px|30px|30px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

Az \u00e1llami beruh\u00e1z\u00e1sok m\u00e9rt\u00e9ke jelent\u0151sen visszaesett, t\u00f6bbek k\u00f6z\u00f6tt emiatt sem a legjobb id\u0151szak\u00e1t \u00e9li a hazai \u00e9p\u00edt\u0151ipar. Ugyanakkor a k\u00fcl\u00f6nb\u00f6z\u0151, a lakoss\u00e1got is \u00e9rint\u0151 lehet\u0151s\u00e9gek fel\u00e9rt\u00e9kel\u0151dnek, ilyen p\u00e9ld\u00e1ul az Otthonfel\u00faj\u00edt\u00e1si Program.\nAz \u00e9p\u00edt\u0151anyag-keresked\u0151k \u00e9s a v\u00e1llalkoz\u00f3k sz\u00e1m\u00e1ra a legnagyobb kih\u00edv\u00e1s az, hogy hogyan alkalmazkodjanak a megv\u00e1ltozott piaci k\u00f6r\u00fclm\u00e9nyekhez, \u00e9s hogyan tudj\u00e1k kihaszn\u00e1lni az \u00e1llami programok \u00e1ltal ny\u00fajtott lehet\u0151s\u00e9geket.<\/p>\n[\/et_pb_text][et_pb_social_media_follow _builder_version=\"4.24.1\" _module_preset=\"default\" text_orientation=\"right\" custom_margin=\"12px|20px|||false|false\" custom_padding=\"8px|20px|||false|false\" filter_saturate=\"150%\" global_colors_info=\"{}\"][et_pb_social_media_follow_network social_network=\"youtube\" url=\"https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"spotify\" url=\"https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"facebook\" url=\"https:\/\/www.facebook.com\/garantiqahitelgarancia\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=rSPhyCTyRao\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"30px|60px|30px|60px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

\u201eHa kivet\u00edtj\u00fck ezt az \u00e9p\u00edt\u0151anyag-beszerz\u00e9sre \u00e9s a szakemberek kiv\u00e1laszt\u00e1s\u00e1ra, mindenhol els\u0151 k\u00f6rben a referencia az, ami a legfontosabb. B\u00e1tran k\u00e9rdezzenek a bar\u00e1ti k\u00f6rben, ismeretts\u00e9gi k\u00f6rben, referenci\u00e1k ut\u00e1n.\u201d<\/em><\/p>\n[\/et_pb_text][et_pb_video src=\"https:\/\/youtu.be\/r0olXPfXH5w\" _builder_version=\"4.24.1\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_video src=\"https:\/\/youtu.be\/4GieEBd74SQ\" _builder_version=\"4.24.1\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Popup - #7\" module_id=\"7\" module_class=\"popup dark single\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" da_is_popup=\"on\" da_popup_slug=\"7\" da_is_singular=\"on\" da_dark_close=\"on\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_not_modal=\"on\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row column_structure=\"1_4,1_4,1_2\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px|0px|0px|0px|false|false\" custom_padding=\"0px|0px|0px|0px|false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"31px|30px|31px|30px|true|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" header_4_font_size_tablet=\"30px\" header_4_font_size_phone=\"23px\" header_4_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

#7. epiz\u00f3d<\/strong><\/span><\/p>\n\n

\u00c1cs Zolt\u00e1n: A bankok \u00e9s a fintech c\u00e9gek sz\u00f6vets\u00e9ge<\/span><\/strong>\u00a0 \u00a0<\/span>\u00a0<\/strong><\/h4>\n

Hogyan reag\u00e1lnak az \u00fcgyfelek a bankok \u00e9s a fintech c\u00e9gek k\u00eds\u00e9rletez\u00e9seire? Hogyan form\u00e1lja \u00e1t a fintech a p\u00e9nz\u00fcgyi szektort?\nA fintech, vagyis a p\u00e9nz\u00fcgyi technol\u00f3gia egyre jelent\u0151sebb ipar\u00e1gg\u00e1 v\u00e1lik. M\u00e1ra a fintech c\u00e9gek \u00e9s a bankok k\u00f6z\u00f6tti egy\u00fcttm\u0171k\u00f6d\u00e9s szorosabb\u00e1 v\u00e1lt, mivel a bankok felismert\u00e9k az innov\u00e1ci\u00f3k sz\u00fcks\u00e9gess\u00e9g\u00e9t. A szab\u00e1lyoz\u00e1s ter\u00e9n fontos kih\u00edv\u00e1sok mer\u00fclnek fel, hiszen a fintech c\u00e9gek sokszor sz\u00fcrke ter\u00fcleteken m\u0171k\u00f6dnek.<\/p>\n[\/et_pb_text][et_pb_gallery gallery_ids=\"66,67,68,69\" fullwidth=\"on\" _builder_version=\"4.24.1\" _module_preset=\"default\" auto=\"on\" global_colors_info=\"{}\"][\/et_pb_gallery][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"20px|35px|20px|35px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n\u201eA bankokt\u00f3l kev\u00e9sb\u00e9 fogadja el egy \u00fcgyf\u00e9l, ha k\u00eds\u00e9rletezik, \u00e9s az nem siker\u00fcl. A fintecht\u0151l sokkal jobban elfogadj\u00e1k. A bankn\u00e1l minden m\u0171k\u00f6dj\u00f6n! Ez az elv\u00e1r\u00e1s.\u201d<\/em>\n\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"30px|30px|30px|30px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

A bankol\u00e1s mindig vesz\u00e9lyes \u00fczem volt, hiszen a bizalom \u00e9s a biztons\u00e1g k\u00e9z a k\u00e9zben j\u00e1rnak.\nSenki sem akarja kock\u00e1ztatni a p\u00e9nz\u00e9t. Ha pedig nincs meg a biztons\u00e1g\u00e9rzet, a bizalom azonnal szertefoszlik \u2013 v\u00e9li \u00c1cs Zolt\u00e1n, aki a \u00bbC\u00e9gkassza Podcast\u00ab felv\u00e1zolta a p\u00e9nz\u00fcgyi technol\u00f3gi\u00e1val foglalkoz\u00f3 c\u00e9gek magyarorsz\u00e1gi elterjed\u00e9s\u00e9nek f\u00e1zisait is.\nA bankokt\u00f3l kev\u00e9sb\u00e9 toler\u00e1lj\u00e1k az emberek a hib\u00e1kat, m\u00edg a p\u00e9nz\u00fcgyi technol\u00f3gi\u00e1kat fejleszt\u0151 c\u00e9geknek sokkal t\u00f6bb mozg\u00e1ster\u00fck van, hiszen sokszor m\u00e9g szab\u00e1lyozatlan t\u00e9rben ny\u00fajtanak szolg\u00e1ltat\u00e1st.\nAz ad\u00e1sban sz\u00f3 esett t\u00f6bbek k\u00f6z\u00f6tt arr\u00f3l is, milyen kih\u00edv\u00e1sokat tartogat az eur\u00f3pai szab\u00e1lyoz\u00e1si k\u00f6rnyezet a p\u00e9nz\u00fcgyi innov\u00e1ci\u00f3k sz\u00e1m\u00e1ra. Emellett a besz\u00e9lget\u00e9s t\u00e9m\u00e1ja volt m\u00e9g a hazai kkv-k sz\u00e1m\u00e1ra k\u00edn\u00e1lt fintech megold\u00e1sok, a BNPL-lehet\u0151s\u00e9gek \u00e9s az ipar\u00e1g magyarorsz\u00e1gi helyzete is.<\/p>\n[\/et_pb_text][et_pb_social_media_follow _builder_version=\"4.24.1\" _module_preset=\"default\" text_orientation=\"right\" custom_margin=\"12px|20px|||false|false\" custom_padding=\"8px|20px|||false|false\" filter_saturate=\"150%\" global_colors_info=\"{}\"][et_pb_social_media_follow_network social_network=\"youtube\" url=\"https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"spotify\" url=\"https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"facebook\" url=\"https:\/\/www.facebook.com\/garantiqahitelgarancia\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=f95asAA47T0\" _builder_version=\"4.24.1\" _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"30px|60px|30px|60px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

\u201eAz\u00e9rt h\u00edvj\u00e1k bank\u00fczemnek, mert az \u00fczem az mindig vesz\u00e9lyes. Vesz\u00e9lyes \u00fczem, a bankol\u00e1s az az, a p\u00e9nzemet biztons\u00e1gban akarom tudni. Azonnal elillan a bizalom, ha nincs biztons\u00e1gban a p\u00e9nzem! Ez mindenek felett l\u00e9v\u0151, a rendszereknek j\u00f3l kell m\u0171k\u00f6dni\u00fck.\u201d<\/em><\/p>\n[\/et_pb_text][et_pb_video src=\"https:\/\/youtu.be\/nRjYZzFIRNQ\" _builder_version=\"4.24.1\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=CqH_VVEtcX4\" _builder_version=\"4.24.1\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Popup - #8\" module_id=\"8\" module_class=\"popup dark single\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" da_is_popup=\"on\" da_popup_slug=\"8\" da_is_singular=\"on\" da_dark_close=\"on\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_not_modal=\"on\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row column_structure=\"1_4,1_4,1_2\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px|0px|0px|0px|false|false\" custom_padding=\"0px|0px|0px|0px|false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"31px|30px|31px|30px|true|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" header_4_font_size_tablet=\"30px\" header_4_font_size_phone=\"23px\" header_4_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

#8. epiz\u00f3d<\/strong><\/span><\/p>\n

Kisgergely Korn\u00e9l: Magyar kkv-k a nemzetk\u00f6zi piacokon<\/span><\/strong>\u00a0<\/span>\u00a0<\/strong><\/p>\n

A magyar export 90 sz\u00e1zal\u00e9ka az Eur\u00f3pai Uni\u00f3ba ir\u00e1nyul \u2013 az EXIM Magyarorsz\u00e1g vez\u00e9rigazgat\u00f3ja szerint ezen az ar\u00e1nyon lehet finom\u00edtani, de r\u00f6vid t\u00e1von \u00f3ri\u00e1si \u00e1trendez\u0151d\u00e9sre nem sz\u00e1m\u00edt.\nA k\u00f6zgazd\u00e1szok hossz\u00fa \u00e9veken kereszt\u00fcl \u00fagy tekintettek az iparpolitik\u00e1ra, mint egy elavult, r\u00e9gi maradv\u00e1nyra. Manaps\u00e1g viszont ism\u00e9t komolyan az \u201easztalra ker\u00fclt\u201d, \u00e9s m\u00e1r m\u00e1s megvil\u00e1g\u00edt\u00e1sban vizsg\u00e1lj\u00e1k a belf\u00f6ldi ipar v\u00e9delm\u00e9t \u00e9s fejleszt\u00e9s\u00e9t.<\/p>\n[\/et_pb_text][et_pb_gallery gallery_ids=\"70,71\" fullwidth=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" auto=\"on\" global_colors_info=\"{}\"][\/et_pb_gallery][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"20px|35px|20px|35px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n\u201eA mi term\u00e9keink nagyon j\u00f3l kieg\u00e9sz\u00edtik egym\u00e1st. Mi adjuk a kedvez\u0151 felt\u00e9telekkel rendelkez\u0151 finansz\u00edroz\u00e1st, a Garantiqa elviszi a kock\u00e1zatnak egy jelent\u0151s r\u00e9sz\u00e9t, de \u00edgy is el\u00e9g marad a kereskedelmi bankokn\u00e1l, hogy prudens m\u00f3don v\u00e1lassz\u00e1k meg a c\u00e9geket, ahova ez a finansz\u00edroz\u00e1s eljut. Teh\u00e1t nagyon j\u00f3l \u00f6sszehangoljuk a tev\u00e9kenys\u00e9g\u00fcnket.\u201d<\/em>\n\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"30px|30px|30px|30px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

Kisgergely Korn\u00e9l elmondta, mi\u00e9rt kulcsfontoss\u00e1g\u00fa az export a hazai v\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra, \u00e9s hogyan seg\u00edthetnek abban, hogy a magyar c\u00e9gek ak\u00e1r region\u00e1lis multinacion\u00e1lis v\u00e1llalatokk\u00e1 v\u00e1ljanak.\nA gazdas\u00e1gpolitika minden eszk\u00f6zzel t\u00e1mogatja a sikeres magyar c\u00e9geket abban, hogy pr\u00f3b\u00e1ljanak meg region\u00e1lis v\u00e1llalatt\u00e1 v\u00e1lni.\nAz EXIM Magyarorsz\u00e1g nemcsak a nagyv\u00e1llalatoknak, hanem a kkv-knak is ny\u00fajt finansz\u00edroz\u00e1si lehet\u0151s\u00e9geket, a kereskedelmi bankokkal egy\u00fcttm\u0171k\u00f6dve seg\u00edt a v\u00e1llalatoknak a sz\u00fcks\u00e9ges beruh\u00e1z\u00e1sok finansz\u00edroz\u00e1s\u00e1ban \u2013 emelte ki Kisgergely Korn\u00e9l.<\/p>\n[\/et_pb_text][et_pb_social_media_follow _builder_version=\"4.24.1\" _module_preset=\"default\" text_orientation=\"right\" custom_margin=\"12px|20px|||false|false\" custom_padding=\"8px|20px|||false|false\" filter_saturate=\"150%\" global_colors_info=\"{}\"][et_pb_social_media_follow_network social_network=\"youtube\" url=\"https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"spotify\" url=\"https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"facebook\" url=\"https:\/\/www.facebook.com\/garantiqahitelgarancia\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=ZB2Q04Leg9k\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"30px|60px|30px|60px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

\u201eAz elektromos aut\u00f3z\u00e1sban van egy elbizonytalanod\u00e1s, hogy ennek az elterjed\u00e9se mennyire lesz gyors. Szerintem abban nincs elbizonytalanod\u00e1s, hogy ez lesz a j\u00f6v\u0151 technol\u00f3gi\u00e1ja \u00e9s id\u0151vel teljesen ki fogja v\u00e1ltani a bels\u0151 \u00e9g\u00e9s\u0171 motorokat. De most m\u00e1r egy konzervat\u00edvabb k\u00e9p van el\u0151tt\u00fcnk, hogy ennek a kifut\u00e1sa mennyire lehet gyors.\u201d<\/em><\/p>\n[\/et_pb_text][et_pb_video src=\"https:\/\/youtu.be\/ErDi1psuVRA\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_video src=\"https:\/\/youtu.be\/YwGv5mw-Lns\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Popup - #9\" module_id=\"9\" module_class=\"popup dark single\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" da_is_popup=\"on\" da_popup_slug=\"9\" da_is_singular=\"on\" da_dark_close=\"on\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_not_modal=\"on\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row column_structure=\"1_4,1_4,1_2\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px|0px|0px|0px|false|false\" custom_padding=\"0px|0px|0px|0px|false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"31px|30px|31px|30px|true|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" header_4_font_size_tablet=\"30px\" header_4_font_size_phone=\"23px\" header_4_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

#9. epiz\u00f3d<\/strong><\/span><\/p>\n

Erd\u0151s Mih\u00e1ly:<\/span> Hogyan seg\u00edthetik a biztos\u00edt\u00e1sok a magyar kkv-kat? <\/span>\u00a0<\/strong><\/p>\n

Mennyire van benne a magyar t\u00e1rsadalomban az a kult\u00fara, hogy biztos\u00edtsuk a vagyont\u00e1rgyainkat, szeretteinket, vagy ak\u00e1r saj\u00e1t magunkat?\nA MABISZ eln\u00f6ke szerint a k\u00fcl\u00f6nb\u00f6z\u0151 biztos\u00edt\u00e1sok megk\u00f6t\u00e9se nem jelenik meg egyik \u00e9vr\u0151l a m\u00e1sikra a hazai mindennapokban.\nMagyarorsz\u00e1gon alacsony a biztos\u00edt\u00e1si penetr\u00e1ci\u00f3, ami komoly kock\u00e1zatot jelent a kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra.<\/p>\n[\/et_pb_text][et_pb_gallery gallery_ids=\"72,73\" fullwidth=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" auto=\"on\" global_colors_info=\"{}\"][\/et_pb_gallery][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"20px|35px|20px|35px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n\u201eHa arr\u00f3l van sz\u00f3, mondjuk egy alulbiztos\u00edtotts\u00e1gi helyzetben, hogy dr\u00e1gul a biztos\u00edt\u00e1s, mert egy\u00e9bk\u00e9nt k\u00f6zben az az \u00f6sszeg, amit a k\u00e1resetben kifizet egy biztos\u00edt\u00f3, akkor sz\u00e1momra az nem dr\u00e1gul\u00e1s, az azt jelenti, hogy egy \u00e9rt\u00e9kn\u00f6veked\u00e9s t\u00f6rt\u00e9nik. Mert valamivel t\u00f6bb\u00e9rt t\u00f6bbet kapok.\u201d\n\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"30px|30px|1px|30px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

Egy v\u00e1ratlan esem\u00e9ny ak\u00e1r a teljes m\u0171k\u00f6d\u00e9st is vesz\u00e9lyeztetheti, ha nincs megfelel\u0151 v\u00e9delem. A v\u00e1llalkoz\u00e1soknak k\u00fcl\u00f6n\u00f6sen fontos, hogy optimaliz\u00e1lj\u00e1k biztos\u00edt\u00e1si fedezet\u00fcket, \u00e9s \u00edgy v\u00e9dj\u00e9k meg magukat a neh\u00e9z gazdas\u00e1gi helyzetben is.\nErd\u0151s Mih\u00e1ly felh\u00edvta arra is a figyelmet, hogy az \u00e9rt\u00e9kn\u00f6veked\u00e9s nem egyenl\u0151 a dr\u00e1gul\u00e1ssal. Amikor szerz\u0151d\u00e9st k\u00f6t\u00fcnk, akkor kiemelten fontos, hogy a biztos\u00edt\u00e1s val\u00f3ban a megfelel\u0151 \u00f6sszeggel fedezze az adott kock\u00e1zatot. A j\u00f3 k\u00e1rrendez\u00e9s pedig m\u00e1r a megfelel\u0151 \u00e9rt\u00e9kes\u00edt\u00e9ssel elkezd\u0151dik. Gondoskodjunk arr\u00f3l, hogy val\u00f3di \u00e9rt\u00e9ket k\u00e9pviseljen a biztos\u00edt\u00e1sunk, \u00e9s v\u00e9djen meg minket a v\u00e1ratlan helyzetekben!\nAz elm\u00falt \u00e9vekben egyre t\u00f6bb kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1s ismeri fel, hogy az eg\u00e9szs\u00e9gbiztos\u00edt\u00e1s nem csup\u00e1n egy extra k\u00f6lts\u00e9g, hanem egy befektet\u00e9s a munkav\u00e1llal\u00f3k eg\u00e9szs\u00e9g\u00e9be \u00e9s el\u00e9gedetts\u00e9g\u00e9be.<\/p>\n[\/et_pb_text][et_pb_social_media_follow _builder_version=\"4.24.1\" _module_preset=\"default\" text_orientation=\"right\" custom_margin=\"12px|20px|||false|false\" custom_padding=\"8px|20px|||false|false\" filter_saturate=\"150%\" global_colors_info=\"{}\"][et_pb_social_media_follow_network social_network=\"youtube\" url=\"https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"spotify\" url=\"https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"facebook\" url=\"https:\/\/www.facebook.com\/garantiqahitelgarancia\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=bqBNZf4m6x0\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"30px|60px|30px|60px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

\u201eOlyan \u00fcgyfelekn\u00e9l, ahol m\u00e1r n\u00e9h\u00e1ny \u00e9ve van eg\u00e9szs\u00e9gbiztos\u00edt\u00e1s, olyannyira be\u00e9p\u00fcl a munkav\u00e1llal\u00f3i v\u00e1rakoz\u00e1sba \u00e9s ig\u00e9nybe, hogy ez az egyik legkev\u00e9sb\u00e9 gyakori elem, ahol a v\u00e1llalatok k\u00f6lts\u00e9get tudnak, akarnak cs\u00f6kkenteni, mert azonnal megtapasztalj\u00e1k a munkav\u00e1llal\u00f3knak az el\u00e9gedetlens\u00e9g\u00e9t.\u201d<\/p>\n[\/et_pb_text][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=QaAVHXo5Pbs\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_video src=\"https:\/\/youtu.be\/B4e-4VLbE5s\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Popup - #10\" module_id=\"10\" module_class=\"popup dark single\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" da_is_popup=\"on\" da_popup_slug=\"10\" da_is_singular=\"on\" da_dark_close=\"on\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_not_modal=\"on\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row column_structure=\"1_4,1_4,1_2\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px|0px|0px|0px|false|false\" custom_padding=\"0px|0px|0px|0px|false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"31px|30px|31px|30px|true|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" header_4_font_size_tablet=\"30px\" header_4_font_size_phone=\"23px\" header_4_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

#10. epiz\u00f3d<\/strong><\/span><\/p>\n

N\u00f3gr\u00e1di J\u00f3zsef:<\/span> A hazai munkaer\u0151-piac helyzet\u00e9r\u0151l <\/span>\u00a0<\/strong><\/p>\n

Hogyan tudjuk hazacs\u00e1b\u00edtani a k\u00fclf\u00f6ld\u00f6n tapasztalatot szerzett magyar munkav\u00e1llal\u00f3kat annak \u00e9rdek\u00e9ben, hogy megszerzett tud\u00e1sukat itthon kamatoztass\u00e1k? Hogyan k\u00fczdenek a magyar kkv-k a n\u00f6vekv\u0151 b\u00e9rig\u00e9nyekkel \u00e9s a munkaer\u0151hi\u00e1nnyal?\nN\u00f3gr\u00e1di J\u00f3zsef a \u00bbC\u00e9gkassza Podcast\u00ab 10. ad\u00e1s\u00e1ban arr\u00f3l besz\u00e9lt, mik\u00e9nt v\u00e1ltak v\u00e1ls\u00e1g\u00e1ll\u00f3v\u00e1 a magyar piaci szerepl\u0151k az elm\u00falt \u00e9vekben annak ellen\u00e9re, hogy \u00e9vr\u0151l \u00e9vre v\u00e1ls\u00e1gb\u00f3l v\u00e1ls\u00e1gba l\u00e9p\u00fcnk.\n\u00c9vente t\u00f6bb mint egymilli\u00f3 ember v\u00e1lt munkahelyet haz\u00e1nkban, ez a felgyorsult munkaer\u0151piaci dinamika jelent\u0151s kih\u00edv\u00e1st jelent minden c\u00e9gvezet\u0151 sz\u00e1m\u00e1ra.\u00a0A Trenkwalder kereskedelmi igazgat\u00f3ja kifejtette a v\u00e9lem\u00e9ny\u00e9t arr\u00f3l is, milyen lehet\u0151s\u00e9gekkel \u00e9s kih\u00edv\u00e1sokkal n\u00e9znek szembe a hazai v\u00e1llalkoz\u00e1sok ebben a glob\u00e1lis versenyben.<\/p>\n[\/et_pb_text][et_pb_gallery gallery_ids=\"74,75,76\" fullwidth=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" auto=\"on\" global_colors_info=\"{}\"][\/et_pb_gallery][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"20px|35px|20px|35px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n\u201eA kkv-nak nem marad m\u00e1s lehet\u0151s\u00e9ge, mint hogy felk\u00e9sz\u00fclj\u00f6n erre a vil\u00e1gra, ahol \u0151 annak \u00e9rdek\u00e9ben, hogy be tudjon csatlakozni ebbe az \u00e9rt\u00e9kl\u00e1ncba, vagy technol\u00f3giai fejleszt\u00e9st kell v\u00e9grehajtson, vagy olyan szakembereket kell alkalmazzon, aki erre felk\u00e9sz\u00edti az \u0151 v\u00e1llalkoz\u00e1s\u00e1t.\u201d\n\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"30px|30px|1px|30px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

Az elv\u00e1ndorl\u00e1s k\u00e9rd\u00e9se mellett sz\u00f3 esett arr\u00f3l is, hogy a kkv-k hogyan tudnak helyt\u00e1llni a folyamatosan jelentkez\u0151 kih\u00edv\u00e1sok k\u00f6zepette. Ebben k\u00e9t lehet\u0151s\u00e9g is adott: a technol\u00f3giai fejleszt\u00e9s \u00e9s a legjobb szakemberek bevon\u00e1sa. A magyar munkaer\u0151piac ki\u00e9lezett versenye arra k\u00e9szteti a c\u00e9geket, hogy \u00faj strat\u00e9gi\u00e1kat tal\u00e1ljanak munkav\u00e1llal\u00f3ik megtart\u00e1s\u00e1ra \u00e9s a munkaer\u0151hi\u00e1ny kezel\u00e9s\u00e9re.\nA b\u00e9remel\u00e9si ig\u00e9nyek, az infl\u00e1ci\u00f3s nyom\u00e1s \u00e9s a gener\u00e1ci\u00f3s elv\u00e1r\u00e1sok k\u00f6zepette a hossz\u00fat\u00e1v\u00fa karrierlehet\u0151s\u00e9gek \u00e9s a technol\u00f3giai fejleszt\u00e9sek j\u00e1tszhatnak kulcsszerepet a kkv-k j\u00f6v\u0151j\u00e9ben. A c\u00e9gek egyre ink\u00e1bb felismerik a k\u00f6z\u00f6ss\u00e9gi m\u00e9dia jelenl\u00e9t fontoss\u00e1g\u00e1t. A rugalmas munkaid\u0151 \u00e9s a digit\u00e1lis eszk\u00f6z\u00f6k haszn\u00e1lata olyan t\u00e9nyez\u0151k, amelyek hossz\u00fa t\u00e1von is elk\u00f6telezett\u00e9 tehetik a fiatal gener\u00e1ci\u00f3t, \u00e9s a megtart\u00e1suk seg\u00edtheti a v\u00e1llalatokat a versenyk\u00e9pess\u00e9g\u00fck megtart\u00e1s\u00e1ban a munkaer\u0151piacon.\nA v\u00e1llalatoknak \u00e9rdemes a robotiz\u00e1ci\u00f3, illetve az automatiz\u00e1ci\u00f3 ir\u00e1ny\u00e1ba mozdulniuk, hogy l\u00e9p\u00e9st tartsanak a piac ig\u00e9nyeivel. Ez hosszabb t\u00e1von lehet\u0151v\u00e9 teszi, hogy magasabb hozz\u00e1adott \u00e9rt\u00e9ket teremtsenek, illetve cs\u00f6kkents\u00e9k a munkab\u00e9rek \u00e1ltal okozott k\u00f6lts\u00e9geket.<\/p>\n[\/et_pb_text][et_pb_social_media_follow _builder_version=\"4.24.1\" _module_preset=\"default\" text_orientation=\"right\" custom_margin=\"12px|20px|||false|false\" custom_padding=\"8px|20px|||false|false\" filter_saturate=\"150%\" global_colors_info=\"{}\"][et_pb_social_media_follow_network social_network=\"youtube\" url=\"https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"spotify\" url=\"https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"facebook\" url=\"https:\/\/www.facebook.com\/garantiqahitelgarancia\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=feRdZx7i0sc\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"30px|60px|30px|60px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

\u201eFantasztikus, minden kkv- \u00e9s nagyv\u00e1llalati vezet\u0151nek elismer\u00e9sem, aki meg tudta tartani a c\u00e9g\u00e9t, gyakorlatilag most m\u00e1r hat esztendeje! Ahogy v\u00e1ls\u00e1gb\u00f3l v\u00e1ls\u00e1gba megy\u00fcnk, van egy b\u00e9rverseny \u00e9s van egy nagyon fesz\u00edtett piac, ez mindenk\u00e9ppen v\u00e1ls\u00e1g\u00e1ll\u00f3v\u00e1 tette a magyar piaci szerepl\u0151ket.\u201d<\/p>\n[\/et_pb_text][et_pb_video src=\"https:\/\/youtu.be\/kiB5BQC3l3o\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_video src=\"https:\/\/youtu.be\/HB1wIi2h968\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Popup - #11\" module_id=\"11\" module_class=\"popup dark single\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" da_is_popup=\"on\" da_popup_slug=\"11\" da_is_singular=\"on\" da_dark_close=\"on\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_not_modal=\"on\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row column_structure=\"1_4,1_4,1_2\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px|0px|0px|0px|false|false\" custom_padding=\"0px|0px|0px|0px|false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"31px|30px|31px|30px|true|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" header_4_font_size_tablet=\"30px\" header_4_font_size_phone=\"23px\" header_4_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

#11. epiz\u00f3d<\/strong><\/span><\/p>\n

Bartha Lajos: A digit\u00e1lis p\u00e9nz\u00fcgyi megold\u00e1sok el\u0151nyei <\/span><\/strong><\/p>\n

Az elm\u00falt n\u00e9gy \u00e9vben t\u00f6bb mint 700 milli\u00f3 azonnali \u00e1tutal\u00e1s t\u00f6rt\u00e9nt Magyarorsz\u00e1gon!\nErre a megd\u00f6bbent\u0151 adatra Bartha Lajos h\u00edvta fel a figyelmet a \u00bbC\u00e9gkassza Podcast\u00ab ad\u00e1s\u00e1ban.\nAz MNB p\u00e9nz\u00fcgyi infrastrukt\u00far\u00e1k\u00e9rt \u00e9s bankm\u0171veletek\u00e9rt felel\u0151s \u00fcgyvezet\u0151 igazgat\u00f3ja megosztotta a szak\u00e9rt\u0151i gondolatait arr\u00f3l is, hogy a digit\u00e1lis fizet\u00e9si megold\u00e1sok, p\u00e9ld\u00e1ul a mobilapplik\u00e1ci\u00f3n kereszt\u00fcli fizet\u00e9s qvikkel, hogyan teszik egyszer\u0171bb\u00e9 \u00e9s olcs\u00f3bb\u00e1 a mindennapokat. \u00d6sszess\u00e9g\u00e9ben m\u00e1r nincs sz\u00fcks\u00e9g fizikai k\u00e1rty\u00e1ra, el\u00e9g a telefonunk.<\/p>\n[\/et_pb_text][et_pb_gallery gallery_ids=\"77,78,79\" fullwidth=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" auto=\"on\" global_colors_info=\"{}\"][\/et_pb_gallery][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"20px|35px|20px|35px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n\u201eAzok a gazdas\u00e1gok, amelyekben nagyobb az elektronikus fizet\u00e9seknek az ar\u00e1nya, versenyk\u00e9pesebbek, mint azok, ahol a k\u00e9szp\u00e9nz domin\u00e1l.\u201d\n\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"30px|30px|1px|30px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

A digit\u00e1lis p\u00e9nz\u00fcgyi megold\u00e1sok egyre ink\u00e1bb \u00e1talak\u00edtj\u00e1k a v\u00e1llalkoz\u00e1sok m\u0171k\u00f6d\u00e9s\u00e9t, \u00e9s \u00faj lehet\u0151s\u00e9geket k\u00edn\u00e1lnak a likvidit\u00e1s kezel\u00e9s\u00e9re. A gyorsabb p\u00e9nzforgalom \u00e9s a k\u00f6lts\u00e9gcs\u00f6kkent\u00e9s kulcsfontoss\u00e1g\u00faak a sikeres m\u0171k\u00f6d\u00e9shez, k\u00fcl\u00f6n\u00f6sen a kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra.\nMindez a kisebb forgalm\u00fa v\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra is el\u0151ny\u00f6s lehet, ahol a bankk\u00e1rty\u00e1s elfogad\u00e1s k\u00f6lts\u00e9gei ar\u00e1nyosan magasabbak. A qvik bevezet\u00e9se egyszer\u0171s\u00edti az elfogad\u00f3i infrastrukt\u00far\u00e1t: a keresked\u0151k ak\u00e1r megl\u00e9v\u0151 okoseszk\u00f6zeiken kereszt\u00fcl is k\u00e9pesek QR-k\u00f3d alap\u00fa fizet\u00e9st elfogadni an\u00e9lk\u00fcl, hogy termin\u00e1lokat kellene v\u00e1s\u00e1rolniuk. Ez a technol\u00f3gia 15 ezer online keresked\u0151n\u00e9l m\u00e1r jelenleg is el\u00e9rhet\u0151, \u00e9s a szak\u00e9rt\u0151 b\u00edzik abban, hogy v\u00e1rhat\u00f3an gyorsan b\u0151v\u00fcl ez a k\u00f6r.\nAz MNB kutat\u00e1sai szerint azok a gazdas\u00e1gok, ahol nagyobb ar\u00e1nyban haszn\u00e1lnak elektronikus fizet\u00e9si megold\u00e1sokat, \u00e1ltal\u00e1ban versenyk\u00e9pesebbek. Az alacsonyabb k\u00e9szp\u00e9nzhaszn\u00e1lat cs\u00f6kkenti az adminisztr\u00e1ci\u00f3s, \u0151rz\u00e9si, kezel\u00e9si \u00e9s logisztikai k\u00f6lts\u00e9geket, \u00e9s lehet\u0151s\u00e9get teremt arra, hogy a felszabadul\u00f3 er\u0151forr\u00e1sokat innov\u00e1ci\u00f3ra vagy m\u00e1s strat\u00e9giai c\u00e9lokra ford\u00edts\u00e1k a v\u00e1llalatok.<\/p>\n[\/et_pb_text][et_pb_social_media_follow _builder_version=\"4.24.1\" _module_preset=\"default\" text_orientation=\"right\" custom_margin=\"12px|20px|||false|false\" custom_padding=\"8px|20px|||false|false\" filter_saturate=\"150%\" global_colors_info=\"{}\"][et_pb_social_media_follow_network social_network=\"youtube\" url=\"https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"spotify\" url=\"https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"facebook\" url=\"https:\/\/www.facebook.com\/garantiqahitelgarancia\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=H-6yLigtoBo\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"30px|60px|30px|60px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n\u201eMi ezt az aj\u00e1nl\u00e1st az egyklikkel\u00e9ses fizet\u00e9sr\u0151l be fogjuk hajtani a magyar p\u00e9nzforgalmi szolg\u00e1ltat\u00f3kon, \u00e9s ha nem tartj\u00e1k be, akkor m\u00e9g ak\u00e1r \u00e1t is ford\u00edtjuk szab\u00e1lyoz\u00e1si form\u00e1ba.\u201d\n\n\u201eA v\u00e1llalatok k\u00f6z\u00f6tti p\u00e9nzforgalomban az, hogy az utal\u00e1s egy \u00f3ra alatt teljes\u00fcl vagy k\u00e9t m\u00e1sodperc alatt nem akkora jelent\u0151s\u00e9ggel b\u00edr felt\u00e9tlen\u00fcl, mint egy lakoss\u00e1gi fizet\u00e9si helyzetben.\u201d\n\n[\/et_pb_text][et_pb_video src=\"https:\/\/youtu.be\/3Q3K4ihbG0A\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_video src=\"https:\/\/youtu.be\/G8XrNxE_Whg\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Popup - #12\" module_id=\"12\" module_class=\"popup dark single\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" da_is_popup=\"on\" da_popup_slug=\"12\" da_is_singular=\"on\" da_dark_close=\"on\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_not_modal=\"on\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row column_structure=\"1_4,1_4,1_2\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px|0px|0px|0px|false|false\" custom_padding=\"0px|0px|0px|0px|false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"31px|30px|31px|30px|true|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" header_4_font_size_tablet=\"30px\" header_4_font_size_phone=\"23px\" header_4_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

#12. epiz\u00f3d<\/strong><\/span><\/p>\n

Bauer Patrik: A v\u00e1llalati kezess\u00e9gv\u00e1llal\u00e1s vil\u00e1ga<\/span><\/strong><\/p>\n

A 12. ad\u00e1sban Bauer Patrik el\u00e1rulta a legfontosabb tudnival\u00f3kat a kezess\u00e9gv\u00e1llal\u00e1sr\u00f3l \u00e9s annak el\u0151nyeir\u0151l. Kiemelte: a kkv-szektort nemcsak finansz\u00edroz\u00e1st el\u0151seg\u00edt\u0151 megold\u00e1sokkal, de ak\u00e1r specializ\u00e1lt tud\u00e1st\u0151ke \u00e1tad\u00e1s\u00e1val is t\u00e1mogatni lehets\u00e9ges.\nNapjainkban a c\u00e9gek t\u00f6bb finansz\u00edroz\u00e1si eszk\u00f6zt is ig\u00e9nybe vehetnek a beruh\u00e1z\u00e1saikhoz \u2013 azonban van \u00fagy, hogy finansz\u00edroz\u00f3i oldalon z\u00e1rt ajt\u00f3kba \u00fctk\u00f6znek.<\/p>\n

Erre az int\u00e9zm\u00e9nyi kezess\u00e9gv\u00e1llal\u00e1s is megold\u00e1st jelenthet. Bauer Patrik kifejtette, hogyan seg\u00edthet a Start Garancia a nagy volumen\u0171 projektek megval\u00f3s\u00edt\u00e1s\u00e1ban, mik\u00e9nt cs\u00f6kkentik az int\u00e9zm\u00e9nyi kezess\u00e9gek a beruh\u00e1z\u00e1s-finansz\u00edroz\u00e1sok kock\u00e1zat\u00e1t, \u00e1tlagosan mekkora m\u00e9ret\u0171 \u00fcgyletekhez j\u00e1rul hozz\u00e1, \u00e9s \u00e1ltal\u00e1ban milyen szektorokb\u00f3l \u00e9rkez\u0151 c\u00e9geket szolg\u00e1l ki a t\u00e1rsas\u00e1g.<\/p>\n[\/et_pb_text][et_pb_gallery gallery_ids=\"80,81\" fullwidth=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" auto=\"on\" global_colors_info=\"{}\"][\/et_pb_gallery][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"20px|35px|20px|35px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n\u201eA mi funkci\u00f3nk az nemcsak a beruh\u00e1z\u00e1sok el\u0151seg\u00edt\u00e9se, hanem a munkahelyek megteremt\u00e9se, meg\u0151rz\u00e9se, illetve van egy olyan k\u00fcldet\u00e9s\u00fcnk, hogy a p\u00e9nz- \u00e9s t\u0151kepiacot is fejlessz\u00fck. A k\u00f6tv\u00e9nyfinansz\u00edroz\u00e1s egy nagyon megfelel\u0151 \u00e9s nagyon alkalmas m\u00f3d erre.\u201d\n\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"30px|30px|1px|30px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

Az \u00fczleti vez\u00e9rigazgat\u00f3-helyettes elmond\u00e1sa szerint a t\u00e1rsas\u00e1g rendk\u00edv\u00fcl felk\u00e9sz\u00fclt \u00e9s prudens kock\u00e1zatkezel\u00e9si elj\u00e1r\u00e1sokkal b\u00edr. A Start Garanci\u00e1n\u00e1l jelenleg nincs bed\u0151lt hitel, bankgarancia vagy k\u00f6tv\u00e9ny, aminek els\u0151dleges oka a fiatal portf\u00f3li\u00f3j\u00e1ban keresend\u0151; illetve abban, hogy alapvet\u0151en olyan beruh\u00e1z\u00e1sokat finansz\u00edroznak, amelyek korai \u00e9letszakaszban, vagy m\u00e9g kivitelez\u00e9s alatt \u00e1llnak. A szakember hozz\u00e1tette, a v\u00e1llalati szektor bed\u0151l\u00e9si r\u00e1t\u00e1ja t\u00f6rt\u00e9nelmi minimum szinteken van.\nA kkv-k \u00e9s nagyv\u00e1llalatok \u00e9let\u00e9ben a kezess\u00e9gv\u00e1llal\u00e1s egy fontos kock\u00e1zatm\u00e9rs\u00e9kl\u0151 \u00e9s finansz\u00edroz\u00e1sokat megval\u00f3s\u00edt\u00f3 eszk\u00f6z lehet.\nA magyar c\u00e9gek nagy volumen\u0171 beruh\u00e1z\u00e1si terveihez a Start Garancia a hazai kereskedelmi bankokkal egy\u00fcttm\u0171k\u00f6d\u00e9sben hat\u00e9kony seg\u00edts\u00e9get k\u00e9pes ny\u00fajtani \u2013 tette hozz\u00e1 Bauer Patrik.<\/p>\n[\/et_pb_text][et_pb_social_media_follow _builder_version=\"4.24.1\" _module_preset=\"default\" text_orientation=\"right\" custom_margin=\"12px|20px|||false|false\" custom_padding=\"8px|20px|||false|false\" filter_saturate=\"150%\" global_colors_info=\"{}\"][et_pb_social_media_follow_network social_network=\"youtube\" url=\"https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"spotify\" url=\"https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"facebook\" url=\"https:\/\/www.facebook.com\/garantiqahitelgarancia\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=KkdlZS8Erss\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"30px|60px|30px|60px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n\u201eNem tudom pontosan megmondani, hogy egy \u00e9v m\u00falva hol lesz\u00fcnk, viszont nekem a sz\u00e1nd\u00e9kom az, hogy bel\u00e1that\u00f3 id\u0151n bel\u00fcl el kell \u00e9rn\u00fcnk az ezer milli\u00e1rdot, mert az ezer milli\u00e1rd az a szint, ahol k\u00f6r\u00fclbel\u00fcl m\u00e1r \u00fagy tudunk mozogni portf\u00f3li\u00f3 szinten, mint ahogy a piac.\u201d\n\n[\/et_pb_text][et_pb_video src=\"https:\/\/youtu.be\/RWLydoEw1cA\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_video src=\"https:\/\/youtu.be\/Kzd0wOwo_n8\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Popup - #13\" module_id=\"13\" module_class=\"popup dark single\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" da_is_popup=\"on\" da_popup_slug=\"13\" da_is_singular=\"on\" da_dark_close=\"on\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_not_modal=\"on\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row column_structure=\"1_4,1_4,1_2\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px|0px|0px|0px|false|false\" custom_padding=\"0px|0px|0px|0px|false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"31px|30px|31px|30px|true|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" header_4_font_size_tablet=\"30px\" header_4_font_size_phone=\"23px\" header_4_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

#13. epiz\u00f3d<\/strong><\/span><\/p>\n

Nagy P\u00e9ter G\u00e1bor:<\/span> A t\u0151ke\u00e1gi finansz\u00edroz\u00e1s \u00e9s a t\u0151kepiaci lehet\u0151s\u00e9gek a kkv-kn\u00e1l<\/span><\/strong><\/p>\n

Az els\u0151 \u00e9vad utols\u00f3 el\u0151tti ad\u00e1s\u00e1ban a t\u0151zsdei jelenl\u00e9t ny\u00fajtotta lehet\u0151s\u00e9gekben m\u00e9lyedhett\u00fcnk el. Hogyan seg\u00edthet a t\u0151zsd\u00e9re l\u00e9p\u00e9s a kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1soknak abban, hogy friss forr\u00e1shoz jussanak \u00e9s felgyors\u00edthass\u00e1k n\u00f6veked\u00e9s\u00fcket?\nA besz\u00e9lget\u00e9sb\u0151l kider\u00fclt, milyen szerepe van a professzion\u00e1lis v\u00e1llalatir\u00e1ny\u00edt\u00e1snak \u00e9s az \u00e1tl\u00e1that\u00f3s\u00e1gnak a befektet\u0151k bizalm\u00e1nak megszerz\u00e9s\u00e9ben, valamint, hogy a t\u0151keemel\u00e9s mik\u00e9nt nyithatja meg az utat kedvez\u0151bb banki felt\u00e9telekhez \u00e9s \u00faj piaci lehet\u0151s\u00e9gekhez. Nagy P\u00e9ter G\u00e1bor kiemelte, hogy a bankok a hitelez\u00e9s sor\u00e1n a v\u00e1llalat t\u0151kehelyzet\u00e9t \u00e9s \u00fczleti terv\u00e9t is vizsg\u00e1lj\u00e1k, \u00e9s ezek alapj\u00e1n hat\u00e1rozz\u00e1k meg a finansz\u00edroz\u00e1s felt\u00e9teleit.<\/p>\n[\/et_pb_text][et_pb_gallery gallery_ids=\"82,83\" fullwidth=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" auto=\"on\" global_colors_info=\"{}\"][\/et_pb_gallery][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"20px|35px|20px|35px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n\u201eA hat\u00e1r a csillagos \u00e9g! T\u00f6bb sz\u00e1z potenci\u00e1lis c\u00e9gr\u0151l besz\u00e9l\u00fcnk, ha csak a sz\u00e1maikat n\u00e9zz\u00fck. Nekik kell m\u00e9g azt kital\u00e1lniuk, hogy mikor \u00e9s mi\u00e9rt j\u00f6nnek a t\u0151zsd\u00e9re, de a c\u00e9l az nagyon sokr\u00e9t\u0171 lehet.\u201d\n\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"30px|30px|1px|30px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

Ha a v\u00e1llalat t\u0151kehelyzete er\u0151s, \u00e9s a nyeres\u00e9g nagy r\u00e9sz\u00e9t visszaforgatja, akkor a bankok kedvez\u0151bb felt\u00e9telekkel ny\u00fajthatnak hitelt, hiszen alacsonyabb kock\u00e1zatot l\u00e1tnak a v\u00e1llalkoz\u00e1sban. Ha a c\u00e9g tov\u00e1bbi t\u0151k\u00e9t von be, a banki hitelek felt\u00e9telei m\u00e9g kedvez\u0151bb\u00e9 v\u00e1lhatnak.\nA t\u0151keemel\u00e9s teh\u00e1t nemcsak a tulajdonosi k\u00f6r v\u00e1ltoz\u00e1s\u00e1t eredm\u00e9nyezi, hanem minden m\u00e1s finansz\u00edroz\u00e1si lehet\u0151s\u00e9g is kedvez\u0151bb\u00e9 v\u00e1lhat a v\u00e1llalat sz\u00e1m\u00e1ra.\nA B\u00c9T vezet\u0151je elmondta: egy j\u00f3l szervezett v\u00e1llalati strukt\u00fara, ahol egy\u00e9rtelm\u0171 d\u00f6nt\u00e9si jogk\u00f6r\u00f6k \u00e9s \u00e1tl\u00e1that\u00f3 folyamatok m\u0171k\u00f6dnek, jelent\u0151sen cs\u00f6kkenti a kock\u00e1zatokat, \u00e9s megteremti a hossz\u00fa t\u00e1v\u00fa n\u00f6veked\u00e9s lehet\u0151s\u00e9g\u00e9t. Ez\u00e9rt a megfelel\u0151 v\u00e1llalatir\u00e1ny\u00edt\u00e1s hi\u00e1nya ak\u00e1r kiz\u00e1r\u00f3 ok is lehet egy t\u0151zsdei szerepl\u00e9sre k\u00e9sz\u00fcl\u0151 v\u00e1llalat eset\u00e9ben, m\u00e9g akkor is, ha a p\u00e9nz\u00fcgyi mutat\u00f3i kedvez\u0151ek.\nA t\u0151zsd\u00e9re l\u00e9p\u00e9s nem arr\u00f3l sz\u00f3l, hogy minden pillanatban az \u00e1rfolyamokkal kell foglalkozni, hanem hogy hossz\u00fa t\u00e1v\u00fa \u00e9rt\u00e9ket kell l\u00e9trehozni, amely az \u00e1rfolyamban el\u0151bb-ut\u00f3bb megjelenik.\nA Budapesti \u00c9rt\u00e9kt\u0151zsde kulcsszerepet j\u00e1tszik a magyar k\u00f6z\u00e9pv\u00e1llalatok fejl\u0151d\u00e9s\u00e9ben, mivel lehet\u0151s\u00e9get biztos\u00edt sz\u00e1mukra a forr\u00e1sbevon\u00e1sra \u00e9s a nemzetk\u00f6zi piacokon val\u00f3 megjelen\u00e9sre.<\/p>\n[\/et_pb_text][et_pb_social_media_follow _builder_version=\"4.24.1\" _module_preset=\"default\" text_orientation=\"right\" custom_margin=\"12px|20px|||false|false\" custom_padding=\"8px|20px|14px||false|false\" filter_saturate=\"150%\" global_colors_info=\"{}\"][et_pb_social_media_follow_network social_network=\"youtube\" url=\"https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"spotify\" url=\"https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"facebook\" url=\"https:\/\/www.facebook.com\/garantiqahitelgarancia\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=vQ_LUZ4s_fc\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"30px|60px|30px|60px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n\u201eNagyon \u00f6r\u00f6mteli volt az, hogy 2025-re d\u00f6nt\u0151 t\u00f6bbs\u00e9g\u00fck \u00e1rbev\u00e9tel-n\u00f6veked\u00e9st v\u00e1r, 41 sz\u00e1zal\u00e9k k\u00e9t sz\u00e1mjegy\u0171 \u00e1rbev\u00e9tel-n\u00f6veked\u00e9st, ami \u2013 ha az infl\u00e1ci\u00f3s v\u00e1rakoz\u00e1sok \u00fagy alakulnak, ahogy gondoljuk, hogy egy sz\u00e1mjegy\u0171 lesz, akkor \u2013 egy\u00e9rtelm\u0171en re\u00e1ln\u00f6veked\u00e9st jelez el\u0151re 2025-re.\u201d\n\n[\/et_pb_text][et_pb_video src=\"https:\/\/youtu.be\/5YrDkwPIiFs\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_video src=\"https:\/\/youtu.be\/n5IAINTYx7I\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Popup - #14\" module_id=\"14\" module_class=\"popup dark single\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" da_is_popup=\"on\" da_popup_slug=\"14\" da_is_singular=\"on\" da_dark_close=\"on\" da_disable_devices=\"off|off|off\" global_colors_info=\"{}\" da_exit_intent=\"off\" da_has_close=\"on\" da_alt_close=\"off\" da_not_modal=\"on\" da_with_loader=\"off\" da_has_shadow=\"on\"][et_pb_row column_structure=\"1_4,1_4,1_2\" use_custom_gutter=\"on\" gutter_width=\"1\" make_equal=\"on\" admin_label=\"row\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" width=\"100%\" max_width=\"2560px\" custom_margin=\"0px|0px|0px|0px|false|false\" custom_padding=\"0px|0px|0px|0px|false|false\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" use_background_color_gradient__hover=\"off\"][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#F9602C\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#FFFFFF\" header_4_font_size=\"30px\" custom_margin=\"31px|30px|31px|30px|true|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" header_4_font_size_tablet=\"30px\" header_4_font_size_phone=\"23px\" header_4_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n

#14. epiz\u00f3d<\/strong><\/span><\/p>\n

Szabados Rich\u00e1rd: Programok, amelyek felp\u00f6rgetik a gazdas\u00e1got<\/span><\/span><\/span><\/strong><\/p>\n

A \u00bbC\u00e9gkassza Podcast\u00ab els\u0151 visszat\u00e9r\u0151 vend\u00e9gek\u00e9nt Szabados Rich\u00e1rd imm\u00e1r a kkv-k fejleszt\u00e9s\u00e9\u00e9rt \u00e9s technol\u00f3gi\u00e1\u00e9rt felel\u0151s \u00e1llamtitk\u00e1rak\u00e9nt l\u00e1togatott el a st\u00fadi\u00f3ba. A besz\u00e9lget\u00e9s f\u0151 t\u00e9m\u00e1ja a Demj\u00e1n S\u00e1ndor Program volt, amely a megfelel\u0151 finansz\u00edroz\u00e1si \u00e9s t\u00e1mogat\u00e1si rendszer a magyar kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra.\nA magyar gazdas\u00e1g \u00e9l\u00e9nk\u00edt\u00e9s\u00e9hez elengedhetetlen, hogy a hazai mikro-, kis- \u00e9s k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok megfelel\u0151 t\u00e1mogat\u00e1sban r\u00e9szes\u00fcljenek. Ennek \u00e9rdek\u00e9ben indult el a Demj\u00e1n S\u00e1ndor Program, amely tavaly \u00e9v v\u00e9ge \u00f3ta dolgozik azon, hogy a hazai kkv-szektor sz\u00e1m\u00e1ra kedvez\u0151 finansz\u00edroz\u00e1si \u00e9s fejleszt\u00e9si lehet\u0151s\u00e9geket biztos\u00edtson.<\/p>\n[\/et_pb_text][et_pb_gallery gallery_ids=\"84,85\" fullwidth=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" auto=\"on\" global_colors_info=\"{}\"][\/et_pb_gallery][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"20px|35px|20px|35px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n\u201eA bevon\u00f3 jelleg miatt nincs kiszorul\u00e1s a programokb\u00f3l, ha pedig nincs kiszorul\u00e1s, akkor val\u00f3j\u00e1ban a felt\u00e9telek, azok teljes\u00edthet\u0151ek.\u201d\n\n[\/et_pb_text][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"0.95vw\" text_line_height=\"1.4em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" custom_margin=\"30px|30px|1px|30px|false|true\" text_font_size_tablet=\"0.95vw\" text_font_size_phone=\"11pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\nSzabados Rich\u00e1rd szerint a program legnagyobb el\u0151nye a sz\u00e9lesk\u00f6r\u0171 hozz\u00e1f\u00e9rhet\u0151s\u00e9g \u00e9s a v\u00e1llalkoz\u00f3i szf\u00e9ra akt\u00edv bevon\u00e1sa. Nem egy sz\u0171k r\u00e9tegre szabott kezdem\u00e9nyez\u00e9s, hanem minden kkv sz\u00e1m\u00e1ra nyitott lehet\u0151s\u00e9g, amelyet k\u00fcl\u00f6nb\u00f6z\u0151 t\u00e1mogat\u00e1si form\u00e1k \u2013 hitelek, vissza nem t\u00e9r\u00edtend\u0151 t\u00e1mogat\u00e1sok, t\u0151kefinansz\u00edroz\u00e1s \u2013 tesznek el\u00e9rhet\u0151v\u00e9.\nA Demj\u00e1n S\u00e1ndor Program rugalmass\u00e1ga \u00e9s a c\u00e9lzott finansz\u00edroz\u00e1si eszk\u00f6z\u00f6k r\u00e9v\u00e9n a v\u00e1llalkoz\u00e1sok hat\u00e9konyabban tervezhetik meg j\u00f6v\u0151beni fejleszt\u00e9seiket.\nAz \u00e1llamtitk\u00e1r kiemelte, hogy Magyarorsz\u00e1gon a kezess\u00e9gv\u00e1llal\u00e1si rendszer kiemelked\u0151en sikeres, ebben pedig kulcsszerepet j\u00e1tszik a Garantiqa Hitelgarancia Zrt., ami k\u00fcl\u00f6nb\u00f6z\u0151 kedvezm\u00e9nyekkel t\u00e1mogatja a hazai kkv-szektort, ezzel is tov\u00e1bb er\u0151s\u00edtve a finansz\u00edroz\u00e1si lehet\u0151s\u00e9geiket.\nZ\u00e1rsz\u00f3k\u00e9nt azt is megosztotta, hogy 2025 m\u00e1sodik fel\u00e9re \u00faj programok ind\u00edt\u00e1sa is szerepel a terveik k\u00f6z\u00f6tt, amelyekhez term\u00e9szetesen az eddigi tapasztalatokat is figyelembe veszik \u00e9s felhaszn\u00e1lj\u00e1k.\n\n[\/et_pb_text][et_pb_social_media_follow _builder_version=\"4.24.1\" _module_preset=\"default\" text_orientation=\"right\" custom_margin=\"12px|20px|||false|false\" custom_padding=\"8px|20px|14px||false|false\" filter_saturate=\"150%\" global_colors_info=\"{}\"][et_pb_social_media_follow_network social_network=\"youtube\" url=\"https:\/\/www.youtube.com\/@GarantiqaHitelgarancia\/podcasts\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"spotify\" url=\"https:\/\/open.spotify.com\/show\/30Uhcl1JviK0CK3OZvGCF8\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]spotify[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"facebook\" url=\"https:\/\/www.facebook.com\/garantiqahitelgarancia\" icon_color=\"#F9602C\" use_icon_font_size=\"on\" icon_font_size=\"20px\" _builder_version=\"4.24.1\" _module_preset=\"default\" background_color=\"#FFFFFF\" background_enable_color=\"on\" border_radii=\"on|53px|53px|53px|53px\" global_colors_info=\"{}\" background__hover_enabled=\"on|hover\" background_color__hover=\"#0a0a0a\" background_enable_color__hover=\"on\" follow_button=\"off\" url_new_window=\"on\"]facebook[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.24.1\" background_color=\"#0a0000\" background_enable_image=\"off\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_video src=\"https:\/\/www.youtube.com\/watch?v=NO6LDd1qF7o\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_text _builder_version=\"4.24.1\" _module_preset=\"default\" text_font=\"Montserrat|300|||||||\" text_text_color=\"#FFFFFF\" text_font_size=\"1.05vw\" text_line_height=\"1.5em\" header_4_font=\"Montserrat|700|||||||\" header_4_text_color=\"#F9602C\" header_4_font_size=\"30px\" background_color=\"#183d3f\" custom_margin=\"0px|0px|0px|0px|false|true\" custom_padding=\"30px|60px|30px|60px|true|true\" animation_direction=\"left\" text_font_size_tablet=\"1.05vw\" text_font_size_phone=\"12pt\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]\n\n\u201eAz a c\u00e9lunk, hogy kamatkedvezm\u00e9nyen kereszt\u00fcl vonz\u00f3v\u00e1 tegy\u00fck azt a c\u00e9gek sz\u00e1m\u00e1ra, hogy kezdj\u00e9k el a finansz\u00edroz\u00e1sok haszn\u00e1lat\u00e1t. A c\u00e9gek arra vannak kital\u00e1lva, hogy a k\u00fcls\u0151 forr\u00e1st j\u00f3l hasznos\u00edts\u00e1k.\u201d\n\n[\/et_pb_text][et_pb_video src=\"https:\/\/youtu.be\/6hWBOdugOaU\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][et_pb_video src=\"https:\/\/youtu.be\/TsGJpA1yWSM\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" module_alignment=\"left\" custom_css_main_element=\"float: left;||height: 230px!important;\" global_colors_info=\"{}\"][\/et_pb_video][\/et_pb_column][\/et_pb_row][\/et_pb_section]","_et_gb_content_width":"","footnotes":""},"class_list":["post-243758","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/cegkassza.garantiqa.hu\/index.php\/wp-json\/wp\/v2\/pages\/243758","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cegkassza.garantiqa.hu\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cegkassza.garantiqa.hu\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cegkassza.garantiqa.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cegkassza.garantiqa.hu\/index.php\/wp-json\/wp\/v2\/comments?post=243758"}],"version-history":[{"count":14,"href":"https:\/\/cegkassza.garantiqa.hu\/index.php\/wp-json\/wp\/v2\/pages\/243758\/revisions"}],"predecessor-version":[{"id":243788,"href":"https:\/\/cegkassza.garantiqa.hu\/index.php\/wp-json\/wp\/v2\/pages\/243758\/revisions\/243788"}],"wp:attachment":[{"href":"https:\/\/cegkassza.garantiqa.hu\/index.php\/wp-json\/wp\/v2\/media?parent=243758"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}